Updated 2025 Tax Year

Daviess County
Property Tax Guide

Everything you need to know about property taxes in Daviess County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

7 Official Sources

8 min read

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Quick Facts

Tax Rate

Varies by district, typically 0.8-1.5% effective rate including school and special districts

1st Due

Dec 31

2nd Due

Jun 30

Exemptions

4+ Available

Section 1

How Property Tax Works

Daviess County, Missouri operates under a property tax system that funds essential local services including county operations, schools, emergency services, and special programs. Property taxes are assessed annually based on the assessed value of real estate, which is determined by the County Assessor's office. The county's tax rate structure includes multiple components that fund different services and programs throughout the community.

The effective tax rate in Daviess County varies significantly depending on your specific location within the county due to overlapping special taxing districts such as school districts, fire districts, and municipal boundaries. While the base county rate provides a foundation, property owners may pay additional levies for local services. The total tax burden is calculated by applying the combined tax rate to your property's assessed value, which is typically a percentage of the estimated market value.

It's important to note that actual tax bills can vary considerably even between neighboring properties due to different taxing district boundaries and available tax credits. Property owners should verify their specific taxing districts and explore available tax credit programs, as many require annual applications and are not automatically applied to tax bills.

Section 2

What Makes Up Your Tax Bill

Component	Rate (per $100 assessed value)	Description
General Revenue	$0.3604	Basic county operations and services
Senior Services	$0.0500	Programs and services for senior citizens
County Disabilities (SB 40)	$0.0930	Services for individuals with developmental disabilities

Note: These rates are based on 2023 levy data. The 2025 property tax rate has been set at $0.3463 per $100 assessed valuation, representing the state maximum allowed rate. Tax rates vary by location within Daviess County due to additional special taxing districts including school districts, fire districts, municipal taxes, and other local assessments. Contact the County Clerk or Assessor's office for your specific total tax rate based on your property's location and applicable taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Daviess County, property taxes are due in two installments:

First Installment

Dec 31

Delinquent after Dec 10

Second Installment

Jun 30

Delinquent after Apr 10

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.

Section 4

Supplemental Tax Bills

Supplemental property taxes in Daviess County are additional tax assessments that occur when there are changes to property ownership, improvements, or new construction during the tax year. These supplemental bills are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year.

Common triggers for supplemental taxes include: property ownership transfers, completion of new construction projects, additions or major improvements to existing structures, or corrections to previous assessments. The supplemental tax is calculated by determining the difference in assessed value and applying the current tax rate for the remaining portion of the tax year.

For example, if a property owner completes a $50,000 addition to their home in October, and this increases the assessed value by $40,000, they would owe supplemental taxes on that $40,000 increase for the remaining three months of the tax year. The calculation would be: ($40,000 ÷ 100) × applicable tax rate × (3 months ÷ 12 months) = supplemental tax owed.

Example Calculation

Example 1: $300,000 Property Value

Market Value: $300,000
Assessed Value (varies by assessment ratio): ~$57,000
Available Tax Credits: Senior Citizen Credit (if applicable, requires application)
Net Taxable Value: $57,000 (assuming no credits applied)
Annual Tax (using $0.3463 rate): $197.39
Monthly Escrow: $16.45

Example 2: $600,000 Property Value

Market Value: $600,000
Assessed Value: ~$114,000
Available Tax Credits: Homestead Credit (caps assessment increases, requires application)
Net Taxable Value: $114,000 (assuming no credits applied)
Annual Tax (using $0.3463 rate): $394.78
Monthly Escrow: $32.90

Example 3: $1,000,000 Property Value

Market Value: $1,000,000
Assessed Value: ~$190,000
Available Tax Credits: Various credits may apply (all require applications)
Net Taxable Value: $190,000 (assuming no credits applied)
Annual Tax (using $0.3463 rate): $657.97
Monthly Escrow: $54.83

Note: These examples use the county rate only. Actual tax bills will be higher due to additional special district taxes. Tax credits require annual applications and are not automatically applied.

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Section 5

Escrow & Property Taxes

Property owners with mortgages typically have their property taxes collected through an escrow account managed by their mortgage lender. The lender estimates the annual property tax bill and divides it by 12 to determine the monthly escrow payment collected along with the mortgage payment. Lenders are required to maintain adequate funds in the escrow account to cover tax payments when they become due.

In Daviess County, property taxes are due by April 15th each year. Mortgage companies typically pay these taxes on behalf of homeowners before the due date to avoid penalties and interest charges. Lenders conduct annual escrow analyses to ensure sufficient funds are being collected, and may adjust monthly payments if taxes increase or decrease significantly.

Property owners should review their annual escrow statements carefully and verify that their lender is aware of any tax credits they may be receiving. If you qualify for tax credits that reduce your bill, you may need to provide documentation to your lender to ensure proper escrow calculations. For properties without mortgages, owners are responsible for making direct payments to the County Collector by the April 15th deadline.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Daviess County? A: Property taxes are due by April 15th each year. This deadline applies to the current fiscal year's assessment.

Q: What tax credits are available and do they require applications? A: Daviess County offers several tax credits including the Senior Citizen Real Estate Tax Credit Freeze Program and general homestead credits. All tax credits require annual applications and are NOT automatic. The Senior Citizen tax credit application deadline is June 30th each year.

Q: How does the Homestead Credit work? A: The Homestead Credit is designed to freeze or limit assessment increases on your primary residence and up to three acres. This credit caps assessment growth rather than reducing market value. You must apply annually and the property must be your primary residence to qualify.

Q: How often are properties reassessed? A: Contact the Daviess County Assessor's office for the current reassessment schedule and appeal process information, as assessment cycles can vary.

Q: What are the penalties for late payment? A: Late payments after April 15th are subject to penalties and interest charges. Contact the County Collector's office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Check with the Daviess County Collector's office for available online payment options and accepted payment methods.

Q: Why did my tax bill increase if my assessment stayed the same? A: Tax bills can increase due to higher tax rates from special taxing districts, even if your assessed value remains unchanged. School districts, fire districts, and other local entities may increase their levy rates.

Q: What qualifies as a homestead for tax credit purposes? A: A homestead is defined as real estate property occupied by eligible taxpayers as their primary residence, including up to three acres. The property must be your primary residence, not a vacation home or rental property.

Q: How do I apply for the Senior Citizen Tax Credit? A: Applications for the Senior Citizen Real Estate Tax Credit Freeze Program must be completed annually with a deadline of June 30th. Contact the County Assessor's office for application forms and eligibility requirements.

Q: Do special taxing districts affect my tax rate? A: Yes, your total tax rate includes the base county rate plus additional rates from school districts, fire districts, municipal taxes, and other special districts based on your property's location within the county.

Verified Sources

Backed by 7 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

2025 Budgetdaviesscountymo.gov

County

Minutes of the Daviess County Commission August 13, 2025daviesscountymo.gov

State

2022 Financial Statementdaviesscountymo.gov

Tax Doc

Application-for-Senior-Citizen-Tax-Credit. ...daviesscountymo.gov

State

SENIOR REAL ESTATE TAX CREDIT PROGRAMdaviesscountymo.gov

County

Minutes of the Daviess County Commission June 25, 2025daviesscountymo.gov

Tax Doc

Commission Order 25-4 Senior Tax Creditdaviesscountymo.gov

All sources verified as of 2025 Tax Year

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Daviess CountyProperty Tax Guide