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Updated 2025 Tax Year

Crawford County
Property Tax Guide

Everything you need to know about property taxes in Crawford County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.3403% base rate (general revenue + school operating), varies by district with additional levies
1st Due
Dec 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Crawford County, Missouri operates under the state's property tax system, which funds essential local services including public schools, county government operations, fire protection, and other municipal services. The county's effective property tax rate for the 2025 levy year is approximately 0.3403% for general revenue and school operating funds, though this represents only a portion of the total tax burden property owners face.

Actual property tax rates vary significantly by location within Crawford County due to special taxing districts such as school districts, fire protection districts, ambulance districts, and other local service areas. Property owners should expect their total effective rate to be higher when all applicable district levies are combined. Missouri assesses real property at 19% of its true value in money for residential properties, and property taxes are collected annually with specific due dates for real estate and personal property.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
General Revenue0.3403%Crawford County general operations and services
Crawford County R-I School DistrictVariesOperating funds for schools (rate varies by district)
Fire Protection DistrictsVariesLocal fire protection services where applicable
Ambulance DistrictsVariesEmergency medical services where applicable
Library DistrictsVariesPublic library services where applicable
Road DistrictsVariesLocal road maintenance and improvement

Rates shown are for FY 2025-2026 levy year. Total effective rates range from approximately 0.5% to 1.2% depending on your property's location and applicable special taxing districts. Contact the Crawford County Assessor's office for your specific district combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crawford County, property taxes are due in two installments:

First Installment
Dec 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Missouri does not typically impose supplemental taxes like some other states. However, property owners may face additional assessments when significant improvements are made to their property during the tax year. New construction, major renovations, or additions that increase the property's assessed value may result in a prorated tax bill for the portion of the year after completion.

For example, if you complete a $50,000 home addition in July, you would be responsible for taxes on that increased assessed value for the remaining months of the tax year. The additional tax would be calculated by taking the assessment increase (19% of $50,000 = $9,500) multiplied by your local tax rate, then prorated for the months remaining in the tax year.

Example Calculation

Example 1: $300,000 Home Value

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Minus Homestead Credit (if applicable): $57,000
  • Net Taxable Value: $57,000
  • Annual Tax (est. 0.8% total rate): $456
  • Monthly Escrow: $38

Example 2: $600,000 Home Value

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Minus Homestead Credit (if applicable): $114,000
  • Net Taxable Value: $114,000
  • Annual Tax (est. 0.8% total rate): $912
  • Monthly Escrow: $76

Example 3: $1,000,000 Home Value

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Minus Homestead Credit (if applicable): $190,000
  • Net Taxable Value: $190,000
  • Annual Tax (est. 0.8% total rate): $1,520
  • Monthly Escrow: $127

Tax credits shown require separate application and are not automatically applied. Contact Crawford County Assessor for available credits and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crawford County require property tax escrow accounts for borrowers with less than 20% down payment. Lenders collect monthly payments equal to 1/12 of your annual property tax bill and hold these funds to pay your taxes when due. Your lender will pay real estate taxes by the January 31st deadline and personal property taxes by March 1st.

Escrow accounts are analyzed annually, and lenders may adjust your monthly payment based on changes in your tax bill or escrow account balance. You should receive an annual escrow statement showing all deposits, payments, and account activity. If you pay taxes independently, ensure payments reach the Crawford County Collector by the due dates to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

When are property taxes due in Crawford County for FY 2025-2026? Real estate taxes are due by January 31st, and personal property taxes are due by March 1st of the current year.

What tax credits are available and do I need to apply? Missouri offers various tax credits including homestead credits (maximum $750 for renters, $1,100 for homeowners), senior citizen credits, and disabled veteran credits. All credits require separate application and are not automatically applied to your tax bill.

How does the Homestead Credit work? The Homestead Credit limits assessment increases rather than reducing market value. It requires annual application and provides protection against rapid assessment growth for qualifying homeowners who occupy their property as their primary residence.

How often are properties reassessed in Crawford County? Missouri law requires properties to be reassessed every two years on odd-numbered years (2025, 2027, etc.). Property owners receive assessment notices and have appeal rights during specified periods.

What are the penalties for late payment? Late payments incur interest and penalty charges. Contact the Crawford County Collector's office for current penalty rates and payment options.

Can I pay property taxes online? Many Missouri counties offer online payment options. Check the Crawford County Collector's website or contact their office directly for available electronic payment methods.

How do special district taxes affect my bill? Your total property tax includes levies from all applicable districts where your property is located, including school districts, fire protection, ambulance service, and other local taxing authorities.

How do I appeal my property assessment? Property owners can appeal assessments during the specified appeal period following reassessment notices. Contact the Crawford County Board of Equalization for appeal procedures and deadlines.

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