HonestCasa logoHonestCasa
Updated 2025 Tax Year

Clark County
Property Tax Guide

Everything you need to know about property taxes in Clark County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.8272 per $100 assessed value (county only), total rate varies significantly by taxing district combination
Exemptions
4+ Available
Section 1

How Property Tax Works

Clark County, Missouri operates on a property tax system that funds essential local services including schools, county government operations, fire protection, and other municipal services. Property taxes are the primary revenue source for these services, with tax rates determined by combining levies from multiple taxing jurisdictions including the county, school districts, municipalities, and special districts.

The effective tax rate in Clark County varies significantly depending on your property's location within the county, as different areas fall under different combinations of taxing districts. Based on the latest available data, the overall county tax rate is $0.8272 per $100 of assessed valuation for FY 2025, though your total rate will be higher when school district levies and other special district taxes are included. Properties are assessed at their fair market value, and Missouri does not impose a statewide assessment cap, meaning assessed values can increase with market conditions.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed)Description
Clark County Operating$0.8272Base county services, administration, roads
School District Operating$3.5041*Local school district operations (varies by district)
Additional School LeviesVariesDebt service, capital improvements (district-specific)
Fire Protection DistrictVariesLocal fire protection services (if applicable)
Municipal TaxesVariesCity/town services (incorporated areas only)
Special AssessmentsVariesLibrary, ambulance, other special districts

*Rate shown is for one district (Political District 30-056-0015) for FY 2025. Your actual school district rate may differ based on your property's location within Clark County. Contact the Clark County Assessor's Office at (660) 727-3283 for your specific total tax rate, as rates vary considerably by taxing jurisdiction within the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Clark County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Clark County are additional property tax bills issued when there are changes to a property's assessed value or ownership during the tax year. Common triggers include new construction completion, property improvements that increase value, changes in property use, or corrections to assessment errors discovered after the annual tax roll is finalized.

When supplemental taxes are issued, they are calculated based on the difference between the old and new assessed values, multiplied by your total tax rate, and prorated for the portion of the tax year remaining. For example, if you complete a $50,000 home addition in March that increases your assessed value by $50,000, and your total tax rate is 4.5%, you would owe approximately $1,875 in additional taxes (($50,000 × 0.045) × 9/12 months remaining in the tax year). Supplemental tax bills are typically mailed within 30-60 days of the assessment change and follow the same payment schedule as regular property taxes.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000
  • Tax Credits Applied: $0 (assuming no applications filed)
  • Net Taxable Value: $300,000
  • Estimated Total Tax Rate: 4.5% (varies by district)
  • Annual Tax: $13,500
  • Monthly Escrow: $1,125

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Tax Credits Applied: -$1,100 (senior citizen credit, if qualified and applied)
  • Net Taxable Value: $598,900
  • Estimated Total Tax Rate: 4.5%
  • Annual Tax: $26,951
  • Monthly Escrow: $2,246

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Tax Credits Applied: $0 (most credits phase out at higher values)
  • Net Taxable Value: $1,000,000
  • Estimated Total Tax Rate: 4.5%
  • Annual Tax: $45,000
  • Monthly Escrow: $3,750

Note: All tax credits require separate applications and income/eligibility verification. Contact the Clark County Assessor for current credit programs and application requirements.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Clark County require borrowers to maintain an escrow account for property taxes, especially for loans with less than 20% down payment. Your lender will estimate your annual property tax bill and divide it by 12 to determine your monthly escrow payment, which is collected along with your mortgage payment. Lenders typically maintain a cushion of 2-6 months of payments in your escrow account to ensure adequate funds are available when tax bills are due.

Property taxes in Clark County are due in two installments: the first half is due December 1st and becomes delinquent after December 31st, while the second half is due May 31st of the following year. Your mortgage servicer will pay these bills directly from your escrow account. You should receive an annual escrow analysis showing how your account balance and monthly payments may change based on actual tax bills versus estimates. If your property taxes increase significantly due to reassessment or new special district levies, your monthly escrow payment will be adjusted accordingly, sometimes requiring a one-time shortage payment to bring the account current.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Clark County property taxes due for the current fiscal year? A: For FY 2025-2026, the first half payment is due December 1, 2025, and the second half is due May 31, 2026. All unpaid taxes become delinquent January 1 of the following year.

Q: What tax credits are available and how do I apply? A: Missouri offers several property tax credits including senior citizen/disabled person credits (up to $1,100 for homeowners, $750 for renters) and veterans' exemptions. All credits require separate applications filed with the Clark County Assessor's Office and must be renewed annually. Contact (660) 727-3283 for current applications and eligibility requirements.

Q: Does Missouri have a homestead exemption that caps assessment increases? A: Missouri does not have a traditional homestead cap that limits annual assessment increases. However, senior citizens and disabled persons may qualify for credits that effectively limit their tax burden growth. These require annual application and income verification.

Q: How often are properties reassessed in Clark County? A: Missouri law requires properties to be reassessed every two years. Clark County follows this schedule with physical inspections and market analysis to determine current fair market values.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. Taxes become delinquent January 1st of the year following the tax year, and properties can eventually be sold at tax sale for non-payment.

Q: Can I pay my property taxes online? A: Contact the Clark County Collector's Office at (660) 727-3305 for current online payment options and accepted payment methods.

Q: Why did my taxes increase even though I didn't improve my property? A: Property taxes can increase due to rising property values during reassessment, new or increased levies passed by taxing districts (schools, fire districts, etc.), or changes in special district boundaries that affect your property.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Clark County Board of Equalization by a specific deadline (typically in July). Contact the Assessor's Office for appeal forms and procedures, including required documentation to support your case.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate