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Updated 2025 Tax Year

Chariton County
Property Tax Guide

Everything you need to know about property taxes in Chariton County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.4376% county levy + 0.1546% road/bridge + varies by special districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Chariton County, Missouri operates under a property tax system that funds essential local services including schools, roads, emergency services, and county operations. Property taxes are the primary revenue source for these vital community services. The county follows Missouri's standard assessment practices, with real property assessed at 19% of true market value for residential properties and 32% for commercial properties.

The effective tax rate in Chariton County varies significantly by location within the county due to overlapping special taxing districts such as school districts, fire protection districts, ambulance districts, and road districts. Based on 2024 data, the county's general levy rate was 0.4376% with an additional special road and bridge rate of 0.1546%. However, when combined with school district levies and other special districts, total effective rates typically range from 0.8% to 1.2% of assessed value. Property owners should note that their specific tax rate depends on which special taxing districts serve their property location.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General0.4376%Basic county operations, services, administration
Special Road & Bridge0.1546%County road maintenance and bridge infrastructure
School DistrictVariesLocal school district operations (varies by district)
Fire ProtectionVariesLocal fire district services (if applicable)
Ambulance DistrictVariesEmergency medical services (if applicable)
Library DistrictVariesPublic library services (if applicable)
Other Special DistrictsVariesAdditional local services as applicable

Note: Rates shown are for Fiscal Year 2024-2025. The 2025 rates show a Special Road & Bridge rate of 0.35% for FY 2025-2026. School district and special district rates vary significantly by location within Chariton County. Contact the County Assessor's office at (660) 288-3273 for your specific total tax rate based on your property's taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Chariton County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Chariton County are additional property tax bills issued when there are changes to property ownership, value, or use during the tax year. The most common triggers include new construction completion, property ownership transfers, changes from exempt to taxable status, or significant improvements that increase assessed value. These supplemental bills cover the tax difference between the original assessment and the new assessment for the remaining portion of the tax year.

For example, if you complete a $100,000 home addition in March that increases your assessed value by $19,000 (at 19% assessment ratio), and your total tax rate is 1.0%, you would receive a supplemental bill for approximately $142.50 ($19,000 × 1.0% × 9/12 months remaining in the tax year). Supplemental taxes are due within 30 days of the bill date and become delinquent if not paid by December 31st of the tax year, subject to penalties and interest.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Tax Credits Applied: $0 (no credits applied)
  • Net Taxable Value: $57,000
  • Estimated Tax Rate: 1.0%
  • Annual Tax: $570
  • Monthly Escrow: $47.50

Example 2: $600,000 Home with Senior Credit

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Tax Credits Applied: -$750 (Senior Citizen Credit - requires application)
  • Net Taxable Value: $113,250
  • Estimated Tax Rate: 1.0%
  • Annual Tax: $1,132.50
  • Monthly Escrow: $94.38

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Tax Credits Applied: $0 (no credits applied)
  • Net Taxable Value: $190,000
  • Estimated Tax Rate: 1.0%
  • Annual Tax: $1,900
  • Monthly Escrow: $158.33

Note: Tax credits require application and approval. Rates vary by specific location within the county based on special taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Chariton County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of your annual property tax bill plus a small cushion. The escrow account pays your property taxes directly to the county when they become due.

Lenders typically perform annual escrow analyses to ensure adequate funds are collected. If property taxes increase due to reassessment or rate changes, your monthly escrow payment may increase accordingly. Tax bills in Chariton County are typically mailed in November with payment due by December 31st. Lenders usually pay these bills in December to avoid delinquency. Property owners should verify that their lender receives and pays tax bills promptly, as you remain ultimately responsible for ensuring taxes are paid on time even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Chariton County? A: Property taxes are due December 31st for the current tax year. Taxes become delinquent on January 1st and are subject to penalties and interest charges.

Q: What tax credits are available and how do I apply? A: Missouri offers several tax credits including Senior Citizen Credit (maximum $750 for renters, $1,100 for homeowners), Disabled Veteran Credit, and Property Tax Credit for low-income residents. All credits require annual application and are not automatic. Contact the County Assessor at (660) 288-3273 for applications and deadlines.

Q: How does the Homestead Credit work? A: Missouri's homestead credit limits annual assessment increases to protect long-term homeowners from rapid property value increases. This caps assessment growth rather than reducing market value, and requires filing with the assessor's office. Application deadlines vary, so contact the assessor early in the tax year.

Q: How often are properties reassessed? A: Chariton County reassesses properties periodically as part of Missouri's statewide assessment cycle. The State Tax Commission oversees this process to ensure uniform assessment practices across the county.

Q: What are the penalties for late payment? A: Taxes paid after December 31st are delinquent and subject to penalties and interest charges. The exact penalty structure is set by state law and compounds over time.

Q: Can I pay property taxes online? A: Contact the Chariton County Collector's office at (660) 288-3008 to inquire about online payment options and accepted payment methods.

Q: How do special district taxes work? A: Your property may be served by multiple special districts (school, fire, ambulance, library) that each levy separate taxes. Your total tax rate is the sum of all applicable district rates, which is why rates vary by location within the county.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Board of Equalization during the appeal period, typically in June. Contact the County Assessor's office for specific deadlines and procedures for the current tax year.

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