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Updated 2025 Tax Year

Simpson County
Property Tax Guide

Everything you need to know about property taxes in Simpson County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 3.27% of assessed value (varies by taxing district combinations)
Exemptions
4+ Available
Section 1

How Property Tax Works

Simpson County, Mississippi operates on a property tax system that funds essential local services including public schools, county government operations, road maintenance, and public safety. Property taxes are the primary revenue source for the Simpson County School District and various county departments. The effective tax rate varies by location within the county due to different combinations of taxing districts, but generally ranges from approximately 3.27% of assessed value.

Property in Simpson County is assessed at its fair market value, and taxes are calculated by applying the millage rate to this assessed value. The actual tax rate you pay depends on which special taxing districts serve your property, as each district adds its own millage to fund specific services. All property tax exemptions and credits require formal application and are not automatically applied to your assessment.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Simpson County32.65County government operations, road maintenance, public safety
Simpson County Schools47.98Public school system funding and operations
Total Base Rate80.63Combined rate for most areas

Rates shown are for FY 2025. Your actual rate may vary depending on additional special taxing districts in your area, such as fire districts, drainage districts, or municipal improvement districts. The millage rate of 32.65 applies countywide, while the school district rate of 47.98 mills applies to most areas within Simpson County. Contact the Simpson County Tax Assessor's office to determine the exact rate for your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Simpson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Simpson County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These additional assessments ensure that property taxes reflect current ownership and property values rather than waiting until the next regular assessment cycle.

When a supplemental assessment occurs, the tax is calculated on the difference between the new assessed value and the previous assessed value, prorated for the remaining months in the tax year. For example, if you purchase a home in Simpson County in October that was previously assessed at $200,000 but now has a market value of $350,000, you would receive a supplemental tax bill for the $150,000 difference in assessed value, calculated from October through the end of the tax year at the applicable millage rate.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): Varies
  • Net Taxable Value: $300,000 (assuming no credits applied)
  • Annual Tax: $300,000 × 0.08063 = $2,419
  • Monthly Escrow: $202

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable): Varies
  • Net Taxable Value: $600,000 (assuming no credits applied)
  • Annual Tax: $600,000 × 0.08063 = $4,838
  • Monthly Escrow: $403

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applicable): Varies
  • Net Taxable Value: $1,000,000 (assuming no credits applied)
  • Annual Tax: $1,000,000 × 0.08063 = $8,063
  • Monthly Escrow: $672

Note: All tax credits require formal application with the Simpson County Tax Assessor's office and are not automatically applied. Homestead credits limit annual assessment increases rather than reducing the base assessed value.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Simpson County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects approximately 1/12 of your estimated annual property tax bill with each monthly mortgage payment, holding these funds in escrow until taxes are due on February 1st.

Lenders typically conduct annual escrow analyses to adjust your monthly payment based on actual tax bills and any changes in assessed value. Since Simpson County property taxes are due February 1st annually, your lender will pay the tax bill directly to the county on your behalf. You should receive a copy of the tax payment confirmation and escrow statement from your lender. If you pay property taxes directly rather than through escrow, remember that payments are due by February 1st, or the following Monday if February 1st falls on a weekend or holiday.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Simpson County property taxes due for FY 2025? A: Property taxes are due February 1, 2025. If February 1st falls on a weekend or legal holiday, taxes may be paid the following Monday without penalties.

Q: What homestead tax credits are available and how do I apply? A: Simpson County offers homestead exemption credits that limit annual assessment increases for owner-occupied primary residences. You must apply with the Simpson County Tax Assessor's office, and you cannot claim residency in another state for income tax purposes while receiving this credit.

Q: Is the homestead credit automatic? A: No. You must complete and file an application with the Simpson County Tax Assessor's office. The homestead credit is not automatically applied and must be renewed as required by county procedures.

Q: How does the homestead credit work? A: The homestead credit caps annual increases in your property's assessed value, rather than reducing the actual market value assessment. This helps limit tax bill increases for longtime homeowners even when property values rise significantly.

Q: When can I appeal my property assessment? A: Contact the Simpson County Tax Assessor's office for specific appeal deadlines and procedures. Generally, assessment appeals must be filed within a specific timeframe after receiving your assessment notice.

Q: What are the penalties for late payment? A: Contact Simpson County Tax Collector's office for current penalty rates and collection procedures for payments received after the February 1st deadline.

Q: Can I pay my property taxes online? A: Check with the Simpson County Tax Collector's office for available online payment options and accepted payment methods.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary within Simpson County based on which special taxing districts serve your property, such as fire districts, drainage districts, or other improvement districts. Contact the Tax Assessor's office to determine which districts apply to your specific location.

Q: Do senior citizens or disabled persons qualify for additional tax credits? A: Contact the Simpson County Tax Assessor's office to inquire about age-based or disability-related tax credits that may be available and require separate applications.

Q: What documentation do I need for homestead credit application? A: Contact the Simpson County Tax Assessor's office for a complete list of required documents, which typically include proof of primary residence and residency verification for Mississippi income tax purposes.

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