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Updated 2025 Tax Year

Lowndes County
Property Tax Guide

Everything you need to know about property taxes in Lowndes County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
40.9 mills (4.09%) for 2025, varies by school district and special taxing districts
Exemptions
5+ Available
Section 1

How Property Tax Works

Lowndes County, Mississippi operates under the state's property tax system to fund essential local services including public schools, county government operations, infrastructure maintenance, and emergency services. Property taxes are calculated based on assessed values set by the county tax assessor, with the current tax rate of 40.9 mills (4.09%) for the 2025 tax year representing a decrease from previous years' rates.

The actual tax rate you pay may vary depending on your specific location within Lowndes County due to special taxing districts, school district boundaries, and municipal service areas. For example, properties within the Lowndes County Schools district may face additional levies beyond the base county rate. Property owners should verify their specific tax rate and applicable districts with the Lowndes County Tax Assessor's office, as rates can differ significantly based on the combination of taxing authorities that serve each property.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Base County Levy40.9General county operations, services (FY 2025)
Lowndes County Schools~51.4School district operations and facilities
Special DistrictsVariesFire protection, drainage, other local services
Total Effective Rate~92.3 millsCombined rate varies by location

Note: The 40.9 mill rate applies to the 2025 levy year. Properties may be subject to additional levies from Lowndes County Schools (approximately 51.4 mills based on recent data) and various special taxing districts. Your actual total tax rate depends on which combination of taxing authorities serve your specific property location within the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lowndes County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lowndes County are additional property tax bills issued when there are mid-year changes to property ownership, value, or classification. Common triggers include new construction completion, property improvements that increase assessed value, changes in property use (such as removing agricultural exemption), or ownership transfers that affect exemption eligibility.

These taxes are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining. For example, if you complete a $100,000 home addition in July, you would receive a supplemental tax bill covering July through December for the additional assessed value. The county tax collector handles supplemental tax collection using the same processes and deadlines as regular property taxes.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Assessed Value (10% of market): $30,000
  • Less Homestead Credit: -$7,500 (example credit amount)
  • Net Taxable Value: $22,500
  • Annual Tax (92.3 mills): $2,077
  • Monthly Escrow: $173

Example 2: $600,000 Home with Senior/Disabled Credit

  • Market Value: $600,000
  • Assessed Value (10% of market): $60,000
  • Less Multiple Credits: -$12,000 (homestead + senior credits)
  • Net Taxable Value: $48,000
  • Annual Tax (92.3 mills): $4,430
  • Monthly Escrow: $369

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • Assessed Value (15% for commercial): $150,000
  • Less Available Credits: -$0 (limited commercial credits)
  • Net Taxable Value: $150,000
  • Annual Tax (92.3 mills): $13,845
  • Monthly Escrow: $1,154

Note: Credits shown require application and approval. Actual rates vary by special district.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Lowndes County require property tax escrow accounts to ensure timely payment of annual tax bills. Your lender collects monthly payments equal to 1/12 of your estimated annual property tax bill, holding these funds in escrow until taxes are due. Given the March 3rd payment deadline with a 14-day grace period, lenders typically pay taxes in early March to avoid penalties.

Lenders perform annual escrow analyses to adjust your monthly payments based on actual tax bills and account balances. If your property taxes increase due to reassessment or rate changes, expect your monthly mortgage payment to increase accordingly. Property owners should verify that their lender has current contact information with the county tax collector and review annual escrow statements for accuracy. You can request escrow account details from your lender and verify payments were made properly through the Lowndes County Tax Collector's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Lowndes County? A: Property taxes are due March 3, 2026 for the current tax year, with an automatic 14-day grace period extending the deadline to March 17, 2026.

Q: What homestead tax credits are available and how do I apply? A: Homestead exemption is available for owner-occupied residential properties and must be applied for through the Tax Assessor's office. This credit caps annual assessment increases and requires you to claim Mississippi residency for income tax purposes. Military personnel stationed outside Mississippi can qualify if they maintain Mississippi residency.

Q: Are tax credits automatic or do I need to apply? A: Most tax credits require application and are NOT automatic. You must complete applications with the Tax Assessor's office and meet eligibility requirements. Credits typically need renewal or verification periodically.

Q: How often are properties reassessed in Lowndes County? A: Mississippi requires property reassessment at least every four years, though counties may reassess more frequently. Contact the Tax Assessor's office for the current reassessment schedule and appeal procedures.

Q: What penalties apply for late tax payments? A: Late payments incur penalties and interest charges. Contact the Tax Collector's office for current penalty rates and payment options if you've missed the deadline.

Q: Can I pay property taxes online? A: Check with the Lowndes County Tax Collector's office for available online payment options and accepted payment methods.

Q: Why did my tax rate change from 43.89 mills to 40.9 mills? A: Lowndes County's base rate decreased to 40.9 mills for 2025, but your total effective rate includes additional levies from schools and special districts that may have changed separately.

Q: How do special taxing districts affect my bill? A: Properties may be subject to additional levies for fire protection, school bonds, drainage districts, or other local services. Your total rate depends on which districts serve your specific location within the county.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2014-2025 County and City Millage Ratesdor.ms.gov
02
Tax Doc
PROPERTY TAX DATA | Mississippi Department of Revenuedor.ms.gov
03
2025 - Mississippi Department of Revenue - | MS.GOVdor.ms.gov
04
Federal Register, Volume 64 Issue 81 (Wednesday, April ...govinfo.gov
05
Tax Doc
Alert Center • Property Tax Payment Extension - March 3desotocountyms.gov
06
Homestead Exemptiondor.ms.gov
07
HB1630 (As Passed the House) - 2025 Regular Sessionbillstatus.ls.state.ms.us
08
Tax Doc
Property Tax Exemptionsdor.ms.gov
09
County
lowndes county, mississippi - financial statementsosa.ms.gov
10
by and amongsec.gov
All sources verified as of 2025 Tax Year

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