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Updated 2025 Tax Year

Lamar County
Property Tax Guide

Everything you need to know about property taxes in Lamar County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
2 mills base rate (varies by district with special taxing districts and school districts)
1st Due
Jan 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Lamar County, Mississippi operates under a property tax system that funds essential local services including schools, roads, public safety, and county operations. The county follows Mississippi's assessment practices where property is assessed at a base rate of approximately 1% of market value, with the current tax rate set at two mills for 2025 as determined by the state legislature.

Property owners in Lamar County should note that actual tax rates can vary significantly based on your specific location within the county due to special taxing districts, school districts, and municipal boundaries. The county assessor determines property valuations annually with an effective date of January 1st, and final valuations are established after the protest period concludes. All property tax obligations must be paid to the Lamar County Tax Collector's office located at 403 Main Street, P.O. Box 1240, Purvis, MS 39475.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County Levy2.0 millsBasic county services and operations (FY 2025)
School DistrictVariesDepends on specific school district boundaries
MunicipalVariesAdditional levy if property is within city limits
Special DistrictsVariesFire protection, drainage, or other special assessments
Total Effective RateVaries by locationCombination of applicable districts

Note: One mill equals $1 per $1,000 of assessed value. The exact millage for county services beyond the base rate has not been finalized for 2025. Property owners should verify their specific tax rate based on their property's location within various taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lamar County, property taxes are due in two installments:

First Installment
Jan 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lamar County are triggered by changes in property ownership, new construction, or significant improvements that increase assessed value during the tax year. When these events occur after the January 1st assessment date, a supplemental tax bill is issued to capture the additional tax liability for the remainder of the tax year.

For example, if you purchase a newly constructed home in July that wasn't on the January 1st assessment roll, you would receive a supplemental tax bill covering July through the end of the tax year. The supplemental tax is calculated by taking the new assessed value, applying the appropriate mill rate for your location, and prorating it for the months remaining in the tax year. State law limits the amount of increase in certain property tax levies to provide some protection against excessive supplemental assessments.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Assessed Value (1%): $3,000
  • Less: Homestead Credit (if applicable): $0 (requires application)
  • Net Taxable Value: $3,000
  • Annual Tax (2 mills + districts): ~$150-300
  • Monthly Escrow: ~$12-25

Example 2: $600,000 Property

  • Market Value: $600,000
  • Assessed Value (1%): $6,000
  • Less: Homestead Credit (if applicable): Variable (requires application)
  • Net Taxable Value: ~$6,000
  • Annual Tax (2 mills + districts): ~$300-600
  • Monthly Escrow: ~$25-50

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Assessed Value (1%): $10,000
  • Less: Available Tax Credits: Variable (requires application)
  • Net Taxable Value: ~$10,000
  • Annual Tax (2 mills + districts): ~$500-1,000
  • Monthly Escrow: ~$42-83

Note: All tax credits require application and approval. Actual taxes depend on specific taxing district combinations.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Lamar County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects approximately 1/12th of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into an escrow account. The lender typically pays your property taxes directly to Lamar County before the January 31st deadline.

Lenders must provide annual escrow statements showing collected amounts and payments made. If there's a shortage due to tax increases, you may need to pay the difference or increase monthly escrow payments. Conversely, overages are typically refunded or applied to reduce future escrow requirements. Property owners should verify that their lender has the correct tax amount, as assessment changes or new exemptions may not be automatically reflected in escrow calculations. Contact your lender immediately if you believe your escrow amount is incorrect based on your actual Lamar County tax bill.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Lamar County for the current tax year? A: Property taxes are due by January 31st each year. Interest begins accruing on February 2nd for any unpaid amounts.

Q: What tax credits are available and how do I apply? A: The primary tax credit available is the Homestead Exemption, which requires application with the Tax Assessor's office. You must be a Mississippi resident and cannot claim residency in another state. Applications are available at 403 Main Street, Purvis, MS 39475.

Q: How does the Homestead credit work? A: The Homestead credit limits annual assessment increases rather than reducing market value. You must apply with the county assessor, and both you and your spouse must claim Mississippi residency for income tax purposes. Military personnel stationed outside Mississippi may qualify if they maintain Mississippi residency.

Q: When are properties assessed and how can I appeal? A: Properties are assessed annually with an effective date of January 1st. Final valuations are determined after the protest period. Contact the Tax Assessor's office for specific appeal deadlines and procedures.

Q: What are the penalties for late payment? A: Interest accrues starting February 2nd on any unpaid property taxes. Contact the Tax Collector's office for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact the Lamar County Tax Collector at 403 Main Street, P.O. Box 1240, Purvis, MS 39475 for current online payment options and accepted methods.

Q: What about mobile home and personal property taxes? A: All delinquent mobile home and personal property taxes must be paid through American Financial Credit Services Inc. Current taxes may have different payment procedures.

Q: How do special districts affect my tax bill? A: Your location determines which special taxing districts apply to your property, such as school districts, fire protection districts, or municipal taxes. These can significantly impact your total tax bill beyond the base county rate.

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