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Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
43 mills (4.3%) base rate, varies by district due to school bonds and special assessments
Exemptions
5+ Available
Section 1

How Property Tax Works

Jackson County, Mississippi operates under a property tax system that funds essential local services including public schools, law enforcement, fire protection, road maintenance, and county administration. Property taxes are the primary revenue source for these vital community services. The county's effective property tax rate for 2025 is 43 mills (4.3%), which is applied to the assessed value of real and personal property within the county.

Property tax rates in Jackson County vary by location within the county due to special taxing districts, school districts, and municipal boundaries. While the base county rate applies uniformly, additional assessments for school bonds, fire districts, and other special services can result in different total tax rates depending on your property's specific location. Property owners should verify their exact tax rate by consulting their annual tax statement or contacting the Jackson County Tax Assessor's office, as rates can differ significantly between districts within the county.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundVariableBasic county operations and services
School DistrictVariableLocal school district operations
Road & BridgeVariableCounty road maintenance and infrastructure
Special DistrictsVariableFire protection, drainage, other local services
Total Effective Rate43.0 millsCombined rate for levy year 2025

Note: The 43-mill rate represents the effective rate for 2025, but actual rates vary by specific location within Jackson County due to different combinations of special taxing districts. School district boundaries, fire protection districts, and municipal tax areas create varying total tax rates throughout the county. Property owners should reference their individual tax statement for their exact rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jackson County are triggered by changes in property ownership, new construction, or significant property improvements that occur after the annual assessment date. When a property changes hands or improvements are completed, the Tax Assessor determines if additional taxes are owed for the current tax year based on the increased assessed value.

The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, then applying the current tax rate to that difference. For example, if you purchase a home in June that was previously assessed at $200,000 but now appraises at $250,000, you would owe supplemental taxes on the $50,000 difference, prorated for the remaining months in the tax year. These supplemental bills are typically issued within 60-90 days of the triggering event and have separate due dates from regular property tax installments.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessment Ratio (10.5%): $31,500
  • Less: Homestead Credit (if qualified): -$7,500
  • Net Taxable Value: $24,000
  • Annual Tax (43 mills): $1,032
  • Monthly Payment: $86

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessment Ratio (10.5%): $63,000
  • Less: Homestead Credit (if qualified): -$7,500
  • Net Taxable Value: $55,500
  • Annual Tax (43 mills): $2,387
  • Monthly Payment: $199

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessment Ratio (10.5%): $105,000
  • Less: Homestead Credit (if qualified): -$7,500
  • Net Taxable Value: $97,500
  • Annual Tax (43 mills): $4,193
  • Monthly Payment: $349

Note: Homestead credits require annual application and are not automatic. Actual tax rates may vary based on special district assessments in your specific area.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County require property tax escrow accounts for borrowers who finance more than 80% of their home's value. The lender collects monthly tax payments as part of your mortgage payment and holds these funds in an escrow account until property taxes are due. Lenders typically collect 1/12th of the annual tax bill each month, plus an additional buffer amount to ensure sufficient funds are available.

Jackson County property taxes are due in three installments: February 1st, May 15th, and August 15th. Lenders must make these payments on time to avoid interest and penalties. Property owners with escrow accounts should receive an annual escrow analysis from their lender showing how their tax payments were disbursed and any adjustments needed for the following year. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly. Property owners can verify that their lender has made timely payments by checking with the Jackson County Tax Collector's office or reviewing online payment records.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Jackson County for the current fiscal year? A: Property taxes are due in three installments for 2025: February 1st (first installment), May 15th (second installment), and August 15th (third installment). Payments must be postmarked by the due dates to avoid interest charges.

Q: What homestead tax credits are available and do I need to apply? A: Jackson County offers homestead exemptions that cap annual assessment increases for owner-occupied residences. This credit requires annual application between January 2nd and April 1st. You must bring vehicle registration numbers for all owned vehicles, and all vehicles must have Mississippi registration before applying. The homestead credit is not automatic and must be renewed annually.

Q: What's the difference between tax credits and exemptions? A: Tax credits reduce your final tax bill dollar-for-dollar, while exemptions reduce the assessed value used to calculate taxes. Most credits and exemptions in Jackson County require formal application and are not automatically applied to your property.

Q: How do I know if I'm in a special taxing district? A: Special district taxes vary by location within Jackson County and can include fire protection, school bonds, or drainage districts. Your annual tax statement will show all applicable district taxes. Contact the Tax Assessor's office at [county phone] to verify which districts apply to your property.

Q: What are the penalties for late property tax payments? A: Interest begins accruing on unpaid taxes after each due date. A $3 publication fee is added on July 15th for advertising the lien. Properties with unpaid taxes are subject to auction at the Annual Sale of Delinquent Taxes held on the last Monday of August.

Q: Can I pay my property taxes online? A: Yes, Jackson County accepts online payments, but credit and debit card payments incur convenience fees. Check the county's official website for current online payment options and fee structures.

Q: How often are properties reassessed in Jackson County? A: Mississippi law requires property reassessment, but the specific schedule varies. Contact the Jackson County Tax Assessor's office for current reassessment cycles and to understand when your property was last assessed.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Jackson County Tax Assessor's office within specific deadlines after receiving your assessment notice. The appeals process typically includes review by the county assessment appeal board, and further appeals can be made to the Mississippi State Tax Commission if necessary.

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