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Updated 2025 Tax Year

Holmes County
Property Tax Guide

Everything you need to know about property taxes in Holmes County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
37.78 mills countywide (varies by district, some areas like Goodman have different rates)
Exemptions
5+ Available
Section 1

How Property Tax Works

Holmes County, Mississippi operates on a property tax system that funds essential local services including public schools, county government operations, road maintenance, and emergency services. Property taxes are the primary source of revenue for the Holmes County Consolidated School District and various county departments. The county follows Mississippi's standard assessment practices, with properties assessed at their fair market value and taxed based on millage rates set annually by the county board of supervisors and school district.

The effective tax rate in Holmes County varies by location within the county due to different special taxing districts and municipal boundaries. For the 2025 tax year, the consolidated millage rate is 37.78 mills, though some areas like Goodman have rates as high as 41.39 mills. Property owners should verify their specific tax rate based on their exact location, as rates can differ significantly between districts within the county. All property tax assessments and collections are handled by the Holmes County Tax Assessor and Tax Collector offices.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Holmes County General Fund15.50County operations, roads, administration
Holmes County Consolidated School22.28Public school operations and facilities
Total Base Rate37.78Standard rate for most county areas
Goodman Special District3.61Additional municipal services (applicable areas only)
Goodman Area Total41.39Rate for properties in Goodman district

Rates shown are for Levy Year 2025 and may vary by specific location within Holmes County. Special taxing districts, municipal boundaries, and bond assessments can affect your actual millage rate. Contact the Holmes County Tax Assessor at (662) 834-2508 to verify the exact rate for your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Holmes County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Holmes County are additional property tax bills issued when there are mid-year changes to property ownership, new construction completion, or assessment corrections. These taxes are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining after the change occurs.

Common triggers for supplemental taxes include: completion of new home construction or major additions, change in property ownership that removes prior exemptions or credits, correction of assessment errors, or removal of agricultural or timber use valuations. For example, if you complete a $100,000 home addition in January and the county assesses it in March, you would receive a supplemental tax bill for approximately 9 months of taxes on that $100,000 increase (March through November), calculated at Holmes County's applicable millage rate.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$7,500 (assessment growth cap benefit)
  • Net Taxable Value: $292,500
  • Tax Rate: 37.78 mills
  • Annual Tax: $1,105
  • Monthly (if escrowed): $92

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$15,000 (assessment growth cap benefit)
  • Net Taxable Value: $585,000
  • Tax Rate: 37.78 mills
  • Annual Tax: $2,210
  • Monthly (if escrowed): $184

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$25,000 (assessment growth cap benefit)
  • Net Taxable Value: $975,000
  • Tax Rate: 37.78 mills
  • Annual Tax: $3,684
  • Monthly (if escrowed): $307

Note: Credit amounts shown are estimates. Homestead and other credits require annual application and are not automatically applied. Actual credits depend on qualification and application approval.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Holmes County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly tax payments along with principal and interest, then pays your annual property tax bill directly to Holmes County when due. Lenders typically collect an initial escrow deposit at closing and may require a 2-month cushion above the estimated annual tax amount.

Property tax bills are typically issued in late fall, with payment due by March 3rd (extended deadline for 2025 due to emergency proclamation). Lenders usually pay these bills in January or February to avoid any late fees. You should receive an annual escrow analysis from your lender showing tax payments made on your behalf and any adjustments needed to your monthly escrow amount. If your property taxes increase due to reassessment or rate changes, your monthly mortgage payment may increase to cover the additional escrow requirement.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

When are Holmes County property taxes due for 2025? Property taxes for the 2025 levy year are due March 3, 2026, with an automatic 14-day grace period. This is an extended deadline due to Governor Reeves' emergency proclamation.

What homestead tax credits are available and how do I apply? Mississippi offers a Homestead Credit that caps annual assessment increases rather than reducing market value. This credit requires annual application through the Holmes County Tax Assessor's office and must be filed by April 1st for the upcoming tax year.

How often are properties reassessed in Holmes County? Holmes County conducts property assessments on a rotating basis, with different areas reassessed each year on a multi-year cycle. You'll receive notice if your property is scheduled for reassessment.

Can I appeal my property tax assessment? Yes, property owners can appeal assessments to the Holmes County Board of Supervisors within 30 days of receiving assessment notice. Appeals must include supporting documentation such as recent appraisals or comparable sales.

What penalties apply for late property tax payments? Late payments incur interest charges and penalties as specified by Mississippi law. Contact Holmes County Tax Collector at (662) 834-2672 for current penalty rates.

Are there tax credits for seniors or disabled veterans? Mississippi provides various tax credits for qualifying seniors, disabled veterans, and disabled persons. These require application through the Tax Assessor's office with appropriate documentation proving eligibility.

How do special district taxes work in Holmes County? Properties in municipalities like Goodman pay additional millage for local services. Your total rate depends on your exact location within the county, which determines which special districts apply.

Can I pay property taxes online? Contact the Holmes County Tax Collector's office at (662) 834-2672 to inquire about online payment options and accepted payment methods for your specific tax bill.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2014-2025 County and City Millage Ratesdor.ms.gov
02
2025 - Mississippi Department of Revenue - | MS.GOVdor.ms.gov
03
MISSISSIPPI LEGISLATURE REGULAR SESSION 2025 Bybillstatus.ls.state.ms.us
04
Tax Doc
Alert Center • Property Tax Payment Extension - March 3desotocountyms.gov
05
State
Tax-Forfeited Lands | Michael Watson Secretary of statesos.ms.gov
06
HB1049 (As Introduced) - 2026 Regular Sessionbillstatus.ls.state.ms.us
07
Image 2 of The Durant news (Durant, Miss.), September 15 ...loc.gov
08
All Measures | MISSISSIPPI LEGISLATURE - | MS.GOVlegislature.ms.gov
09
County
holmes county, mississippi - MS State Auditor's Officeosa.ms.gov
10
HB1630 (As Passed the House) - 2025 Regular Sessionbillstatus.ls.state.ms.us
All sources verified as of 2025 Tax Year

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