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Updated 2025 Tax Year

Forrest County
Property Tax Guide

Everything you need to know about property taxes in Forrest County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
58.31 mills (5.83% of assessed value) - varies by location within county
Exemptions
4+ Available
Section 1

How Property Tax Works

Property taxes in Forrest County, Mississippi are the primary funding source for essential local services including public schools, county operations, municipal services, and various special districts. The county operates under Mississippi's property tax system where properties are assessed at fair market value, with taxes calculated using millage rates that vary by location within the county.

The effective tax rate in Forrest County for 2025 is projected at 58.31 mills (approximately 5.83% of assessed value), though actual rates vary significantly depending on your specific location within the county due to different municipal boundaries, school districts, and special taxing districts. Property owners may be eligible for various tax credits that require separate applications and can meaningfully reduce their annual tax burden, but these benefits are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County GeneralVariableBasic county operations and services
School DistrictVariablePublic education funding (varies by district)
MunicipalVariableCity services (if within city limits)
Special DistrictsVariableFire protection, drainage, road maintenance
Total Projected Rate58.31Combined millage rate for FY 2025

Note: The actual tax rate varies by specific location within Forrest County based on which taxing districts apply to your property. The county government portion has increased an average of only 9.7% over the last 5 years, though this does not include school district increases. Contact the Forrest County Tax Assessor for your property's specific rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Forrest County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Forrest County are additional property tax bills issued when there are mid-year changes to property ownership, new construction completion, or assessment corrections. These taxes cover the period from when the change occurred until the end of the current tax year, calculated on a pro-rated basis.

Common triggers include purchasing a home, completing new construction or major improvements, or corrections to previous assessments due to errors such as double assessment. For example, if you purchase a $400,000 home in July and the previous assessment was significantly lower, you would receive a supplemental tax bill covering July through March for the difference in tax owed based on the updated assessment.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: Limits assessment increases (requires application)
  • Net Taxable Value: $300,000
  • Annual Tax (58.31 mills): $17,493
  • Monthly Escrow: ~$1,458

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: Assessment increase limitation
  • Net Taxable Value: $600,000
  • Annual Tax (58.31 mills): $34,986
  • Monthly Escrow: ~$2,916

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Available Credits Applied: Varies by eligibility (application required)
  • Net Taxable Value: $1,000,000
  • Annual Tax (58.31 mills): $58,310
  • Monthly Escrow: ~$4,859

Note: All tax credits require separate applications and are not automatically applied. Contact the Forrest County Tax Assessor for specific credit eligibility and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Forrest County require property tax escrow accounts, where monthly tax payments are collected along with your mortgage payment and held until taxes are due. Lenders typically pay property taxes directly to Forrest County on the April 1st due date, with extensions available until May 1st if needed.

Your lender will conduct an annual escrow analysis to ensure adequate funds are collected, adjusting your monthly payment if necessary. Property owners should verify that their lender has current contact information and receives tax bills correctly. If you pay taxes directly (without escrow), you're responsible for meeting the April 1st deadline to avoid penalties and potential tax lien placement, which can occur as early as January 1st of the following year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Forrest County for FY 2025? A: Property taxes are due April 1st, with extensions available until May 1st. Tax liens can be placed starting January 1st for delinquent taxes.

Q: What is the Homestead Credit and how do I apply? A: The Homestead Credit caps annual assessment increases for owner-occupied homes. Applications must be filed between January 2nd and April 1st with the Tax Assessor's office. This credit is NOT automatic and requires annual verification of residency.

Q: Are there other tax credits available that require application? A: Yes, various credits may be available including senior citizen, disability, and veteran credits. All require separate applications with specific deadlines and documentation. Contact the Forrest County Tax Assessor for eligibility requirements.

Q: How often are properties reassessed? A: Mississippi requires properties to be assessed annually as of January 1st, with renditions due by April 1st. Property owners must report changes in ownership or improvements.

Q: What happens if I pay late? A: Late payments incur penalties and interest. Properties can be subject to tax liens starting January 1st following the due date, potentially leading to tax sale proceedings.

Q: Can I pay property taxes online? A: Contact the Forrest County Tax Collector's office for current online payment options and accepted methods.

Q: How do special districts affect my tax rate? A: Your total tax rate depends on which municipal boundaries, school districts, and special districts (fire, drainage, etc.) serve your property location. Rates vary significantly across different areas of the county.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Board of Supervisors within specific deadlines after receiving your assessment notice. Contact the Tax Assessor's office for appeal procedures and deadlines.

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