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Updated 2025 Tax Year

Carroll County
Property Tax Guide

Everything you need to know about property taxes in Carroll County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
35.53 mills ($35.53 per $1,000 assessed value), varies by special taxing districts
Exemptions
5+ Available
Section 1

How Property Tax Works

Carroll County, Mississippi operates on a property tax system that serves as the primary funding mechanism for local government services, public schools, road maintenance, and essential county operations. Property taxes in Carroll County are assessed annually based on the appraised value of real estate and personal property, with the current tax rate of 35.53 mills for the 2024-2025 levy year. This translates to $35.53 per $1,000 of assessed value, making Carroll County's effective tax rate approximately 3.55%.

Property tax rates can vary within Carroll County depending on your specific location and the special taxing districts that serve your area. These districts may include school districts, fire protection districts, or other municipal service areas that levy additional assessments. The county uses these tax revenues to fund Carroll County Schools, county administration, law enforcement, infrastructure projects, and other vital public services that benefit residents and property owners throughout the county.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Carroll County Schools35.53Primary funding for local school district operations, facilities, and educational programs
County General FundIncluded in totalCounty government operations, law enforcement, road maintenance, and administrative services
Total Base Rate35.53Combined rate for FY 2024-2025

Note: The 35.53 mill rate applies to the 2024-2025 levy year effective July 1, 2025. Actual tax rates may vary by location within Carroll County depending on additional special taxing districts such as municipal service areas, fire districts, or other local improvement districts that may apply to specific properties. Contact the Carroll County Tax Assessor's office to determine the exact rate applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Carroll County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Carroll County are additional property tax assessments that occur when there are changes to a property's ownership, improvements, or valuation outside of the regular annual assessment cycle. The most common triggers for supplemental taxes include new construction projects, major property improvements, changes in property ownership, or corrections to previous assessments that result in higher taxable values.

When a supplemental tax is issued, it covers the period from when the change occurred until the end of the current tax year. For example, if you complete a home addition in September and the regular tax year runs through December, you would receive a supplemental tax bill covering September through December for the increased assessed value. The supplemental tax is calculated by applying Carroll County's current mill rate (35.53 mills) to the additional assessed value created by the change or improvement.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10.88% assessment ratio): $32,640
  • Less: Homestead Credit (if applicable): $0 (requires application)
  • Net Taxable Value: $32,640
  • Annual Tax (35.53 mills): $1,160
  • Monthly Payment: $97

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10.88% assessment ratio): $65,280
  • Less: Homestead Credit (if applicable): Variable (requires application)
  • Net Taxable Value: $65,280
  • Annual Tax (35.53 mills): $2,320
  • Monthly Payment: $193

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10.88% assessment ratio): $108,800
  • Less: Homestead Credit (if applicable): Variable (requires application)
  • Net Taxable Value: $108,800
  • Annual Tax (35.53 mills): $3,866
  • Monthly Payment: $322

Note: All tax credits require separate applications and are not automatically applied. Contact the Carroll County Tax Assessor for current credit amounts and application requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Carroll County require property tax escrow accounts for borrowers who put down less than 20% or request this service. Your lender collects a portion of your estimated annual property tax bill with each monthly mortgage payment and holds these funds in an escrow account. When your Carroll County property taxes become due (currently extended to March 3, 2026, for the current tax year), your lender pays the bill directly to the Carroll County Tax Collector on your behalf.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are collected, and may adjust your monthly payment if tax amounts change significantly. You should receive an annual escrow statement showing deposits, payments made, and any account balance. It's important to verify that your lender has paid your Carroll County property taxes on time, as you remain ultimately responsible for these payments even when using an escrow service. You can verify payments through the Carroll County Tax Collector's office or their online payment portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Carroll County property taxes due for the current tax year? A: Due to a state emergency extension, Carroll County property taxes for the 2024-2025 tax year are due March 3, 2026. This extension applies to Carroll County as one of the 49 impacted Mississippi counties.

Q: What homestead tax credits are available and how do I apply? A: Carroll County offers a Homestead Credit that caps annual assessment increases and reduces your taxable value. This credit is NOT automatic and requires a completed application filed with the Carroll County Tax Assessor's office. You must be a Mississippi resident and cannot claim residency in another state for income tax purposes.

Q: How does the Homestead Credit work? A: The Homestead Credit limits how much your property's assessed value can increase each year, rather than reducing the market value. You must apply with the Tax Assessor's office, and military personnel stationed outside Mississippi can qualify if they maintain Mississippi residency.

Q: When are properties reassessed in Carroll County? A: Mississippi law requires property reappraisal every four years, though market value adjustments may occur annually. Contact the Carroll County Tax Assessor's office for the current assessment schedule and your property's most recent appraisal date.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Carroll County Board of Supervisors within the specified timeframe after receiving your assessment notice. You'll need comparable property sales data and evidence supporting your position that the assessed value is incorrect.

Q: What are the penalties for late property tax payments? A: Late payments to Carroll County incur penalties and interest charges. The automatic 14-day grace period mentioned in the state extension provides some buffer, but payments after the final deadline will result in additional fees and potential tax lien proceedings.

Q: Can I pay my Carroll County property taxes online? A: Contact the Carroll County Tax Collector's office directly for current online payment options and accepted payment methods. Many Mississippi counties offer online payment portals for property taxes.

Q: Are there property tax abatements available in Carroll County? A: The Carroll County Board of Supervisors negotiates property tax abatements on an individual basis, typically for 10-year terms. These are generally available for qualifying economic development projects and require separate application and approval processes.

Q: Do special districts affect my property tax rate? A: Yes, your location within Carroll County may be subject to additional special district taxes beyond the base 35.53 mill rate. These can include fire protection districts, drainage districts, or other municipal service areas that levy additional assessments.

Q: What exemptions are available for senior citizens or disabled persons? A: Contact the Carroll County Tax Assessor's office for information about age-based or disability-related tax credits. These benefits typically require annual applications and proof of eligibility, and are not automatically applied to your tax bill.

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