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Updated 2025 Tax Year

Calhoun County
Property Tax Guide

Everything you need to know about property taxes in Calhoun County, MS. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
80+ mills combined (33.5 mills county + 50+ mills schools), varies by district and municipality
Exemptions
5+ Available
Section 1

How Property Tax Works

Calhoun County, Mississippi operates on a millage-based property tax system that funds essential local services including schools, county government operations, road maintenance, and emergency services. Property taxes are calculated using millage rates applied to the assessed value of real estate and personal property. The county's base millage rate has historically been around 33.5 mills, with the Calhoun County Schools adding approximately 50+ mills, resulting in combined rates that can exceed 80 mills depending on your specific location within the county.

Actual tax rates vary significantly by location within Calhoun County due to special taxing districts, municipal boundaries, and school district configurations. Property owners in incorporated areas like Calhoun City may face different millage combinations than those in unincorporated areas. Mississippi assesses property at approximately 10% of market value for residential properties, meaning a $300,000 home would typically have an assessed value of around $30,000 before any applicable tax credits are applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Calhoun County Base33.5General county operations, roads, public safety
Calhoun County Schools50.0-52.31School district operations and facilities
Municipal (if applicable)VariesCity services for incorporated areas
Special DistrictsVariesFire districts, drainage, other local services

Rates shown reflect historical data for FY 2024-2025. The 2025 property tax rates are not yet finalized. Total millage rates typically range from 80-90+ mills depending on your specific location within Calhoun County and applicable special districts. Contact the Calhoun County Tax Assessor for current rates applicable to your property's taxing district.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Calhoun County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Calhoun County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the county calculates additional taxes based on the increased assessment, prorated for the remaining months in the tax year. For example, if you complete a $50,000 home addition in July, you would receive a supplemental tax bill for the increased assessed value (typically $5,000 at 10% assessment ratio) multiplied by the applicable millage rate, calculated for the remaining months of the tax year. These supplemental taxes are separate from your regular annual property tax bill and have their own payment due dates.

Example Calculation

$300,000 Home:

  • Market Value: $300,000
  • Assessed Value (10%): $30,000
  • Less: Homestead Credit (if applied): -$7,500
  • Net Taxable Value: $22,500
  • Annual Tax (85 mills): $1,912.50
  • Monthly Escrow: $159.38

$600,000 Home:

  • Market Value: $600,000
  • Assessed Value (10%): $60,000
  • Less: Homestead Credit (if applied): -$7,500
  • Net Taxable Value: $52,500
  • Annual Tax (85 mills): $4,462.50
  • Monthly Escrow: $371.88

$1,000,000 Home:

  • Market Value: $1,000,000
  • Assessed Value (10%): $100,000
  • Less: Homestead Credit (if applied): -$7,500
  • Net Taxable Value: $92,500
  • Annual Tax (85 mills): $7,862.50
  • Monthly Escrow: $655.21

Note: Credits shown are estimates and require application with the Tax Assessor. Actual millage rates vary by location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Calhoun County require property tax escrow accounts, collecting monthly payments equal to 1/12 of your annual property tax bill plus any supplemental assessments. Lenders typically maintain a cushion of 1-3 months in your escrow account to ensure adequate funds for payment. Property taxes are collected by the county and paid by your lender around the due date, with any supplemental taxes requiring separate escrow adjustments.

You'll receive an annual escrow analysis from your lender showing the account balance, payments made, and any adjustments needed for the coming year. If your property taxes increase due to reassessment or millage rate changes, your monthly escrow payment will be adjusted accordingly. Property owners without mortgages pay taxes directly to the Calhoun County Tax Collector and are responsible for meeting all payment deadlines including supplemental tax due dates.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Calhoun County for 2025? A: The property tax deadline has been extended to March 3, 2026, for the 2025 tax year due to a gubernatorial proclamation. There is an automatic 14-day grace period for vehicle tag renewals.

Q: What homestead tax credit is available and how do I apply? A: Mississippi offers a homestead tax credit that caps annual assessment increases and reduces your taxable assessed value. You must apply with the Calhoun County Tax Assessor's office and cannot claim residency in another jurisdiction for Mississippi income tax purposes. This is NOT automatic and requires annual application.

Q: Are there other tax credits available? A: Yes, various credits may be available for seniors, disabled veterans, and other qualifying circumstances. All credits require application through the County Tax Assessor or County Auditor. Contact the Calhoun County Tax Assessor's office for specific eligibility requirements and application deadlines.

Q: How often are properties reassessed? A: Mississippi conducts property reassessments periodically, with market values updated based on sales data and property improvements. Contact the Tax Assessor for the current reassessment schedule and appeal procedures.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. The specific penalty structure varies, so contact the Calhoun County Tax Collector for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact the Calhoun County Tax Collector's office directly to inquire about online payment options and accepted payment methods for both regular and supplemental tax bills.

Q: Why do tax rates vary within Calhoun County? A: Different areas within the county may be subject to additional millage for municipal services, special fire districts, drainage districts, or other local improvement areas, resulting in varying total tax rates.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the County Board of Supervisors within specific timeframes after receiving your assessment notice. Contact the Calhoun County Tax Assessor for appeal procedures and deadlines.

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