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Updated 2025 Tax Year

Scott County
Property Tax Guide

Everything you need to know about property taxes in Scott County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.9% to 1.2% of market value - varies by taxing districts within Scott County
1st Due
May 15
2nd Due
Oct 15
Exemptions
5+ Available
Section 1

How Property Tax Works

Scott County's property tax system funds essential local services including schools, roads, public safety, parks, and county operations. Property taxes in Scott County are calculated by applying local tax rates to your property's assessed value, minus any applicable tax credits you've applied for and been approved to receive. The effective tax rate in Scott County typically ranges from approximately 0.9% to 1.2% of market value, though this varies significantly based on your specific location within the county.

Actual tax rates vary considerably by location within Scott County due to different combinations of special taxing districts, including school districts, watershed districts, and other local improvement districts. Your total property tax bill represents the sum of levies from Scott County, your city or township, school district, and any applicable special districts that serve your property. The county assesses all property annually, with assessment notices typically mailed in March and taxes payable in two installments during the following year.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $1,000)Description
Scott County GeneralVariesCounty operations, roads, public safety
School DistrictVariesLocal school district operations and bonds
City/TownshipVariesMunicipal services, local infrastructure
Special AssessmentsVariesWatershed, library, other special districts
Total Composite Rate~$10.61FY 2025-2026 estimated average

Note: The $10.61 rate shown is an estimated average for Scott County properties with market values above $95,000 for levy year 2025, payable in 2026. Your actual rate will vary based on your specific taxing districts. School district levies, municipal rates, and special district assessments can significantly impact your total rate. Contact the Scott County Assessor's office for your property's specific tax rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Scott County, property taxes are due in two installments:

First Installment
May 15
Delinquent after Dec 10
Second Installment
Oct 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Scott County are additional property tax bills issued when significant changes occur to your property during the tax year. The most common triggers include new construction completion, major improvements or additions, and changes in property ownership that affect exemption status. Unlike California's Proposition 13 system, Minnesota does not typically issue supplemental taxes for ownership changes alone, as properties are reassessed annually regardless of ownership.

When supplemental taxes are issued, they represent the difference between taxes already billed and what should be owed based on the property's changed status. For example, if you complete a $100,000 home addition in July, you may receive a supplemental bill for the additional taxes owed on that increased value for the remaining months of the tax year. The calculation uses the same tax rates as your regular bill, prorated for the applicable time period.

Example Calculation

$300,000 Property:

  • Assessed Value: $300,000
  • Less: Homestead Credit (applied for): $15,000 value exclusion
  • Net Taxable Value: $285,000
  • Annual Tax ($285,000 × 0.01061): $3,024
  • Monthly Escrow: $252

$600,000 Property:

  • Assessed Value: $600,000
  • Less: Homestead Credit (applied for): $25,000 value exclusion
  • Net Taxable Value: $575,000
  • Annual Tax ($575,000 × 0.01061): $6,101
  • Monthly Escrow: $508

$1,000,000 Property:

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (applied for): $30,000 value exclusion
  • Net Taxable Value: $970,000
  • Annual Tax ($970,000 × 0.01061): $10,292
  • Monthly Escrow: $858

Note: These calculations use estimated average rates. Homestead credits require annual application and provide market value exclusions up to $413,800 in property value. Credits are not automatic and must be applied for through the Scott County Assessor's office.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Scott County require property tax escrow accounts, where you pay 1/12th of your annual property taxes with each monthly mortgage payment. Lenders collect these funds in advance and pay your property taxes directly to Scott County when due. Your lender will typically analyze your escrow account annually, comparing collected amounts with actual tax bills to determine if payment adjustments are needed.

Scott County property taxes are due in two installments - typically the first half due in May and second half due in October 15th (for 2025). Your lender should receive tax bills directly from the county and make payments on time to avoid penalties. You can verify payments were made by checking your property record on the Scott County website or by calling the county treasurer's office. If you pay your own taxes without escrow, remember that you're responsible for both due dates to avoid penalty and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Scott County property taxes due for 2025-2026? A: Property taxes for levy year 2025 (payable in 2026) are typically due in two installments: first half in May 2026 and second half on October 15, 2026. Check the Scott County Treasurer's website for exact dates.

Q: What is the Homestead Credit and how do I apply? A: The Homestead Credit provides a market value exclusion for owner-occupied homes, reducing your taxable value by up to $413,800. This credit caps assessment increases and must be applied for annually through the Scott County Assessor's office. It's not automatic - you must file an application.

Q: Are there other tax credits available in Scott County? A: Yes, Minnesota offers various property tax credits including Senior/Disabled Property Tax Deferral, Veteran's exclusions, and Agricultural Land Credits. All require separate applications with specific deadlines. Contact the Scott County Assessor's office for eligibility requirements and application forms.

Q: How often are properties reassessed in Scott County? A: Scott County assesses all properties annually. Assessment notices are typically mailed in March, with appeals due by April 30th. The assessment reflects your property's estimated market value as of January 2nd of the assessment year.

Q: What happens if I pay my property taxes late? A: Late payments incur penalty and interest charges. First half payments made after May 31st and second half payments made after October 15th are subject to penalties starting at 3% plus monthly interest charges of 1% per month.

Q: Can I pay my property taxes online? A: Yes, Scott County offers online payment options through their website using e-check, debit card, or credit card. There may be convenience fees for credit card payments. You can also set up e-notices to receive payment reminders.

Q: How do special districts affect my tax rate? A: Special taxing districts like watershed management, library districts, or local improvement districts add to your base tax rate. Your total rate depends on which districts serve your property location. The same tax rate won't apply to all properties in Scott County.

Q: When must I apply for property tax credits? A: Most property tax credit applications, including Homestead, must be filed by December 15th to apply to the following year's taxes. Some credits have different deadlines, so contact the Scott County Assessor's office for specific requirements and application deadlines.

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