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Updated 2025 Tax Year

Red Lake County
Property Tax Guide

Everything you need to know about property taxes in Red Lake County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.8% to 1.2% of assessed value (varies by taxing district including school district and township)
1st Due
May 15
2nd Due
Oct 15
Exemptions
5+ Available
Section 1

How Property Tax Works

Red Lake County, Minnesota operates under the state's property tax system to fund essential local services including county government operations, schools, roads, and emergency services. The county's property tax rates typically range from approximately 0.8% to 1.2% of assessed value, though the exact rate depends on your specific location within the county due to varying special taxing districts such as school districts, townships, and special assessment areas.

Property taxes in Red Lake County are administered at the county level, with assessments conducted annually to determine market values as of January 2nd each year. The county works in conjunction with local school districts, townships, and other taxing authorities to establish the total tax levy. Property owners should note that tax rates can vary significantly between different areas of the county based on which school district, township, and special taxing districts serve their property location.

Section 2

What Makes Up Your Tax Bill

The 2025 property tax rates for Red Lake County are currently being finalized by the county board as part of the annual budget process. Based on available county budget projections:

ComponentEstimated Rate RangeDescription
County General Levy0.25% - 0.35%County operations, roads, law enforcement
School District Levy0.45% - 0.65%Varies by school district within county
Township/Municipal0.05% - 0.15%Local government services
Special Assessments0.05% - 0.20%Bonds, special districts (varies by location)
Total Estimated Rate0.80% - 1.35%Combined rate varies by property location

Note: These are preliminary estimates for levy year 2025 (payable in 2025). Final rates will be set by the county board and vary significantly based on your specific school district, township, and any special taxing districts that serve your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Red Lake County, property taxes are due in two installments:

First Installment
May 15
Delinquent after Dec 10
Second Installment
Oct 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Red Lake County are triggered when there are significant changes to a property during the tax year, most commonly new construction, major improvements, or changes in property ownership that affect assessment. When improvements are completed or occupancy permits are issued after January 2nd (the assessment date), a supplemental assessment may be issued to capture the increased value.

The supplemental tax is calculated as the difference between the new assessed value and the original assessed value, multiplied by the applicable tax rate, and prorated for the remaining months in the tax year. For example, if you complete a $100,000 home addition in July and your total tax rate is 1.0%, you would owe approximately $500 in supplemental taxes (($100,000 × 1.0%) × 6/12 months remaining in the year).

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Homestead Market Value Credit Applied: $95,000 exclusion
  • Net Taxable Value: $205,000
  • Tax Rate: 1.0% (estimated)
  • Annual Tax: $2,050
  • Monthly Escrow: $171

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Homestead Market Value Credit Applied: $95,000 exclusion
  • Net Taxable Value: $505,000
  • Tax Rate: 1.0% (estimated)
  • Annual Tax: $5,050
  • Monthly Escrow: $421

Example 3: $1,000,000 Home (Non-Homestead)

  • Market Value: $1,000,000
  • Credits Applied: None (assuming non-homestead property)
  • Net Taxable Value: $1,000,000
  • Tax Rate: 1.0% (estimated)
  • Annual Tax: $10,000
  • Monthly Escrow: $833

Note: Homestead credit requires annual application and caps assessment increases. Senior citizens and disabled veterans may qualify for additional credits that require separate applications.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Red Lake County require property tax escrow accounts, where monthly payments are collected along with your mortgage payment to cover annual property taxes. Your lender will typically collect 1/12th of your estimated annual tax bill each month, plus an additional cushion amount (usually 2-4 months of payments) to ensure adequate funds are available when taxes are due.

Red Lake County property taxes are due in two installments: May 15th and October 15th each year (or the following Monday if the 15th falls on a weekend). Your mortgage servicer will receive tax bills directly from the county and make payments on your behalf from your escrow account. It's important to verify that your lender has received the correct tax statements and made timely payments, as you remain ultimately responsible for ensuring taxes are paid even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Red Lake County for 2025? A: Property taxes are due May 15th and October 15th each year. If either date falls on a weekend, taxes are due the following Monday.

Q: What is the Homestead Market Value Credit and do I need to apply? A: The Homestead Market Value Credit provides a $95,000 exclusion from taxable value for owner-occupied properties. This credit requires an annual application and caps assessment increases to help limit tax growth. You must apply with the county assessor's office.

Q: Are there additional tax credits available for seniors or veterans? A: Yes, Minnesota offers various property tax credits for qualifying seniors, disabled veterans, and other groups. These are tax credits (reducing your tax bill) that require separate applications with specific deadlines. Contact the Red Lake County Assessor's office for available programs and application requirements.

Q: How often are properties assessed in Red Lake County? A: Properties are assessed annually as of January 2nd each year. The county assessor reviews market values and may update assessments based on sales data, improvements, or market conditions.

Q: What if I disagree with my property assessment? A: You can appeal your assessment through the county's Board of Appeal and Equalization, typically meeting in April. Appeals must be filed within specific deadlines, usually by April 30th for residential properties.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Contact Red Lake County's treasurer's office for current penalty rates and payment options if you're behind on payments.

Q: Can I pay my property taxes online? A: Contact Red Lake County Treasurer's office directly for current online payment options and accepted payment methods, as these services vary by county.

Q: Why do tax rates vary within Red Lake County? A: Tax rates differ based on which school district, township, and special taxing districts (such as watershed districts or special assessment areas) serve your specific property location. Each taxing authority sets its own levy, creating different total rates throughout the county.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
proceedings of the red lake county board of commissionersco.red-lake.mn.us
02
Tax Doc
Understanding Payment in Lieu of Taxes (PILT)files.dnr.state.mn.us
03
Tax Doc
Property Tax Law Summary - 2025lrl.mn.gov
04
County
Public Notice - Lake County, MNco.lake.mn.us
05
County
Post Archive – Page 2 – Lake County, MNco.lake.mn.us
06
County
Post Archive - Lake County, MNco.lake.mn.us
07
eo_mn.csvirs.gov
08
Senate Offer #1 - Compared to House Offer #1house.mn.gov
09
Tax Doc
PROPERTY TAX Senate Omnibus Tax Bill Articles 2-3, 5, 7 ...revenue.state.mn.us
10
Tax Doc
PROPERTY TAX House Omnibus Tax Bill Articles 2-3, 5, 8- ...revenue.state.mn.us
All sources verified as of 2025 Tax Year

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