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Updated 2025 Tax Year

Nobles County
Property Tax Guide

Everything you need to know about property taxes in Nobles County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

6 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1% effective rate, varies by taxing jurisdiction within county
1st Due
May 15
2nd Due
Oct 15
Exemptions
5+ Available
Section 1

How Property Tax Works

Nobles County, Minnesota operates under the state's property tax system to fund essential local services including schools, county government operations, municipal services, and special districts. Property taxes are the primary revenue source for local governments in Nobles County, supporting everything from road maintenance and public safety to education and library services.

The effective property tax rate in Nobles County varies by location within the county due to different combinations of taxing jurisdictions, including the county levy, school districts, municipalities, and special assessment districts. Based on Minnesota's statewide average of approximately 1%, property owners in Nobles County can expect effective rates in a similar range, though actual rates depend on the specific taxing districts where their property is located. The 2026 county budget and property tax levy will be finalized at the December 23, 2025 County Board meeting, which will determine the final tax rates for the 2025 tax year payable in 2026.

Section 2

What Makes Up Your Tax Bill

The 2025 property tax rates for Nobles County are still being finalized as part of the 2026 budget process. Final rates will be adopted on December 23, 2025.

ComponentRateDescription
County General LevyTBDCounty operations, services, and infrastructure
School District LevyVariesLocal school district funding (varies by district)
Municipal LevyVariesCity/township services (if applicable)
Special AssessmentsVariesWatershed districts, library districts, etc.

Note: Tax rates vary significantly by location within Nobles County depending on which school district, municipality, and special taxing districts apply to your property. The total tax rate is the sum of all applicable jurisdictional levies. Rates shown apply to Levy Year 2025 (payable in 2026).

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Nobles County, property taxes are due in two installments:

First Installment
May 15
Delinquent after Dec 10
Second Installment
Oct 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Nobles County are triggered by changes in property ownership, new construction, or improvements that increase the assessed value during the tax year. When these events occur, the county assessor determines the additional assessed value and applies the current tax rate to calculate the supplemental tax amount.

For example, if you complete a $50,000 home addition in March, the assessor will calculate the supplemental tax based on the increased assessed value from the completion date through the end of the tax year. If this addition increases your assessed value by $40,000 and your combined tax rate is 1.2%, you would owe a supplemental tax of approximately $480, prorated for the remaining months of the tax year. Supplemental tax bills are typically issued within 30-60 days after the assessor processes the change.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000
  • Homestead Market Value Credit: -$50,400 (requires application)
  • Net Taxable Value: $249,600
  • Tax Rate (estimated): 1.1%
  • Annual Tax: $2,746
  • Monthly Escrow: $229

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Homestead Market Value Credit: -$50,400 (requires application)
  • Net Taxable Value: $549,600
  • Tax Rate (estimated): 1.1%
  • Annual Tax: $6,046
  • Monthly Escrow: $504

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Homestead Market Value Credit: -$50,400 (requires application)
  • Net Taxable Value: $949,600
  • Tax Rate (estimated): 1.1%
  • Annual Tax: $10,446
  • Monthly Escrow: $870

Note: All tax credits require application and are not automatic. Actual tax rates vary by specific taxing districts within Nobles County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Nobles County require property tax escrow accounts, where you pay 1/12 of your annual property tax bill with each monthly mortgage payment. The lender holds these funds in escrow and pays your property taxes directly to the county when due. Lenders typically collect an additional 2-3 months of taxes as a cushion when you close on your home.

Minnesota property taxes are paid in two installments: the first half is due May 15th and the second half is due October 15th (or November 15th for certain property types). Your lender will receive tax statements directly from Nobles County and should make payments before the due dates to avoid penalties. You can verify that payments were made by checking the Nobles County property records online or contacting the county treasurer's office. If your escrow account has a shortage or surplus, your lender will adjust your monthly payment during the annual escrow analysis.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Nobles County for 2026? A: Property taxes are typically due in two installments - first half by May 15th and second half by October 15th. However, some property types have different deadlines, with the second half due November 15th for personal property and real estate taxes in certain cases.

Q: What homestead tax credits are available and how do I apply? A: The Homestead Market Value Credit can reduce your taxable value by up to $50,400. You must apply with the county assessor's office - it is not automatic. The homestead classification also caps your assessment increases at 10% annually, but you must file for homestead status to receive this benefit.

Q: Are there property tax credits for seniors? A: Yes, Minnesota offers several property tax credits for seniors including the Property Tax Refund and Senior Citizen Property Tax Deferral programs. These require separate applications with specific income requirements. The deferral application deadline is November 1st for the following year's taxes.

Q: How often are properties reassessed in Nobles County? A: Minnesota law requires all property to be assessed annually. The county assessor reviews market data and property characteristics each year to determine assessed values, which are mailed to property owners in March.

Q: How do I appeal my property assessment? A: You can appeal to the Local Board of Appeal and Equalization (typically meets in April) or file directly with the Minnesota Tax Court by April 30th. Appeals must be filed for the tax year in question - you cannot appeal previous years' assessments.

Q: What are the penalties for late property tax payments? A: Minnesota charges 8% annual interest (prorated monthly) on late property tax payments, plus additional penalties. Interest begins accruing the day after the due date.

Q: Can I pay my property taxes online? A: Yes, Nobles County accepts online property tax payments including credit card payments. Check the county website for approved payment methods and any associated convenience fees.

Q: Why did my taxes increase if I didn't make any improvements? A: Property taxes can increase due to rising market values, changes in tax rates set by various taxing jurisdictions, or changes in special district assessments. Even if your home's value stayed the same, tax rate increases by the county, school district, or other local governments will increase your tax bill.

Q: What special district taxes might apply to my property? A: Depending on your location in Nobles County, you may pay additional taxes for watershed districts, soil and water conservation districts, library districts, or other special assessments. These vary by geographic area and appear as separate line items on your tax statement.

Q: How do I qualify for the Senior Citizen Property Tax Deferral? A: You must be 65 or older, meet income requirements, and own and occupy the property as your homestead. Applications must be filed by November 1st each year with the county assessor. This program allows eligible seniors to defer a portion of their property taxes until the property is sold.

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