HonestCasa logoHonestCasa
Updated 2025 Tax Year

Kandiyohi County
Property Tax Guide

Everything you need to know about property taxes in Kandiyohi County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1% base rate, varies by district due to school districts and special taxing authorities
Exemptions
4+ Available
Section 1

How Property Tax Works

Kandiyohi County, Minnesota operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, roads, law enforcement, fire protection, and county operations. Property taxes in Minnesota are calculated based on the assessed market value of your property, with various tax credits available to qualified homeowners that can significantly reduce your tax burden.

The effective property tax rate in Kandiyohi County varies by location within the county due to different special taxing districts, school districts, and municipal boundaries. While Minnesota's base assessment rate is approximately 1% of market value, your actual tax rate depends on the specific combination of taxing authorities that serve your property location. Homeowners should note that most tax credits and benefits require annual application and are not automatically applied to your property tax bill.

Property values are assessed by the Kandiyohi County Assessor's Office, and taxes fund essential services that directly benefit property owners and residents throughout the county. The tax system includes various credits designed to provide relief to homeowners, seniors, and agricultural properties, though eligibility requirements and application deadlines must be carefully observed.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated RateDescription
County General Levy0.25% - 0.35%County operations, roads, law enforcement
School District Levy0.45% - 0.65%Local school district operations and bonds
Municipal/Township Levy0.15% - 0.30%City or township services
Special Districts0.05% - 0.15%Fire, library, watershed districts
Total Effective Rate0.90% - 1.45%Combined rate varies by location

Note: These rates are estimates for levy year 2025-2026 and vary significantly based on your specific location within Kandiyohi County. Properties may be subject to additional special assessments for improvements like sewer, water, or road projects. Contact the Kandiyohi County Assessor's Office for your exact tax rate based on your property's taxing districts.

Special taxing districts within the county create rate variations, meaning two similar properties in different areas may have substantially different tax bills based on the services provided in each location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Kandiyohi County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Kandiyohi County are additional property tax assessments that occur when there are changes to your property's ownership, value, or classification outside the normal assessment cycle. The most common triggers include new construction completion, major renovations that increase property value, ownership transfers that remove previous exemptions or credits, or corrections to assessment errors.

When supplemental taxes are levied, they are calculated based on the difference between your previous assessment and the new assessed value, prorated for the remaining portion of the tax year. For example, if you complete a $100,000 home addition in March that increases your assessed value, you would owe supplemental taxes on that increased value from March through the end of the tax year.

Example: If your home's assessed value increases by $50,000 due to completed renovations in January, and your local tax rate is 1.2%, you would owe approximately $600 in supplemental taxes ($50,000 × 0.012) for the full year. If the change occurred in July, the supplemental tax would be prorated for the remaining six months, resulting in approximately $300 in additional taxes due.

Example Calculation

Property Value: $300,000

  • Assessed Market Value: $300,000
  • Homestead Credit Applied: -$275 (estimated, requires application)
  • Net Taxable Value: $299,725
  • Tax Rate (estimated): 1.1%
  • Annual Tax: $3,297
  • Monthly Escrow: $275

Property Value: $600,000

  • Assessed Market Value: $600,000
  • Homestead Credit Applied: -$550 (estimated, requires application)
  • Net Taxable Value: $599,450
  • Tax Rate (estimated): 1.2%
  • Annual Tax: $7,193
  • Monthly Escrow: $599

Property Value: $1,000,000

  • Assessed Market Value: $1,000,000
  • Homestead Credit Applied: -$650 (estimated, requires application)
  • Net Taxable Value: $999,350
  • Tax Rate (estimated): 1.3%
  • Annual Tax: $12,992
  • Monthly Escrow: $1,083

Note: These calculations use estimated tax rates and credits. Actual amounts vary based on your specific location's taxing districts. Homestead and other credits require annual application and are not automatically applied. Senior citizens and disabled property owners may qualify for additional credits that could significantly reduce these amounts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Kandiyohi County require property tax escrow accounts, where you pay a portion of your annual property taxes with each monthly mortgage payment. Your lender collects these funds throughout the year and pays your property taxes directly to the county when they become due. Lenders typically collect 1/12th of your annual tax bill each month, plus an additional cushion amount as allowed by federal law.

Property tax bills in Kandiyohi County are issued annually and are due in two installments: the first half by November 15th and the second half by March 15th of the following year. Your lender will receive the tax statements directly and make payments on your behalf. If your property taxes increase or decrease significantly, your lender will adjust your monthly escrow payment accordingly, typically with 60 days written notice.

Homeowners should review their annual escrow analysis statement carefully to ensure accuracy and verify that all applicable tax credits have been applied to their account. If you believe your property taxes are incorrect due to missing homestead credits or other issues, contact both your lender and the Kandiyohi County Assessor's Office to resolve discrepancies before the payment due dates.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

When are property taxes due in Kandiyohi County for 2025? Property taxes for the 2025 levy year are due in two installments: first half by November 15, 2025, and second half by March 15, 2026. Senior citizens may apply for deferral by November 1st.

What tax credits are available and do they require application? Minnesota Homestead Credit is available for qualifying homeowners but requires annual application. This credit limits assessment increases rather than reducing market value. Additional credits may be available for seniors, disabled veterans, and agricultural properties. Most credits are NOT automatic and must be applied for by specific deadlines.

How does the Homestead Credit work? The Homestead Credit caps the annual increase in your property's assessed value for tax purposes, typically limiting increases to 10% per year. This credit does not reduce your property's market value but limits how much your taxable value can increase year-over-year. You must file annually to maintain this benefit.

When are properties reassessed in Kandiyohi County? Properties are reassessed annually with values as of January 2nd applying to taxes payable the following year. Assessment notices are typically mailed in March, with appeals due by April 30th.

What are the penalties for late property tax payments? Late payments incur interest charges and penalties. Contact the Kandiyohi County Treasurer's Office for current penalty rates and payment options if you cannot meet the November 15th or March 15th deadlines.

Can I pay property taxes online? Yes, Kandiyohi County typically offers online payment options through their official website. Contact the County Treasurer's Office for current online payment portal information and accepted payment methods.

How do special taxing districts affect my tax rate? Your property may be located within multiple special districts (school, fire, library, watershed) that each levy their own taxes. This is why tax rates vary significantly by location within Kandiyohi County, even for similar properties.

What should I do if I disagree with my property assessment? Assessment appeals must typically be filed by April 30th following the assessment notice. Contact the Kandiyohi County Assessor's Office for specific appeal procedures and required documentation to challenge your property's assessed value.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate