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Updated 2025 Tax Year

Hubbard County
Property Tax Guide

Everything you need to know about property taxes in Hubbard County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 1.25% base rate for properties over $500K, varies by taxing jurisdiction combination
Exemptions
4+ Available
Section 1

How Property Tax Works

Hubbard County, Minnesota operates on a property tax system that funds essential local services including schools, roads, public safety, and county operations. Property taxes are the primary revenue source for these services, with tax bills calculated based on your property's assessed value multiplied by the applicable tax rate. The County Assessor's Office conducts property inspections, verifies sales data, and estimates market values to ensure fair and accurate assessments across all properties.

The effective property tax rate in Hubbard County varies by location within the county due to different combinations of taxing jurisdictions. While the base residential rate is approximately 1.25% for properties over $500,000, your actual rate depends on which school district, city, township, and special taxing districts serve your property. This means two similar properties in different areas of the county may have different tax rates based on their specific combination of local taxing authorities.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General Levy0.35%Basic county services, roads, administration
School District Levy0.45-0.65%K-12 education (varies by district)
City/Township Levy0.20-0.40%Municipal services (varies by location)
Special Assessments0.05-0.25%Fire districts, water/sewer, economic development
Total Effective Rate1.05-1.65%Combined rate varies by property location

Rates shown are for Levy Year 2025, payable in 2025. Residential properties over $500,000 typically see rates toward the higher end of these ranges. Your specific rate depends on which taxing jurisdictions serve your property address. Contact the Hubbard County Assessor's Office for your exact tax rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hubbard County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Minnesota are typically triggered by new construction, property improvements, or significant changes in property classification that occur after the annual assessment date. When you complete new construction or make substantial improvements to your property, the assessor may issue a supplemental assessment to capture the increased value during the current tax year rather than waiting until the next regular assessment cycle.

For example, if you build a $100,000 addition to your home that's completed in August, and your combined tax rate is 1.30%, you would owe approximately $433 in supplemental taxes ($100,000 × 1.30% × 4/12 months remaining in the tax year). The supplemental bill covers only the portion of the tax year after the improvement was completed, and this amount would be added to your regular property tax bill.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Homestead Credit Applied: -$24,000 (reduces taxable value)
  • Net Taxable Value: $276,000
  • Tax Rate: 1.15%
  • Annual Tax: $3,174
  • Monthly Escrow: $265

Example 2: $600,000 Home

  • Market Value: $600,000
  • Homestead Credit Applied: -$38,000 (caps assessment increase)
  • Net Taxable Value: $562,000
  • Tax Rate: 1.25%
  • Annual Tax: $7,025
  • Monthly Escrow: $585

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Homestead Credit Applied: -$42,000 (maximum credit amount)
  • Net Taxable Value: $958,000
  • Tax Rate: 1.40%
  • Annual Tax: $13,412
  • Monthly Escrow: $1,118

Note: Homestead credits require annual application and are not automatic. Credits cap assessment increases rather than reducing market value. Rates vary by specific tax district combination.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hubbard County collect property taxes through escrow accounts, adding 1/12 of your estimated annual tax bill to your monthly mortgage payment. Lenders typically pay your property taxes directly to the county treasurer before the May 15 and October 15 due dates. Your lender will receive tax statements and payment confirmations, but you should verify that payments are made on time to avoid penalties.

When your property taxes change due to reassessment or rate changes, your lender will adjust your escrow payment accordingly, usually resulting in an annual escrow analysis statement. If there's a shortage in your escrow account, you may need to pay the difference or accept higher monthly payments. If you don't have a mortgage or choose not to escrow, you're responsible for making tax payments directly to Hubbard County by the established due dates.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Hubbard County for the current fiscal year? A: Property taxes are paid in two installments: the first half is due by May 15, and the second half is due by October 15. These dates apply to the 2025 tax year.

Q: What homestead tax credits are available and how do I apply? A: The Homestead Credit caps your assessment increases and requires annual application with the County Assessor's Office. Applications must be filed by December 15 for the following tax year. This is a tax credit that reduces your tax bill, not an exemption.

Q: How often are properties reassessed in Hubbard County? A: Properties are typically reassessed annually, with the assessment date being January 2 each year. The County Assessor's Office reviews market sales data and may conduct physical inspections as needed.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Contact the County Treasurer's Office for current penalty rates and payment options if you've missed a due date.

Q: Can I pay my property taxes online? A: Yes, Hubbard County typically offers online payment options through their official website. Contact the County Treasurer's Office for current online payment methods and any associated fees.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Assessor's Office by April 30. You can request an informal review first, or proceed directly to the formal appeal process with the Board of Appeal and Equalization.

Q: Are senior citizens eligible for additional tax credits? A: Minnesota offers various property tax relief programs for seniors, including the Senior Citizens Property Tax Deferral Program. These require separate applications and have income eligibility requirements.

Q: Why do property tax rates vary within Hubbard County? A: Your total tax rate is the combination of all taxing jurisdictions serving your property, including county, school district, city/township, and special districts. Different areas have different combinations of these taxing authorities, resulting in varying total rates.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2025 County Fee Scheduleco.hubbard.mn.us
02
Tax Doc
Property Tax Class Rates - Minnesota House of Representativeshouse.mn.gov
03
Tax Doc
Classification Rates for Taxes Payable in 2025revenue.state.mn.us
04
County
Assessor - Hubbard County, MNco.hubbard.mn.us
05
County
Free Hubbard County Property Records (Minnesota Property Records)pubrecord.org
06
County
Hubbard County, MN Property Records and Address Lookup | Whitepages Property Recordswhitepages.com
07
eo_mn.csvirs.gov
08
Homestead Market Value Exclusionrevenue.state.mn.us
09
County
A Housing Study and Needs Analysis for Hubbard County ...co.hubbard.mn.us
10
County
Property Tax Statement Instructions for County Treasurersrevenue.state.mn.us
All sources verified as of 2025 Tax Year

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