HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Crow Wing County
Property Tax Guide

Everything you need to know about property taxes in Crow Wing County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
1.0% to 1.5% combined rate, varies by city/township and school district
1st Due
May 15
2nd Due
Oct 15
Exemptions
4+ Available
Section 1

How Property Tax Works

Crow Wing County, Minnesota operates on a property tax system that funds essential local services including schools, county operations, municipal services, and special districts. Property taxes are the primary revenue source for local government operations, funding everything from road maintenance and public safety to education and parks. The county assesses properties based on market value, with taxes calculated by applying local tax rates to the net taxable value after applicable credits.

Property tax rates in Crow Wing County vary significantly by location due to overlapping taxing jurisdictions including the county, cities/townships, school districts, and special taxing districts. For the 2025 tax year, the combined effective tax rates typically range from approximately 1.0% to 1.5% of market value, depending on your specific location within the county. Residents should note that their actual tax rate depends on which city, township, school district, and special taxing districts serve their property address.

Section 2

What Makes Up Your Tax Bill

2025 Tax Year Levy Components:

ComponentRate per $100,000 ValueDescription
County Tax$372.53General county operations, roads, public safety
City/Town Tax$125.89Municipal services (varies by city/township)
State Tax$162.36State-mandated property tax
School District Voter Levies$13.21Additional school funding approved by voters
Total Base Rate$674.00Basic combined rate before special districts

Note: These are representative rates for the 2025 levy year. Actual rates vary by specific taxing districts within Crow Wing County. Additional special assessments may apply for services like watershed districts, economic development authorities, or regional library systems. Contact the Crow Wing County Assessor's Office for your property's exact tax rate based on its location and applicable taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crow Wing County, property taxes are due in two installments:

First Installment
May 15
Delinquent after Dec 10
Second Installment
Oct 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Crow Wing County are additional property tax bills issued when there are mid-year changes to property ownership, value, or classification. The most common triggers include new construction completion, property improvements that increase value, ownership transfers that affect classification (such as losing homestead status), or corrections to the original assessment.

Supplemental taxes are calculated by determining the difference between the original tax amount and what the tax should be based on the change, prorated for the remaining portion of the tax year. For example, if a $50,000 home addition is completed in July, the supplemental tax would cover the increased tax liability from July through December. The county issues these supplemental bills separately from regular property tax statements, typically within 60-90 days of the triggering event.

Example Calculation

2025 Tax Year Examples (using base rate of $674 per $100,000):

Example 1: $300,000 Home

  • Market Value: $300,000
  • Less: Homestead Credit Applied: -$15,000 (estimated)
  • Net Taxable Value: $285,000
  • Annual Tax: $285,000 × 0.674% = $1,921
  • Monthly Escrow: $160

Example 2: $600,000 Home

  • Market Value: $600,000
  • Less: Homestead Credit Applied: -$20,000 (estimated)
  • Net Taxable Value: $580,000
  • Annual Tax: $580,000 × 0.674% = $3,909
  • Monthly Escrow: $326

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Less: Homestead Credit Applied: -$25,000 (estimated)
  • Net Taxable Value: $975,000
  • Annual Tax: $975,000 × 0.674% = $6,572
  • Monthly Escrow: $548

Note: Homestead credits require annual application and actual amounts vary based on income and property value. These examples use estimated credits for illustration purposes only.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Crow Wing County require property tax escrow accounts to ensure timely tax payments. Your lender collects monthly escrow payments along with your mortgage payment, depositing funds into a dedicated escrow account. The lender then pays your property taxes directly to Crow Wing County on the May 15 and October 15 due dates.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, adjusting your monthly payment if necessary. You'll receive an escrow statement showing deposits, payments, and account balance. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may increase accordingly. Property owners can verify their tax payments and balances through the Crow Wing County online property tax lookup system, even when taxes are paid through escrow.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Crow Wing County for 2025? A: Property taxes are due May 15 for the first half and October 15 for the second half. Agricultural property has a second half due date of November 15. Delinquent taxes can be paid until December 31 of the due year.

Q: What tax credits are available and do I need to apply? A: Minnesota offers several tax credits including the Homestead Credit, Senior Citizen Property Tax Deferral, and Disabled Veteran Credit. All credits require annual application - they are not automatic. Contact the Crow Wing County Assessor's office for specific application forms and deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit caps the annual increase in your property's taxable value, typically limiting assessment growth to a percentage each year rather than reducing market value. You must file annually to maintain homestead status. This is a tax credit that reduces your tax bill, not an exemption that reduces assessed value.

Q: When are properties reassessed? A: Minnesota law requires all property to be assessed annually. Assessment notices are typically mailed in March, with appeal deadlines in April. The assessment determines your property's market value for the following year's taxes.

Q: What are the penalties for late payment? A: Late payments incur interest and penalty charges. Contact the Crow Wing County Treasurer's office for current penalty rates and payment options for delinquent taxes.

Q: Can I pay my property taxes online? A: Yes, Crow Wing County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees.

Q: Why do tax rates vary within Crow Wing County? A: Different areas of the county are served by different combinations of cities, townships, school districts, and special taxing districts. Each jurisdiction sets its own levy, creating varying total tax rates depending on your property's location.

Q: What special district taxes might apply to my property? A: Depending on location, you may pay additional taxes for watershed districts, regional library systems, economic development authorities, or other special service districts. Check your property tax statement or contact the assessor's office for details about special districts affecting your property.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
Tax Statementpropertyinformation.crowwing.gov
02
City of Breezy Point, MNbreezypointmn.gov
03
Frequently Asked Questions - CivicPlus.CMS.FAQcrowwing.gov
04
County
Due Dates | Crow Wing County, MN - Official Websitecrowwing.gov
05
Tax Doc
Option Two - Minnesota Tax Courtcrowwing.gov
06
Tax Doc
Paying your property taxcrowwing.gov
07
eo_mn.csvirs.gov
08
County
News Flash • Crow Wing County, MN • CivicEngagecrowwing.gov
09
Homestead Market Value Exclusionrevenue.state.mn.us
10
Tax Doc
2026 property tax informationcrowwing.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate