Q: When are Clay County property taxes due for 2025?
A: For Tax Year 2025 (payable 2026), the first half payment is due November 15, 2026, and the second half is due December 31, 2026. If the due date falls on a weekend, payment is due the following Monday.
Q: What tax credits are available and do I need to apply?
A: The primary tax credit is the Homestead Credit for owner-occupied primary residences. This credit must be applied for annually and caps assessment increases rather than reducing market value. Senior citizens may qualify for additional credits. Most credits require separate applications and are not automatic.
Q: How does the Homestead Credit work?
A: The Homestead Credit doesn't reduce your home's market value but instead limits how much your assessment can increase year-to-year (typically capped at 10% for the first $500,000 in value). You must file for homestead classification each year with the county assessor - it's not automatic.
Q: What are the penalties for late payment?
A: Clay County charges penalties and interest on late property tax payments. Penalty rates and interest accrue monthly from the due date until paid in full. Contact the Clay County Treasurer for current penalty rates.
Q: Can I pay my property taxes online?
A: Yes, Clay County offers online property tax payments with a maximum single payment limit of $99,999. Check the Clay County website for accepted payment methods and any convenience fees.
Q: How often are properties assessed in Clay County?
A: Clay County assesses all properties annually based on estimated market value as of January 2nd each year. Assessment notices are typically mailed in spring.
Q: How do I appeal my property assessment?
A: Property assessment appeals in Clay County must be filed by April 30th following the assessment. Contact the Clay County Assessor's office for appeal forms and procedures.
Q: Why did my taxes increase 8.1% in 2025?
A: The 8.1% increase reflects higher preliminary levies from local governments and school districts countywide. Your individual increase may vary based on your specific taxing jurisdictions and any changes to your property's assessed value.
Q: Do special taxing districts affect my tax rate?
A: Yes, your location within Clay County determines which special districts apply (school districts, watershed districts, municipal levies), significantly affecting your total tax rate. Properties in different areas can have substantially different rates.
Q: Where can I find my exact tax rate and bill information?
A: Contact the Clay County Treasurer's office or use their online property tax lookup system with your property identification number. For assessment questions, contact the Clay County Assessor's office.
