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Updated 2025 Tax Year

Anoka County
Property Tax Guide

Everything you need to know about property taxes in Anoka County, MN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.9% to 1.3% for residential properties, varies by taxing district location within county
1st Due
May 15
2nd Due
Oct 15
Exemptions
5+ Available
Section 1

How Property Tax Works

Anoka County property taxes fund essential local services including schools, public safety, road maintenance, parks, and county operations. Property owners in Anoka County pay taxes based on their property's assessed market value, with rates varying significantly by location due to overlapping special taxing districts such as school districts, watershed districts, and municipal levies.

The effective tax rate in Anoka County typically ranges from approximately 0.9% to 1.3% of market value for residential properties, though this can vary considerably based on your specific location within the county and the taxing districts that serve your area. Commercial and industrial properties face higher rates, with the 2025 total rate reaching 93.647% of assessed value (approximately 0.94% of market value). It's important to note that most property tax credits and classifications require active application - they are not automatically applied to your property.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General LevyVaries by districtFunds county services, roads, public safety
School District LevyVaries by districtLocal school district operations and debt service
Municipal LevyVaries by cityCity services, police, fire, infrastructure
Special DistrictsVariesWatershed, park, transit, library districts
State General TaxVaries by classificationCommercial: included in 93.647% rate
Fiscal DisparityVariesRegional tax base sharing program

Total 2025 Rate Example: 93.647% for commercial/industrial properties (approximately 0.94% of market value)

Note: Rates shown apply to Tax Year 2025. Actual rates vary significantly by location within Anoka County based on which taxing districts serve your property. Contact Anoka County Property Records & Taxation at (763) 323-5400 for your specific rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Anoka County, property taxes are due in two installments:

First Installment
May 15
Delinquent after Dec 10
Second Installment
Oct 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Anoka County are additional tax bills issued when there are mid-year changes to property ownership, value, or classification. Common triggers include new construction completion, property transfers that remove previous tax credits, or discovery of unreported improvements.

When a supplemental tax is issued, it covers the difference between what was originally billed and what should have been billed based on the property changes. For example, if a $100,000 home addition is completed mid-year, a supplemental tax would be calculated on that additional assessed value, prorated for the remaining months of the tax year. The supplemental bill becomes due immediately upon issuance and follows the same penalty structure as regular property taxes if paid late.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Homestead Classification: Applied (requires application)
  • Net Taxable Value: $300,000
  • Estimated Tax Rate: 1.1%
  • Annual Tax: $3,300
  • Monthly Escrow: $275

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Homestead Classification: Applied (requires application)
  • Net Taxable Value: $600,000
  • Estimated Tax Rate: 1.2%
  • Annual Tax: $7,200
  • Monthly Escrow: $600

Example 3: $1,000,000 Home with Homestead Credit

  • Market Value: $1,000,000
  • Homestead Classification: Applied (requires application)
  • Net Taxable Value: $1,000,000
  • Estimated Tax Rate: 1.3%
  • Annual Tax: $13,000
  • Monthly Escrow: $1,083

Note: Examples use estimated composite rates. Actual rates vary by taxing districts. Homestead classification limits assessment increases and requires annual application.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Anoka County require property tax escrow accounts to ensure timely tax payments. Your lender collects monthly payments equal to 1/12 of your annual property tax bill, plus any shortage from the previous year, and pays your taxes directly to the county when due.

Anoka County property taxes are typically due by August 15th each year. Lenders usually pay from escrow accounts before this deadline. You should verify that your lender has made the payment by checking the county's online system or calling (763) 323-5400. If your taxes aren't escrowed, you're responsible for direct payment to Anoka County Property Records & Taxation, 2100 3rd Avenue, Anoka, MN 55303-2281. Personal property taxes have a separate due date of May 15th of the following year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Anoka County property taxes due for 2025? A: Property taxes are due by August 15, 2025. Personal property taxes are due by May 15, 2026.

Q: What tax credits are available and do I need to apply? A: The primary credit is the Homestead Classification for owner-occupied primary residences. You must complete and submit the Homestead Application to Anoka County Property Records & Taxation. The 1b classification provides additional tax reduction for blind or permanently disabled homeowners but requires a separate application.

Q: How does the Homestead credit work? A: Homestead classification doesn't reduce your property's market value, but it does limit annual assessment increases and may provide a lower tax rate. You must apply by filing the Homestead Application - it's not automatic even if you live in your home.

Q: When do I need to apply for tax credits? A: Initial applications for most tax credits and exemptions are due to the County Assessor by February 1st of the assessment year in which you first seek the benefit.

Q: How often are properties reassessed in Anoka County? A: Minnesota law requires properties to be assessed annually. The County Assessor reviews market sales and property conditions to determine assessed values each year.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. Contact Anoka County Property Records & Taxation at (763) 323-5400 for specific penalty rates and payment options.

Q: Can I appeal my property assessment? A: Yes, you can appeal your assessment. Contact the County Assessor's office for appeal procedures and deadlines, typically in April following the assessment notice.

Q: Can I pay my property taxes online? A: Check with Anoka County Property Records & Taxation at www.anokacountymn.gov or call (763) 323-5400 for available online payment options.

Q: Why do tax rates vary within Anoka County? A: Your total tax rate depends on which taxing districts serve your property, including your school district, city, watershed district, and other special districts. Each has its own levy rate.

Q: What if I receive a supplemental tax bill? A: Supplemental taxes are due immediately upon issuance and typically result from new construction, ownership changes, or corrections to your property record. Contact the county at (763) 323-5400 if you have questions about a supplemental bill.

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