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Updated 2025 Tax Year

Wexford County
Property Tax Guide

Everything you need to know about property taxes in Wexford County, MI. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
20-35 mills (2.0-3.5% of taxable value), varies by municipality and school district
Exemptions
5+ Available
Section 1

How Property Tax Works

Wexford County, Michigan operates under the state's property tax system, which serves as the primary funding mechanism for local government services, schools, libraries, and special districts. Property taxes in Michigan are based on the State Equalized Value (SEV), which is approximately 50% of market value, with the taxable value subject to assessment growth limitations under Proposal A. The effective tax rate in Wexford County varies significantly by location within the county, typically ranging from approximately 20 to 35 mills (2.0% to 3.5% of taxable value), depending on the specific municipality, school district, and special taxing districts that serve your property.

Property owners should note that tax rates are not uniform across Wexford County due to the overlay of different taxing jurisdictions including townships, cities, school districts, intermediate school districts, community colleges, libraries, and various special assessment districts. Each property's total tax rate represents the sum of millages levied by all applicable taxing authorities. The Michigan Department of Treasury publishes annual reports detailing specific millage rates for each taxing jurisdiction, though 2025 rates are not yet finalized and property owners should verify current rates with the Wexford County Treasurer's office.

Section 2

What Makes Up Your Tax Bill

Based on available 2024 data (2025 rates pending finalization by Michigan Department of Treasury):

ComponentTypical Rate RangeDescription
County Operating4.0-5.5 millsGeneral county services, courts, sheriff
Township/City1.0-3.0 millsLocal municipal services
School Operating18.0-24.0 millsK-12 education operating expenses
Intermediate School District3.0-4.5 millsRegional educational services
Community College2.0-3.0 millsKalamazoo Valley or Northwestern Michigan College
Library1.0-2.5 millsPublic library services (varies by district)
Special Assessments0-5.0 millsFire protection, refuse, drainage districts

Note: These rates apply to the 2024 tax year and are expressed in mills (1 mill = $1 per $1,000 of taxable value). Actual rates vary significantly by specific location within Wexford County due to different combinations of taxing jurisdictions. School bond millages and voted increases may result in higher total rates in some areas. Property owners should verify their specific tax rate through the Wexford County Treasurer's office or their tax bill.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Wexford County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Michigan does not typically issue supplemental tax bills during the tax year like some other states. Instead, property tax assessments are established annually as of December 31st and remain fixed for that tax year. However, supplemental taxes may occur in specific circumstances including newly constructed improvements completed after the December 31st assessment date, property splits or combinations, successful assessment appeals that result in corrections, or the discovery of previously omitted property.

When supplemental taxes are issued, they are calculated based on the applicable millage rate multiplied by the additional taxable value for the portion of the year the change was in effect. For example, if a new home construction valued at $50,000 (taxable value) is completed on July 1st, and the total millage rate is 30 mills, the supplemental tax would be calculated as: ($50,000 ÷ 1,000) × 30 mills × 0.5 (half year) = $750. Supplemental tax bills are typically issued when discovered and follow the same payment and penalty structure as regular property taxes.

Example Calculation

Example 1: $300,000 Market Value Home

  • Assessed Value (SEV): $150,000
  • Less: Principal Residence Exemption: $18,000 (requires application)
  • Taxable Value: $132,000
  • Tax Rate: 28.5 mills (example rate)
  • Annual Tax: $132,000 ÷ 1,000 × 28.5 = $3,762
  • Monthly Escrow: $314

Example 2: $600,000 Market Value Home

  • Assessed Value (SEV): $300,000
  • Less: Principal Residence Exemption: $18,000 (requires application)
  • Taxable Value: $282,000
  • Tax Rate: 31.2 mills (example rate)
  • Annual Tax: $282,000 ÷ 1,000 × 31.2 = $8,798
  • Monthly Escrow: $733

Example 3: $1,000,000 Market Value Home

  • Assessed Value (SEV): $500,000
  • Less: Principal Residence Exemption: $18,000 (requires application)
  • Taxable Value: $482,000
  • Tax Rate: 33.8 mills (example rate)
  • Annual Tax: $482,000 ÷ 1,000 × 33.8 = $16,292
  • Monthly Escrow: $1,358

Note: The Principal Residence Exemption reduces the taxable value by up to $18,000 for owner-occupied homes and requires annual application. Tax rates vary by location within Wexford County. Homestead Property Tax Credit may provide additional reductions for qualifying low-income homeowners but requires separate application with the Michigan Department of Treasury.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Wexford County require property tax escrow accounts for loans with less than 20% down payment, though borrowers may request escrow even with higher down payments. Lenders collect 1/12 of the estimated annual property tax bill with each monthly mortgage payment, plus an initial escrow deposit at closing typically equal to 2-4 months of taxes. Michigan property taxes are billed annually in July and are due in two installments: summer taxes (operating millages) due July 1st and winter taxes (school millages) due December 1st, though many taxpayers pay the full amount by February 14th to avoid collection fees.

Lenders typically pay property taxes directly to the Wexford County Treasurer before the due dates to avoid penalties. Property owners should verify that their lender has current contact information and review their annual escrow analysis statement to ensure adequate funds are being collected. If property taxes increase due to assessment changes or millage increases, the lender will adjust monthly escrow payments accordingly. Property owners can verify tax payments through the Wexford County Treasurer's office and should promptly notify their lender of any discrepancies or changes in exemption status that might affect the tax amount.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Wexford County? A: Summer property taxes are due July 1st and winter taxes are due December 1st. However, taxpayers may pay winter taxes without penalty through February 14th of the following year. After February 14th, unpaid taxes are subject to collection fees and interest.

Q: What is the Principal Residence Exemption and how do I apply? A: The Principal Residence Exemption (PRE) is a tax credit that removes up to $18,000 of taxable value for owner-occupied homes. This credit requires application using form 2368 and must be filed with your local assessor's office. The exemption is NOT automatic and must be claimed for each property.

Q: Does the Homestead Property Tax Credit reduce my tax bill? A: The Homestead Property Tax Credit can reduce your tax bill if you qualify based on income limits, but it requires a separate application filed with your Michigan income tax return. This credit limits assessment increases rather than reducing market value, typically capping annual assessment growth at inflation or 5%, whichever is less.

Q: How often are properties reassessed in Wexford County? A: Michigan law requires annual assessments as of December 31st each year. However, physical inspections typically occur on a rotating cycle. Property owners receive assessment notices in early spring and may appeal to the local Board of Review, typically meeting in March, then to the Michigan Tax Tribunal if unsatisfied.

Q: What happens if I pay my property taxes late? A: Summer taxes unpaid after August 31st incur a 3% penalty plus 1% interest per month. Winter taxes unpaid after February 14th are subject to immediate collection fees (4% the first year, additional fees thereafter) and may eventually result in tax foreclosure proceedings.

Q: Can I pay property taxes online in Wexford County? A: Contact the Wexford County Treasurer's office at (231) 779-9450 to verify current online payment options and accepted methods. Many Michigan counties offer online payment systems, though processing fees may apply.

Q: How do special assessment districts affect my tax rate? A: Special districts for services like fire protection, library services, or drainage can add additional millages to your tax bill. These vary significantly by location within Wexford County. Your specific special district taxes are listed on your annual tax bill and depend on which services are available in your area.

Q: What exemptions are available for seniors or disabled veterans? A: Michigan offers various exemptions including the Disabled Veterans Exemption and Senior Citizen/Disabled Persons Property Tax Limitation. Each requires separate application with specific documentation and income requirements. Contact your local assessor's office for current applications and deadlines, as these typically must be filed by specific dates each year.

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