Q: When are property taxes due in Saginaw County for the current fiscal year?
A: Summer property taxes are typically due in August/September, while winter taxes are due in February/March. Payment options include mailing to Saginaw County Treasurer, 111 S. Michigan Avenue, Saginaw, MI 48602, or paying online 24/7 using Visa or other accepted payment methods.
Q: What tax credits are available and do I need to apply?
A: The primary credit is the Homestead Property Tax Credit, which caps assessment increases for owner-occupied homes. This credit REQUIRES annual application and is not automatic. Contact the Saginaw County Assessor's office to determine available credits and application requirements specific to your situation.
Q: How does the Homestead credit work?
A: The Homestead credit limits how much your property's taxable value can increase each year (typically to inflation rate or 5%, whichever is less), rather than reducing your property's market value. You must file annually to maintain this benefit - it does not happen automatically.
Q: How often are properties reassessed?
A: Michigan law requires properties to be assessed annually, but major reappraisals typically occur every few years. You'll receive assessment notices in the spring with appeal deadlines usually in March.
Q: What happens if I pay my property taxes late?
A: Late payments are subject to penalties and interest. Delinquent real property taxes must be paid directly to the Saginaw County Treasurer's Office and cannot be paid through the regular online system.
Q: Can I pay my property taxes online?
A: Yes, online payments are available 24 hours a day, 7 days a week through the county's system. Accepted payment methods include Visa and other major payment options. However, online payments can ONLY be made on current tax collection periods.
Q: What are special district taxes?
A: These are additional millages for services like fire protection, libraries, parks, or drainage districts. The special districts serving your property depend on your specific location within Saginaw County and appear as separate line items on your tax bill.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the local Board of Review, typically in March. Contact your local assessor's office for specific deadlines and required documentation to support your appeal.
