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Updated 2025 Tax Year

Newaygo County
Property Tax Guide

Everything you need to know about property taxes in Newaygo County, MI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
20-40 mills (2.0% to 4.0% of assessed value), varies by taxing districts
Exemptions
5+ Available
Section 1

How Property Tax Works

Newaygo County, Michigan operates on a property tax system that funds essential local services including county operations, schools, libraries, and various special districts. Property taxes are the primary revenue source for local governments, with the county collecting taxes on behalf of multiple jurisdictions. The effective tax rate in Newaygo County varies significantly by location, typically ranging from approximately 20-40 mills (2.0% to 4.0% of assessed value) depending on your specific taxing districts.

Property tax rates vary considerably within Newaygo County based on your location and the special taxing districts that serve your property. These may include school districts, library districts, fire protection districts, and community recreation authorities. Each property owner's total tax bill reflects the combined millage rates of all applicable taxing jurisdictions, making it essential to understand which districts apply to your specific property address.

Section 2

What Makes Up Your Tax Bill

The following rates apply to the 2025 tax year in Newaygo County:

ComponentRate (Mills)Description
State Education Tax (SET)6.0000State-mandated school funding
Newaygo County Operating5.0974County general operations
Fremont Community Recreation Authority0.4939Recreation services (where applicable)
School District MillagesVariesLocal school district operations and bonds
Township/City MillagesVariesLocal municipal services
Fire Protection DistrictsVariesFire and emergency services
Library DistrictsVariesPublic library services

Total rates typically range from 20-40 mills countywide. Your specific rate depends on which combination of local taxing districts serve your property. Contact the Newaygo County Equalization Department at (231) 689-7235 for your exact millage breakdown, as rates vary significantly by township, city, and special district boundaries within the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Newaygo County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when property ownership changes or when new construction is completed after the annual assessment date. In Michigan, supplemental taxes ensure that property tax obligations are properly allocated between previous and new property owners during the tax year. These taxes cover the difference between what was originally assessed and what should have been assessed based on the property changes.

Supplemental taxes are calculated by determining the additional tax liability created by the ownership change or new construction, prorated for the remaining months in the tax year. For example, if you purchase a home in October that was previously under-assessed due to a homestead exemption the previous owner claimed, you would receive a supplemental tax bill for the additional taxes owed from October through December. The county treasurer's office typically issues these bills within 30-60 days of recording the property transfer or completion of new construction.

Example Calculation

The following examples assume properties located in areas with a combined millage rate of 30 mills (3.0%), which is representative of many areas in Newaygo County:

Example 1: $300,000 Property

  • Market Value: $300,000
  • Assessed Value (50% of market): $150,000
  • Less: Principal Residence Exemption: -$18,000
  • Taxable Value: $132,000
  • Annual Tax (30 mills): $3,960
  • Monthly Escrow: $330

Example 2: $600,000 Property

  • Market Value: $600,000
  • Assessed Value (50% of market): $300,000
  • Less: Principal Residence Exemption: -$18,000
  • Taxable Value: $282,000
  • Annual Tax (30 mills): $8,460
  • Monthly Escrow: $705

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Assessed Value (50% of market): $500,000
  • Less: Principal Residence Exemption: -$18,000
  • Taxable Value: $482,000
  • Annual Tax (30 mills): $14,460
  • Monthly Escrow: $1,205

Note: Principal Residence Exemption requires annual application and primarily exempts the 18-mill school operating tax. Actual millage rates vary by specific location within Newaygo County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Newaygo County require property tax escrow accounts to ensure timely tax payments. Your lender collects monthly escrow payments equal to 1/12 of your estimated annual property tax bill, plus insurance premiums. The lender maintains these funds in a separate escrow account and pays your property taxes directly to the county treasurer when due. Michigan law requires lenders to provide annual escrow account statements showing deposits, payments, and account balances.

Property taxes in Newaygo County are collected in two installments: summer taxes due August 10th and winter taxes due February 14th. Your mortgage servicer will pay summer taxes to your local city or township treasurer, and winter taxes to the Newaygo County Treasurer. If your escrow account has insufficient funds, you may receive an escrow shortage notice requiring additional monthly payments or a lump sum payment. You can verify your property's tax information and payment status through the Newaygo County Treasurer's office at (231) 689-7249 or online at the county's property tax portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Newaygo County for the 2025 tax year? A: Summer taxes are due August 10, 2025, and winter taxes are due February 14, 2026. Summer taxes include city/township, state education tax (SET), and local school taxes. Winter taxes include county operating millage and other county-levied taxes.

Q: What is the Principal Residence Exemption and how do I apply? A: The Principal Residence Exemption (PRE) is a tax credit that exempts your primary residence from the 18-mill school operating tax, saving approximately $18 per $1,000 of taxable value annually. You must file Form 2368 with your local assessor by May 1st following the year you establish residency. This is NOT automatic and requires annual verification.

Q: Does the Homestead Property Tax Credit limit my assessment increases? A: Yes, Michigan's Proposal A limits annual assessment increases to 5% or the inflation rate, whichever is lower, for principal residences and qualified agricultural property. This applies automatically once you file for the Principal Residence Exemption, but the exemption itself must be applied for—it's not automatic.

Q: Are there property tax credits available for seniors or veterans? A: Newaygo County offers poverty exemptions for qualifying low-income homeowners who meet specific income thresholds. Veterans may qualify for certain exemptions on specially adapted homes. Contact your local township or city assessor before the December Board of Review meeting to apply. These require annual applications with income documentation.

Q: How is my property assessed and when can I appeal? A: Properties are assessed annually at 50% of true cash value (market value). Assessment notices are mailed by March 1st. You can appeal to your local Board of Review in March, the Michigan Tax Tribunal by July 31st, or informally discuss your assessment with your local assessor year-round.

Q: What are the penalties for late property tax payments? A: Summer taxes become delinquent after August 10th and are turned over to the county treasurer with interest and collection fees. Winter taxes accrue interest at 1% per month starting March 1st. Properties with three years of delinquent taxes may enter tax foreclosure proceedings.

Q: Can I pay my property taxes online? A: Yes, Newaygo County offers online payment options through their website. Summer taxes are paid to your local city or township (each may have different online systems), while winter taxes are paid directly to the Newaygo County Treasurer at newaygo.org.

Q: Why do property tax rates vary within Newaygo County? A: Tax rates vary based on the special taxing districts that serve your property, including school districts, fire departments, library districts, and drainage districts. Each district sets its own millage rate approved by voters, creating different total rates throughout the county.

Q: How do special assessments differ from property taxes? A: Special assessments are one-time charges for specific improvements like road paving, sewer installation, or sidewalk construction that directly benefit your property. Unlike property taxes, special assessments can often be paid in installments over several years with interest.

Q: What happens if I disagree with a supplemental tax bill? A: You can appeal supplemental taxes to the Michigan Tax Tribunal within 35 days of the bill date. Contact the tribunal at (517) 335-9760 or your local assessor's office to discuss the assessment that triggered the supplemental tax.

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