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Updated 2025 Tax Year

Muskegon County
Property Tax Guide

Everything you need to know about property taxes in Muskegon County, MI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
29-52 mills (2.9-5.2% of assessed value), varies by school district and local authorities
1st Due
Jul 1
2nd Due
Dec 1
Exemptions
6+ Available
Section 1

How Property Tax Works

Muskegon County's property tax system funds essential local services including schools, public safety, roads, and county operations. Property owners pay taxes based on their property's assessed value multiplied by the applicable millage rate, which varies significantly by location within the county due to different combinations of school districts and special taxing authorities.

The effective tax rate in Muskegon County typically ranges from approximately 29 to 52 mills (2.9% to 5.2% of assessed value), depending on your specific location and the taxing jurisdictions that serve your property. For example, properties in the Holton Public Schools district face higher rates (around 51.78 mills) compared to those in other districts. The county portion of your tax bill represents just one component, with school districts, municipalities, and special authorities each adding their own levies to create your total tax obligation.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County Operating2.4588Basic county services and operations (FY 2025)
School Districts18-36Varies by district (e.g., Holton: 33.78, Whitehall: 29.68)
Municipal3-8City/township operations (varies by municipality)
Library0.5-2.0Public library services (if applicable)
Fire/EMS1-4Fire protection and emergency services
Special AssessmentsVariesDrainage, lighting, other local improvements

Total Effective Rate Range: 29-52 mills (varies significantly by location within Muskegon County)

Note: These rates apply to the 2025 tax year and are subject to voter approval and annual certification. Your actual rate depends on which taxing jurisdictions serve your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Muskegon County, property taxes are due in two installments:

First Installment
Jul 1
Delinquent after Dec 10
Second Installment
Dec 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Muskegon County are additional property tax bills issued when there's a change in property ownership, completion of new construction, or discovery of previously unassessed improvements during the tax year. These taxes cover the difference between what was originally assessed and what should have been assessed for the portion of the year the change was effective.

Supplemental taxes are calculated by determining the difference between the old and new assessed values, multiplying by your area's total millage rate, then prorating for the number of months remaining in the tax year. For example, if you purchase a home in June that was previously under-assessed by $50,000, and your total millage rate is 40 mills, you would owe approximately $1,000 ($50,000 × 0.040 × 6/12 months) in supplemental taxes. These bills are typically issued 30-60 days after the triggering event and have separate due dates from your regular tax bills.

Example Calculation

Example 1: $300,000 Home in Whitehall School District

  • Market Value: $300,000
  • Assessed Value (50%): $150,000
  • Principal Residence Exemption Applied: -$18,000 (school operating mills only)
  • Net Taxable Value: $132,000
  • Total Millage Rate: 47.18 mills
  • Annual Tax: $6,228 | Monthly: $519

Example 2: $600,000 Home in Holton Public Schools

  • Market Value: $600,000
  • Assessed Value (50%): $300,000
  • Principal Residence Exemption Applied: -$18,000
  • Net Taxable Value: $282,000
  • Total Millage Rate: 51.78 mills
  • Annual Tax: $14,602 | Monthly: $1,217

Example 3: $1,000,000 Home in Blue Lake/Holton District

  • Market Value: $1,000,000
  • Assessed Value (50%): $500,000
  • Principal Residence Exemption Applied: -$18,000
  • Net Taxable Value: $482,000
  • Total Millage Rate: 51.78 mills
  • Annual Tax: $25,258 | Monthly: $2,105

Principal Residence Exemption requires annual application and removes the first $18,000 of assessed value from school operating taxes only.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Muskegon County require property tax escrow accounts, collecting monthly payments along with your mortgage payment to cover your annual tax obligation. Lenders typically collect 1/12 of your estimated annual tax bill each month, plus a cushion amount (usually 2-3 months of taxes) to ensure sufficient funds are available when payments are due.

Property taxes in Muskegon County are billed twice yearly: summer taxes are billed July 1st (due September 14th) and winter taxes are billed December 1st (due February 14th of the following year). Your lender will receive these bills directly and make payments on your behalf. You should verify that your lender has the correct mailing address with your local treasurer's office and review your annual escrow analysis to ensure adequate funds are being collected, especially after reassessments or millage changes.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Muskegon County for the 2025 tax year? A: Summer taxes are billed July 1st and due September 14th, 2025. Winter taxes are billed December 1st, 2025, and due February 14th, 2026.

Q: What is the Principal Residence Exemption and do I need to apply? A: This is a tax credit (not exemption) that removes the first $18,000 of assessed value from school operating millages only. You must file an application with your local assessor - it is not automatic. The application deadline is typically May 1st following the tax year.

Q: Does Michigan have a homestead exemption that caps assessment increases? A: Yes, the Proposal A assessment cap limits annual assessment increases to 5% or the inflation rate (whichever is lower) for principal residences. You must file a Principal Residence Exemption affidavit to qualify, and this protection is lost when the property is sold.

Q: How often are properties reassessed in Muskegon County? A: Properties are subject to annual assessment reviews, with comprehensive reassessments typically occurring every 3-5 years or when there are significant market changes.

Q: What happens if I pay my property taxes late? A: Summer taxes become delinquent after September 14th and are forwarded to the county treasurer on March 1st. Interest and penalties accrue monthly, and properties can eventually be subject to tax foreclosure proceedings.

Q: Can I pay my property taxes online? A: Yes, most municipalities in Muskegon County offer online payment options through their treasurer's websites. Contact your local treasurer's office for specific payment portal information.

Q: How do special district taxes affect my bill? A: Special districts for services like fire protection, drainage, or lighting add additional millage to your tax bill. These rates vary by location and can significantly impact your total tax obligation.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with your local Board of Review, typically meeting in March. Contact your municipal assessor's office for specific deadlines and required documentation.

**Q: Are senior citizens eligible for any property tax relief?**A: Michigan offers various programs for qualifying seniors, including the Senior Citizen Property Tax Credit and potential deferrals. These require separate applications with specific income and residency requirements - contact your local treasurer for details.

Q: What exemptions are available for disabled veterans? A: Qualified disabled veterans may be eligible for property tax exemptions on their principal residence. This requires application with documentation of disability rating and military service records.

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