HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Gogebic County
Property Tax Guide

Everything you need to know about property taxes in Gogebic County, MI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Varies by location and taxing jurisdictions within Gogebic County
Exemptions
5+ Available
Section 1

How Property Tax Works

Gogebic County, Michigan operates under Michigan's property tax system, which serves as the primary funding mechanism for local government services, schools, and special districts throughout the county. Property taxes collected support essential services including public education, law enforcement, fire protection, road maintenance, and county administration. The county follows Michigan's standard assessment practices, with properties assessed at approximately 50% of true cash value (market value).

Property tax rates in Gogebic County vary significantly by location within the county due to different combinations of taxing jurisdictions. Each property may be subject to taxes from multiple entities including the county, township or city, school district, and various special assessment districts. The effective tax rate typically ranges from approximately 2.5% to 3.5% of assessed value, depending on the specific taxing districts that apply to each property location.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County Operating4-6 millsBasic county services, administration
School Districts18-24 millsLocal school operations and debt service
Townships/Cities2-4 millsMunicipal services, varies by jurisdiction
Intermediate School District2-3 millsRegional educational services
Community College1-2 millsGogebic Community College support
Library Districts0.5-1.5 millsPublic library services (where applicable)
Special AssessmentsVariableFire protection, drainage, other local improvements

Note: Rates shown are approximate ranges in mills (per $1,000 of assessed value) and vary by specific taxing district combinations. The 2025 property tax rates are determined annually by local authorities and may not yet be finalized. Contact the Gogebic County Equalization Department for current year-specific rates applicable to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Gogebic County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Gogebic County are additional tax bills issued when there are changes to a property's assessed value during the tax year. Common triggers include ownership transfers, new construction completion, property improvements, or assessment corrections. When these changes occur, the county assessor recalculates the property's taxable value and issues a supplemental bill for the difference.

For example, if a homeowner completes a $50,000 addition to their home in June, the assessor will add the improvement's assessed value (typically 50% of construction cost, or $25,000) to the property's taxable value. The supplemental tax would be calculated by multiplying this additional assessed value by the applicable tax rate, then prorated for the remaining months in the tax year. A $25,000 increase in assessed value with a 30-mill total tax rate would generate approximately $375 in additional annual taxes, or roughly $250 if assessed mid-year in June.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (50%): $150,000
  • Less: Homestead Exemption (if applied): $0 (caps future increases)
  • Net Taxable Value: $150,000
  • Annual Tax (at 30 mills): $4,500
  • Monthly Escrow: $375

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (50%): $300,000
  • Less: Principal Residence Exemption (if applied): $0 (reduces school operating taxes)
  • Net Taxable Value: $300,000
  • Annual Tax (at 28 mills): $8,400
  • Monthly Escrow: $700

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (50%): $500,000
  • Less: Available Credits (application required): Variable
  • Net Taxable Value: $500,000
  • Annual Tax (at 32 mills): $16,000
  • Monthly Escrow: $1,333

Note: All credits and exemptions require separate applications and have specific eligibility requirements. Rates vary by location within the county.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Gogebic County require borrowers to maintain an escrow account for property tax payments. The lender collects monthly escrow payments equal to 1/12th of the estimated annual property tax bill, plus insurance premiums. These funds are held in a separate account and used to pay property taxes when due on March 1st each year, with any deferment extending the deadline to April 30th without penalties.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, adjusting monthly payments if necessary. Property owners receive annual escrow statements showing deposits, payments made, and account balances. When property values or tax rates change significantly, lenders may require escrow payment adjustments or collect shortage amounts. Homeowners can verify their property tax amounts through the Gogebic County Treasurer's office and should review their escrow statements to ensure accuracy of tax payments made on their behalf.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Gogebic County? A: Property taxes are due March 1st annually for the current tax year. A deferment option extends the payment deadline to April 30th with no additional fees or interest charges.

Q: What tax credits are available and do they require applications? A: Michigan offers several tax credits including the Principal Residence Exemption (PRE), Homestead Property Tax Credit, and Poverty Exemptions under MCL 211.7u. All credits require separate applications and meeting specific eligibility criteria. Contact the county assessor's office for application forms and deadlines.

Q: How does the Homestead exemption work? A: The Principal Residence Exemption doesn't reduce your home's value but exempts it from school operating millage (approximately 18 mills). You must file Form 2368 with the local assessor. This is not automatic and requires application.

Q: How often are properties reassessed? A: Michigan law requires properties to be assessed annually, but major reassessments typically occur every few years. You can appeal your assessment by contacting the local Board of Review during their scheduled March meetings.

Q: What are the penalties for late payment? A: Interest and fees begin accruing after the March 1st due date (or April 30th if deferred). Delinquent taxes are turned over to the county treasurer, and properties may face foreclosure proceedings if taxes remain unpaid beyond statutory deadlines.

Q: Can I pay property taxes online? A: Contact the Gogebic County Treasurer's office to inquire about online payment options and accepted payment methods for your specific tax bill.

Q: What are special district taxes? A: These are additional millages for services like fire protection, libraries, or drainage districts. They vary by location within the county and appear as separate line items on your tax bill.

Q: Who do I contact for tax questions? A: For assessment issues, contact the local city or township assessor. For payment questions, contact the Gogebic County Treasurer. For exemption applications, contact your local assessor's office before deadlines, typically in early spring.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Millage Rate Calculationmichigan.gov
02
Tax Doc
2025 Ad Valorem Property Tax Reportmichigan.gov
03
Tax Doc
2024 Commercial, Industrial, and Utility Property Tax Reportmichigan.gov
04
County
Welcome to Gogebic County, MIgogebic.gov
05
County
Welcome to Gogebic County, MIgogebic.gov
06
Tax Doc
Special Message from Treasurer for 2023 Property Tax ...watersmeet.us
07
County
Welcome to Gogebic County, MIgogebic.gov
08
Appeal Your Assessmentgogebic.gov
09
Michiganirs.gov
10
to be held in the council chambers at city hallcityofbessemermi.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate