Q: When are property taxes due in Chippewa County for the current fiscal year?
A: Summer taxes are typically due by September 14th, and winter taxes by February 14th. However, you can pay winter taxes early without penalty to your local treasurer, usually starting in December.
Q: What tax credits are available and do they require application?
A: The Primary Residence Exemption (homestead exemption) is the main credit, exempting your home from local school operating taxes. This REQUIRES annual application and is not automatic. Additional credits may be available for seniors, veterans, or disabled persons - all requiring separate applications with specific deadlines.
Q: How does the Homestead exemption work?
A: The Principal Residence Exemption doesn't reduce your home's assessed value - it exempts your primary residence from local school operating millages and caps assessment increases under Proposal A. You must file an application (form 2368) with your local assessor, and it's not automatic.
Q: When are properties reassessed and how can I appeal?
A: Properties are assessed annually as of December 31st, with notices mailed by April. You can appeal to your local Board of Review (typically meets in March), then to the Michigan Tax Tribunal if unsatisfied. Assessment appeals have strict deadlines - contact your local assessor immediately if you disagree.
Q: What are the penalties for late payment?
A: Late summer taxes incur interest charges, and unpaid winter taxes are subject to additional penalties and interest. Properties with delinquent taxes may eventually face foreclosure proceedings.
Q: Can I pay my property taxes online?
A: Yes, most local treasurers in Chippewa County offer online payment options. Check with your specific township, city, or village treasurer for their online portal and accepted payment methods.
Q: Why did my taxes increase if my assessment stayed the same?
A: Tax increases can result from higher millage rates approved by voters, new special assessments, or loss of exemptions. Your total rate depends on all taxing jurisdictions that serve your property.
Q: What if I disagree with special district charges on my tax bill?
A: Special assessments (like fire or road districts) have separate appeal processes from property value appeals. Contact the assessing jurisdiction that levied the special assessment for information on challenging these charges.