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Updated 2025 Tax Year

Antrim County
Property Tax Guide

Everything you need to know about property taxes in Antrim County, MI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
20-35 mills (2.0-3.5% of assessed value), varies by district combination
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Antrim County, Michigan are the primary funding source for essential local services including schools, county government operations, fire protection, libraries, and various special districts. The county operates under Michigan's property tax system where properties are assessed at 50% of true cash value, with the taxable value subject to assessment growth limitations under the Headlee Amendment and Proposal A.

Effective property tax rates in Antrim County typically range from approximately 20 to 35 mills (2.0% to 3.5% of assessed value), though actual rates vary significantly by location within the county due to different combinations of school districts, townships, cities, and special taxing districts. Property owners should note that tax rates and assessment practices can differ between municipalities, and the most current tax year information must be obtained directly from local municipal offices, as the County Treasurer only handles prior tax years and delinquent accounts.

Section 2

What Makes Up Your Tax Bill

ComponentApproximate Rate (Mills)Description
County Operations4.5-6.0General county services, courts, sheriff
School District18.0-24.0Local school operations (varies by district)
Township/City1.0-3.0Local municipal services
Intermediate School District0.5-1.5Regional educational services
Community College1.5-2.5Northwestern Michigan College
Library0.5-1.0District library services
Special Assessments0-5.0Fire, ambulance, lighting districts

Note: These rates are estimates and vary by specific taxing jurisdiction within Antrim County. Contact your local municipality for current FY 2025-2026 levy year rates. One mill equals $1 per $1,000 of taxable value.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Antrim County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Antrim County are additional property tax bills issued when there are changes to property ownership, new construction completion, or significant property improvements during the tax year. These supplemental assessments are calculated based on the difference between the previous taxable value and the new taxable value, prorated for the portion of the tax year remaining after the change occurred.

For example, if you purchase a home in Antrim County in March and the property's taxable value increases due to the ownership change (uncapping from previous assessment limitations), you would receive a supplemental tax bill covering the increased tax amount from March through the end of the tax year. Similarly, completing new construction or major improvements that add value to your property will trigger a supplemental assessment for the remaining months of the tax year.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • Assessed Value: $150,000 (50% of market value)
  • Principal Residence Exemption Applied: $129,000 taxable value
  • Tax Rate: 28 mills
  • Annual Tax: $3,612
  • Monthly (with escrow): $301

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • Assessed Value: $300,000 (50% of market value)
  • Principal Residence Exemption Applied: $279,000 taxable value
  • Tax Rate: 30 mills
  • Annual Tax: $8,370
  • Monthly (with escrow): $698

Example 3: $1,000,000 Home (No Homestead)

  • Market Value: $1,000,000
  • Assessed Value: $500,000 (50% of market value)
  • No Exemptions Applied: $500,000 taxable value
  • Tax Rate: 32 mills
  • Annual Tax: $16,000
  • Monthly (with escrow): $1,333

Note: Principal Residence Exemption requires annual application and caps assessment increases. Rates vary by specific location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Antrim County require property tax escrow accounts for borrowers with less than 20% down payment, though some may require escrow regardless of down payment amount. Your lender collects monthly tax payments as part of your mortgage payment and holds these funds in an escrow account to pay your property taxes when due in July and December.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, and may adjust your monthly payment if tax amounts change significantly. Summer taxes are generally due by September 14th, while winter taxes are due by December 31st. Property owners should verify their tax bills match escrow payments and contact their lender immediately if discrepancies occur. If you pay taxes directly without escrow, ensure payments reach the appropriate treasurer's office by the due dates to avoid penalties and interest charges.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Antrim County for FY 2025-2026? A: Summer taxes are due September 14th, and winter taxes are due December 31st. These dates apply to the current tax year.

Q: What tax credits are available and do I need to apply? A: The Principal Residence Exemption (homestead credit) is the primary credit available, but it requires annual application and filing with your local assessor. This credit doesn't reduce market value but caps assessment increases and provides school tax reductions.

Q: How does the homestead credit work? A: The Principal Residence Exemption limits annual assessment increases to 5% or inflation rate (whichever is less) and exempts the first 18 mills of school operating taxes. You must own and occupy the property as your principal residence and file the application to qualify.

Q: When are properties reassessed? A: Michigan requires annual assessments, but major reassessments typically occur every few years. Property values are assessed at 50% of true cash value as of December 31st of the previous year.

Q: How do I appeal my property assessment? A: Contact your local assessor first, then file an appeal with the Board of Review during their March meeting period. Appeals must be filed by specific deadlines, typically in March.

Q: What are the penalties for late payment? A: Interest and penalties accrue on unpaid taxes after the due dates. Contact the appropriate treasurer's office for specific penalty rates and collection procedures.

Q: Can I pay property taxes online? A: Payment options vary by municipality within Antrim County. Contact your local treasurer's office or visit the county website for available online payment systems.

Q: Why do tax rates vary within the county? A: Different combinations of school districts, townships, cities, fire districts, and other special taxing districts create varying total tax rates depending on your property's specific location within Antrim County.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Property Tax Informationantrimcountymi.gov
02
Unit(s): VILLAGE OF BELLAIRE-KEARN, ...antrimcountymi.gov
03
Populationantrimcountymi.gov
04
County
County of Antrim, Michiganantrimcountymi.gov
05
Frequently Asked Questionsantrimcountymi.gov
06
Tax Doc
2024 PROPERTY TAX TIMELINEantrimcountymi.gov
07
Principal Residence Exemptionantrimcountymi.gov
08
How Do Iantrimcountymi.gov
09
Tax Doc
Property Tax Exemptionsmichigan.gov
10
2020 05 Antrim 4029michigan.gov
All sources verified as of 2025 Tax Year

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