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Updated 2025 Tax Year

Alger County
Property Tax Guide

Everything you need to know about property taxes in Alger County, MI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1% of market value (varies by school district, township, and special assessment districts)
Exemptions
6+ Available
Section 1

How Property Tax Works

Alger County property taxes fund essential local services including schools, county government operations, fire protection, and other municipal services. The property tax system is administered at the county level, with tax bills typically reflecting charges from multiple jurisdictions including the county, school districts, townships, and various special assessment districts.

Property tax rates in Alger County vary significantly by location within the county due to different combinations of school districts, townships, and special taxing districts. The effective tax rate typically ranges around Michigan's statewide average of approximately 1% of market value, though individual properties may see rates higher or lower depending on their specific taxing jurisdiction combination. Property taxes are assessed annually based on the property's taxable value, which is generally 50% of the assessed value, with the assessed value targeting 50% of true cash (market) value.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County OperatingVariesGeneral county services and operations
School DistrictsVariesLocal and intermediate school district funding
Township/MunicipalityVariesLocal government services
Special AssessmentsVariesFire protection, libraries, emergency services
Total MillageVaries by DistrictCombined rate for all jurisdictions

Note: Specific millage rates for FY 2025-2026 vary significantly by location within Alger County based on which school district, township, and special taxing districts serve each property. Contact the Alger County Treasurer's office for exact rates applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Alger County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Michigan are not commonly issued like in some other states. However, property tax adjustments may occur due to successful appeals, corrections to assessments, or newly discovered property. When changes are made to assessed values after the annual tax roll is finalized, corrected tax bills may be issued to reflect the proper tax amount.

The most common scenario for additional tax bills occurs when new construction is completed and added to the tax roll mid-year, or when property transfers trigger uncapping of taxable value under Proposal A. In these cases, the additional tax is calculated based on the increased taxable value multiplied by the applicable millage rate for the remaining portion of the tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $150,000 (50% of market value)
  • Taxable Value: $150,000
  • Annual Tax (estimated 25 mills): $3,750
  • Monthly Escrow: $312

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $300,000 (50% of market value)
  • Taxable Value: $300,000
  • Annual Tax (estimated 25 mills): $7,500
  • Monthly Escrow: $625

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $500,000 (50% of market value)
  • Taxable Value: $500,000
  • Annual Tax (estimated 25 mills): $12,500
  • Monthly Escrow: $1,042

Note: These examples use an estimated combined millage rate. Actual rates vary by specific location within Alger County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Alger County properties. The lender collects monthly payments equal to 1/12 of the annual property tax bill and holds these funds to pay taxes when due. Lenders typically pay summer taxes by July 31st and winter taxes by February 28th to avoid penalties.

Property owners should verify that their lender has current tax information, especially after assessment changes or successful appeals. The Alger County Treasurer's office can confirm whether taxes have been paid and by whom. If you pay taxes directly rather than through escrow, ensure payments are made by the due dates to avoid penalty and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Alger County property taxes due for 2025? A: Based on available information, the 2025 property tax deadline is June 2, 2025. However, verify current year deadlines with the Alger County Treasurer's office as dates may vary.

Q: What tax credits are available and do they require application? A: The Poverty Exemption under MCL 211.7u is available for qualifying low-income property owners and requires a complete application including federal and state tax returns. The Principal Residence Exemption (homestead exemption) must also be filed to qualify for certain benefits. Most tax credits and exemptions require annual application and are not automatic.

Q: How does the Homestead exemption work? A: The Principal Residence Exemption limits annual increases in taxable value to 5% or the inflation rate, whichever is less, rather than reducing market value. This cap prevents large tax increases when property values rise rapidly. You must file an application with the local assessor to claim this benefit.

Q: When can I appeal my property assessment? A: Property assessment appeals are typically heard by local Boards of Review in March. Contact the Alger County Equalization Department for specific dates and procedures for assessment appeals.

Q: What are the penalties for late property tax payments? A: Late payments incur penalty and interest charges. Delinquent taxes can ultimately result in foreclosure proceedings. The last day to pay delinquent 2023 taxes to avoid foreclosure is March 31, 2026.

Q: Can I pay property taxes online? A: Yes, delinquent tax payments can be made online at govpaynow.com. Check with the Alger County Treasurer's office for current year online payment options.

Q: Why do tax rates vary within Alger County? A: Different areas of the county are served by different school districts, townships, and special taxing districts (fire, library, etc.). Your total millage rate depends on which combination of these jurisdictions serves your property.

Q: How often are properties reassessed? A: Michigan law requires properties to be assessed annually, though physical inspections may not occur every year. Assessments should reflect 50% of true cash value as of the tax day (December 31st of the preceding year).

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