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Updated 2025 Tax Year

Queen Anne's County
Property Tax Guide

Everything you need to know about property taxes in Queen Anne's County, MD. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.8300 per $100 of assessed value (base county rate, varies by special taxing districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Queen Anne's County property taxes are a critical source of funding for essential local services including public education, emergency services, public safety, and infrastructure maintenance. Property owners in Queen Anne's County pay taxes based on the assessed value of their real property, which is determined by the Maryland State Department of Assessments and Taxation and reassessed every three years.

The property tax system in Queen Anne's County operates under Maryland's state framework, with the county setting its own tax rates within state guidelines. For FY 2025, the base county real property tax rate is $0.8300 per $100 of assessed value, though actual tax bills may vary depending on your property's location within special taxing districts. Properties within incorporated municipalities like Centreville and Millington may have different tax rates due to municipal tax differentials and additional local assessments.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100 AVDescription
County Base Rate$0.8300Base county services and operations (FY 2025)
Centreville Municipal$0.8300 - $0.1300Reduced rate for properties in Centreville
Millington Municipal$0.8300 - $0.0850Reduced rate for properties in Millington
Non-Incorporated Areas$0.8300Standard rate for unincorporated areas

Note: These rates apply to FY 2025 and may include additional special district assessments. The incorporated towns of Centreville and Millington receive tax differentials that reduce the effective county rate. Special taxing districts for services like fire protection or water/sewer may result in additional assessments not reflected in the base rates above.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Queen Anne's County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax assessments that occur when there are changes to a property's assessed value during the tax year. In Queen Anne's County, supplemental taxes are typically triggered by new construction, property improvements, changes in property use, or ownership transfers that result in reassessment. These taxes are calculated on the difference between the old and new assessed values, prorated for the portion of the tax year remaining after the change.

For example, if you complete a home addition valued at $50,000 in January and the county assesses the improvement in March, you would owe supplemental taxes on that $50,000 increase for the remaining 9 months of the fiscal year. The supplemental tax would be calculated as: ($50,000 ÷ 100) × $0.8300 × (9 months ÷ 12 months) = $311.25.

Example Calculation

Example 1: $300,000 Home (Non-incorporated area)

  • Assessed Value: $300,000
  • Tax Credits Applied: -$0 (assuming no credits applied)
  • Net Taxable Value: $300,000
  • Annual Tax: ($300,000 ÷ 100) × $0.8300 = $2,490
  • Monthly Escrow: $207.50

Example 2: $600,000 Home (Centreville)

  • Assessed Value: $600,000
  • Tax Credits Applied: -$0 (assuming no credits applied)
  • Net Taxable Value: $600,000
  • Annual Tax: ($600,000 ÷ 100) × ($0.8300 - $0.1300) = $4,200
  • Monthly Escrow: $350.00

Example 3: $1,000,000 Home (Non-incorporated area)

  • Assessed Value: $1,000,000
  • Tax Credits Applied: -$0 (assuming no credits applied)
  • Net Taxable Value: $1,000,000
  • Annual Tax: ($1,000,000 ÷ 100) × $0.8300 = $8,300
  • Monthly Escrow: $691.67

Note: Tax credits such as the Homestead Credit require separate application and are not automatically applied. Contact the Queen Anne's County assessment office for available credits and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Queen Anne's County require borrowers to maintain an escrow account for property tax payments. Your lender collects monthly escrow payments as part of your mortgage payment and pays your property taxes directly to the county when due. The monthly escrow amount is calculated by dividing your annual property tax bill by 12, often with an additional cushion to account for potential tax increases.

Property taxes in Queen Anne's County are due May 20th annually, and lenders typically make this payment on your behalf if you have an escrow account. Your lender will provide an annual escrow statement showing the taxes paid and any adjustments to your monthly escrow amount. If you pay taxes directly without escrow, you're responsible for ensuring timely payment to avoid penalties and potential tax sale proceedings.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Queen Anne's County for FY 2025? A: Property taxes are due May 20, 2025. However, taxes can be paid in two installments: the first by September 30 and the second by December 31.

Q: What tax credits are available and do I need to apply? A: Maryland offers several tax credits including the Homestead Credit, which must be applied for separately. These are not automatic and require filing an application with the State Department of Assessments and Taxation. Contact the county assessor for a complete list of available credits and application deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit limits the annual increase in assessed value used for tax purposes to a certain percentage (typically 10%), even if market value increases more. This credit does not reduce your property's market value but caps assessment growth for tax calculation purposes. You must file an application to receive this benefit.

Q: How often are properties reassessed in Queen Anne's County? A: Maryland law requires properties to be reassessed every three years. The most recent countywide reassessment determines current assessed values, and property owners can appeal assessments through the Maryland Property Tax Assessment Appeal Board.

Q: What are the penalties for late property tax payments? A: Late payments incur interest and penalties as specified by Maryland law. Properties with delinquent taxes may eventually be subject to tax sale proceedings if taxes remain unpaid.

Q: Can I pay my property taxes online? A: Yes, Queen Anne's County typically offers online payment options. Check the county treasurer's website for current payment methods, accepted forms of payment, and any associated convenience fees.

Q: Why is my tax bill different from my neighbor's if we have similar homes? A: Tax bills can vary due to different assessed values, varying tax credits applied, and location within different special taxing districts. Properties in incorporated areas like Centreville or Millington have different effective rates than unincorporated areas.

Q: How do special district taxes work? A: Some areas of Queen Anne's County may have additional special district assessments for services like fire protection, water, or sewer services. These appear as separate line items on your tax bill and vary by location and services provided.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
County-Municipal Property Tax Ratesdls.maryland.gov
02
By Order /t&l4/( 1iJ 1t&iai'talbotcountymd.gov
03
Tax Doc
Local Real Property Tax Rates in Marylanddls.maryland.gov
04
Tax Doc
Tax Sale Scheduledat.maryland.gov
05
County
Tax Rates - Talbot County, Marylandtalbotcountymd.gov
06
Tax Doc
Question and Answers on Semiannual Property Tax Paymentdat.maryland.gov
07
MD Revenue Structure and Analysisdlslibrary.state.md.us
08
County
Property Tax Setoffs in Kent County, Maryland*chestertown.gov
09
Unreported Opinionmdcourts.gov
10
Bill 1529 (FY2023 -2024) Budget and Appropriation Ordinancetalbotcountymd.gov
All sources verified as of 2025 Tax Year

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