Q: When are Cecil County property taxes due for FY 2025-2026?
A: Property tax bills are mailed in July and are due by September 30th. Payments can be made in July, August, or September without penalty.
Q: What tax credits are available to homeowners?
A: The primary credit is the Homestead Credit, which limits annual assessment increases for owner-occupied properties. Additional tax credits may be available for disabled veterans, elderly residents, and other qualifying circumstances. All credits require application and are not automatic.
Q: How does the Homestead Credit work?
A: The Homestead Credit caps the annual increase in your property's taxable assessment, typically limiting increases to a certain percentage each year. This credit does not reduce your property's market value but limits how much your assessment can increase year-over-year. You must file an application to receive this benefit.
Q: How often are properties reassessed in Cecil County?
A: Maryland conducts property reassessments every three years on a rotating cycle. Cecil County properties are reassessed by the Maryland State Department of Assessments and Taxation according to this schedule.
Q: Can I appeal my property assessment?
A: Yes, property owners can appeal their assessment through the Maryland Property Tax Assessment Appeal Board. Appeals must typically be filed within 45 days of receiving your assessment notice.
Q: What are the penalties for late property tax payments?
A: Late payments incur interest and penalties. Contact the Cecil County Finance Department for specific penalty rates and payment options if your taxes become delinquent.
Q: Can I pay my property taxes online?
A: Yes, Cecil County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may incur additional processing fees.
Q: Do special districts affect my tax rate?
A: Yes, properties located in special taxing districts (such as fire districts) or incorporated municipalities may have additional tax assessments beyond the base county rate of 1.0414%.
Q: Where can I apply for tax credits?
A: Applications for tax credits, including the Homestead Credit, must be filed with the Maryland State Department of Assessments and Taxation. Contact their office or visit their website for specific application forms and deadlines.
Q: What if I disagree with a supplemental tax bill?
A: If you receive a supplemental tax bill that you believe is incorrect, contact the Cecil County Finance Department immediately to review the assessment change that triggered the supplemental billing.
