Q: When are property taxes due in Sagadahoc County?
A: Due dates vary by municipality within the county. For the FY 2025-2026 tax year, most towns have due dates in the fall, but some offer split payment options. Note that federal tax relief extended some 2024 deadlines to July 15, 2024, for storm-affected areas.
Q: What is the Homestead Credit and how do I apply?
A: The Homestead Credit reduces your home's assessed value by up to $25,000 for tax purposes. This is a tax credit that requires application - it's not automatic. You must file an application with your municipality by April 1st each year. Applications are available at town offices or can be downloaded from the Maine Property Tax Forms page.
Q: Are there other tax credits available besides Homestead?
A: Yes, Maine offers various tax credits including Veterans' Credits for disabled veterans, and credits for certain senior citizens. All credits require separate applications and have specific eligibility requirements. Contact your local assessor for available programs and application deadlines.
Q: How does the Homestead Credit actually work?
A: The Homestead Credit doesn't reduce your property's market value - instead, it caps annual assessment increases and provides a reduction in taxable assessed value. You must apply annually, and the credit applies only to your primary residence where you're registered to vote.
Q: When are properties reassessed in Sagadahoc County?
A: Assessment schedules vary by municipality. Most towns conduct revaluations every 4-10 years, with annual updates for new construction and major improvements. Contact your local assessor for your town's specific reassessment schedule.
Q: What are the penalties for late property tax payments?
A: Late payment penalties vary by municipality but typically include interest charges starting 30 days after the due date. Some towns charge a flat late fee plus monthly interest. Unpaid taxes can eventually result in tax lien procedures.
Q: Can I pay my property taxes online?
A: Online payment options vary by municipality within Sagadahoc County. Most larger towns like Bath and Topsham offer online payment portals, while smaller municipalities may require payment by mail or in person. Check your tax bill or municipal website for available payment methods.
Q: What if I disagree with my property assessment?
A: You can appeal your assessment through your local Board of Assessment Review. Appeals typically must be filed within 185 days of receiving your tax commitment (bill). You'll need to provide evidence supporting your claim that the assessment is incorrect, such as recent comparable sales or evidence of property defects.
