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Updated 2025 Tax Year

Concordia County
Property Tax Guide

Everything you need to know about property taxes in Concordia County, LA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.8% to 1.2% of market value (varies by taxing districts including school, fire, drainage districts)
1st Due
Dec 31
Exemptions
4+ Available
Section 1

How Property Tax Works

Property taxes in Concordia Parish (County), Louisiana fund essential local services including schools, law enforcement, fire protection, road maintenance, and parish government operations. The Louisiana property tax system is based on assessed value, which is typically 10% of fair market value for residential properties, with tax rates applied to this assessed amount.

Concordia Parish property tax rates vary by location within the parish due to different combinations of special taxing districts, including school districts, fire protection districts, drainage districts, and other municipal service areas. The effective tax rate generally ranges from approximately 0.8% to 1.2% of market value, though this can vary significantly based on your specific location and the taxing districts that serve your property. Louisiana's base assessment rate of around 1% of assessed value, combined with various district millages, creates the total tax burden for each property.

Section 2

What Makes Up Your Tax Bill

Note: 2025 tax rates have not yet been officially announced. The following represents typical rate components:

ComponentApproximate RateDescription
Parish General Fund5-8 millsBasic parish services and operations
School District15-25 millsPublic education funding
Fire Protection3-7 millsFire department services
Drainage/Levee2-5 millsFlood control and drainage
Road Maintenance2-4 millsParish road upkeep
Library1-3 millsPublic library system
Total Estimated28-52 millsVaries by location within parish

Rates are expressed in mills (1 mill = $1 per $1,000 of assessed value). Your actual rate depends on which special taxing districts serve your specific property location. Official FY 2025-2026 rates will be announced by local taxing authorities closer to the fiscal year beginning.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Concordia County, property taxes are due in two installments:

First Installment
Dec 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Concordia Parish are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the parish assessor calculates additional taxes based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining.

For example, if you purchase a home in Concordia Parish in June and the assessed value increases from $25,000 to $35,000 (on a $350,000 market value), you would owe supplemental taxes on the $10,000 assessment increase for the remaining 7 months of the tax year. At a 40-mill total rate, this would result in approximately $233 in supplemental taxes ($10,000 × 0.040 × 7/12 months). These supplemental bills are typically issued within 60-90 days of the triggering event and have separate due dates from regular property tax bills.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10%): $30,000
  • Less: Homestead Tax Credit: -$7,500 (requires application)
  • Net Taxable Value: $22,500
  • Annual Tax (40 mills): $900
  • Monthly Escrow: $75

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10%): $60,000
  • Less: Homestead Tax Credit: -$7,500 (requires application)
  • Net Taxable Value: $52,500
  • Annual Tax (40 mills): $2,100
  • Monthly Escrow: $175

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10%): $100,000
  • Less: Homestead Tax Credit: -$7,500 (requires application)
  • Net Taxable Value: $92,500
  • Annual Tax (40 mills): $3,700
  • Monthly Escrow: $308

Note: Tax credits shown require annual application and are not automatically applied. Actual rates vary by specific location within Concordia Parish.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Concordia Parish require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender will estimate annual property taxes, divide by 12, and collect this amount with your monthly mortgage payment. The lender typically maintains a cushion of 2-3 months of tax payments to ensure sufficient funds are available when taxes become due.

Property taxes in Concordia Parish are generally due in two installments: the first half by October 15th and the second half by March 15th of the following year. Your lender will make these payments directly to the Concordia Parish Tax Collector on your behalf. You should receive an annual escrow analysis from your lender showing tax payments made and any adjustments to your monthly escrow amount. It's important to verify that your lender has current property tax information, especially after reassessments or if you've applied for tax credits that could reduce your bill.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Concordia Parish for FY 2025-2026? A: Property taxes are typically due in two installments: first half by October 15, 2025, and second half by March 15, 2026. Check with the Concordia Parish Tax Collector for exact dates.

Q: What tax credits are available and do I need to apply? A: The primary tax credit is the Homestead Tax Credit, which can reduce your assessed value by up to $7,500. This credit REQUIRES an application filed with the Concordia Parish Assessor's office and is not automatic. Additional credits may be available for seniors, veterans, or disabled persons.

Q: How does the Homestead Tax Credit work? A: The Homestead Tax Credit caps assessment increases on your primary residence and provides up to $7,500 reduction in assessed value. You must file an application with supporting documentation. This is a credit that reduces your assessed value, not your market value, and must be renewed periodically.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. After the due date, interest accrues monthly, and additional penalties may apply. Properties with delinquent taxes may eventually face tax sale proceedings.

Q: How can I pay my property taxes online? A: Contact the Concordia Parish Tax Collector's office for online payment options and accepted payment methods. Many Louisiana parishes offer online payment systems through their official websites.

Q: When are properties reassessed in Concordia Parish? A: Louisiana law requires property reassessment every four years. Contact the Concordia Parish Assessor's office for the current reassessment schedule and appeal deadlines.

Q: How do special districts affect my tax rate? A: Your property tax rate includes millages from all taxing districts serving your location, such as school districts, fire protection, drainage, and library districts. Properties in different areas of the parish may have different total rates based on district boundaries.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal assessments to the Concordia Parish Board of Review. Appeals typically must be filed within 60 days of receiving your assessment notice. Contact the Assessor's office for specific procedures and deadlines.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
2025 Louisiana State and Federal Assistance Programscrt.state.la.us
02
Tax Doc
Parish & Municipality Tax Tabletaxes.mfn.dps.la.gov
03
Tax Doc
Louisiana Tax Commissionstax.latax.la.gov
04
Louisiana Laws Table of Contentslegis.la.gov
05
CO NCO RDIA PA RISH SCHO O L BOA RD V IDA LIA . LO ...app2.lla.state.la.us
06
HLS 243ES-15legis.la.gov
07
State
Louisiana Laws - Louisiana State Legislaturelegis.la.gov
08
ACT No. 12legis.la.gov
09
Concordia Parish Assessorapp2.lla.state.la.us
10
Concordia Parish Assessorlla.la.gov
All sources verified as of 2025 Tax Year

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