HonestCasa logoHonestCasa
Updated 2025 Tax Year

Caldwell County
Property Tax Guide

Everything you need to know about property taxes in Caldwell County, LA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
108.50 mills (10.85%) - varies by taxing districts including schools, fire, drainage
Exemptions
4+ Available
Section 1

How Property Tax Works

Caldwell County property taxes are a crucial funding source for local government services, including schools, law enforcement, fire protection, and infrastructure maintenance. Property owners in Caldwell County pay taxes based on their property's assessed value multiplied by the applicable tax rate, which varies significantly depending on the specific taxing districts where the property is located.

The projected property tax rate for Caldwell County in 2025 is approximately 108.50 mills (10.85%), though this rate includes multiple components from various taxing districts. Your actual tax rate may be higher or lower depending on whether your property falls within special assessment districts for schools, fire protection, drainage, or other municipal services. Louisiana uses a millage system where rates are expressed per $1,000 of assessed value, and properties are typically assessed at a percentage of their market value depending on the property classification.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Parish General~25.00County general operations and services
School District~45.00Local school district operations and bonds
Fire Protection~8.50Fire district services (varies by district)
Drainage District~5.00Flood control and drainage (where applicable)
Municipal~15.00-25.00City services (varies by municipality)
Total Estimated~108.50Combined rate for FY 2025

Note: These rates are projections for the 2025 levy year and vary significantly based on your property's location within specific taxing districts. Contact the Caldwell Parish Assessor's Office for your exact millage rate. Special districts for libraries, recreation, or other services may apply additional millages to properties within their boundaries.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Caldwell County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Caldwell County are additional tax bills issued when there's a change in property ownership, completion of new construction, or discovery of previously unassessed improvements during the tax year. These taxes cover the difference between what was originally assessed and what should have been assessed for the remaining portion of the tax year.

Common triggers include property sales (which may prompt reassessment), completion of building permits for additions or new construction, and appeals that result in higher assessed values. The supplemental tax is calculated by taking the difference in assessed value, multiplying by the applicable tax rate, and prorating for the remaining months in the tax year. For example, if a property sells in March and the assessed value increases from $200,000 to $250,000, the supplemental tax would be calculated on the $50,000 difference for the remaining 9 months of the year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10% for homestead): $30,000
  • Less: Homestead Credit (applied): -$7,500
  • Net Taxable Value: $22,500
  • Annual Tax ($22,500 × 108.50 mills): $2,441
  • Monthly Escrow: $203

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10% for homestead): $60,000
  • Less: Homestead Credit (applied): -$7,500
  • Net Taxable Value: $52,500
  • Annual Tax ($52,500 × 108.50 mills): $5,696
  • Monthly Escrow: $475

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10% for homestead): $100,000
  • Less: Homestead Credit (applied): -$7,500
  • Net Taxable Value: $92,500
  • Annual Tax ($92,500 × 108.50 mills): $10,036
  • Monthly Escrow: $836

Note: Tax credits shown require application and approval. Rates are estimates and actual taxes may vary based on specific district millages and assessment ratios.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Caldwell County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment and holds these funds in a separate escrow account. The lender pays your property taxes directly to the Caldwell Parish Tax Collector when they become due on November 15th each year.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are collected, comparing the actual tax bills to their estimates. If taxes increase, your monthly escrow payment will be adjusted upward, and you may need to pay any shortage over 12 months. If taxes decrease or the account has excess funds, you may receive a refund or see reduced monthly payments. You should receive escrow disclosure statements showing all deposits, payments, and account activity, and you have the right to review how your escrow funds are managed.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Caldwell County? A: Property taxes for the 2025 tax year are due November 15, 2025. Taxes become delinquent if not paid by December 31, 2025.

Q: What homestead tax credit is available and how do I apply? A: Louisiana offers a homestead credit that caps assessment increases and provides up to $7,500 in tax relief. This credit requires application with the Caldwell Parish Assessor's Office and is NOT automatic. You must file by September 1st following your first year of ownership.

Q: Are there other tax credits I should know about? A: Additional credits may include senior citizen credits, veteran disability credits, and agricultural use credits. All require separate applications with specific documentation and deadlines. Contact the Assessor's Office for eligibility requirements.

Q: How does the homestead credit work? A: The homestead credit limits annual assessment increases to 10% and provides up to $7,500 in assessed value reduction. It does NOT reduce your market value but limits how much your taxable assessment can grow each year.

Q: When are properties reassessed? A: Louisiana requires property reappraisals every four years, though the Assessor may review individual properties annually. You'll receive notice if your assessment changes significantly.

Q: How do I appeal my property assessment? A: Appeals must be filed with the Caldwell Parish Assessor within 30 days of receiving your assessment notice. If unsatisfied, you can appeal to the Parish Board of Review and subsequently to the Louisiana Tax Commission.

Q: What are the penalties for late payment? A: Interest accrues at 1.25% per month on delinquent taxes. Properties with unpaid taxes may be subject to tax sale after three years of delinquency.

Q: Can I pay my taxes online? A: Contact the Caldwell Parish Tax Collector's office for current online payment options and accepted payment methods.

Q: Why did my tax bill increase when I didn't make improvements? A: Tax increases can result from rising property values, new or increased millages voted by taxing districts, or removal/expiration of previous tax credits that required reapplication.

Q: Do special districts affect my tax rate? A: Yes, your location within fire districts, drainage districts, municipal boundaries, or special assessment districts can significantly impact your total tax rate. These district taxes fund specific local services.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate