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Updated 2025 Tax Year

Webster County
Property Tax Guide

Everything you need to know about property taxes in Webster County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
12.8 cents per $100 assessed value (base county rate, varies by district with overlapping special districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Webster County, Kentucky operates under a property tax system that funds essential local services including schools, county government operations, fire protection, and various special districts. Property taxes are levied based on the assessed value of real estate, which is determined by the Kentucky Property Valuation Administrator (PVA) and reassessed annually. The county follows Kentucky's property tax structure where the assessment represents 100% of fair cash value for real property.

The effective property tax rate in Webster County varies by location within the county due to overlapping special taxing districts such as school districts, fire districts, library districts, and other municipal services. For the 2025 levy year, the base county-wide rate is 12.8 cents per $100 of assessed value, but total rates typically range from approximately 0.80% to 1.20% when including all applicable district taxes. Property owners should verify their specific tax rate based on their exact location, as districts can significantly impact the total tax burden.

Webster County property taxes are collected annually with bills typically issued in the fall and due by May 15th of the following year. The county participates in Kentucky's centralized property tax system, with collections supporting both county operations and state-mandated local services.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General12.8¢Base county operations, road maintenance, general services
School DistrictVaries by districtLocal school funding (rates vary by school district boundaries)
State Tax12.2¢State-mandated property tax
Fire DistrictVaries by districtFire protection services (where applicable)
Library DistrictVaries by districtPublic library services (where applicable)
Extension DistrictVaries by districtAgricultural extension services (where applicable)
Health DistrictVaries by districtPublic health services (where applicable)

Rates shown are for Levy Year 2025. Total effective rates typically range from 0.80% to 1.20% depending on special district coverage. Contact the Webster County PVA office at (270) 639-9274 for specific rates applicable to your property location.

Note: Special taxing districts create rate variations throughout the county. Properties within incorporated areas or specific service districts may have additional assessments not listed above.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Webster County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Webster County are additional property tax bills issued when there are mid-year changes to property ownership, value, or taxable status. Common triggers include new construction completion, property improvements that increase assessed value, changes in exemption status, or corrections to the original assessment. These supplemental bills ensure that property taxes reflect the current year's actual property status rather than waiting for the next regular tax cycle.

Supplemental taxes are calculated using the same tax rates that apply to regular property taxes for the current levy year. The tax is prorated based on the number of months remaining in the tax year after the change occurs. For example, if a new home is completed and receives its certificate of occupancy in March, the supplemental tax would cover 10 months (March through December) of that tax year.

Example: A property owner completes a $50,000 addition to their home in June 2025. The PVA assesses the improvement and adds $50,000 to the property's assessed value. With a total tax rate of 1.00%, the annual tax on the addition would be $500. Since the improvement was completed in June with 7 months remaining in the tax year, the supplemental tax bill would be $291.67 ($500 × 7/12 months), due within 30 days of issuance.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$37,900 (requires application)
  • Net Taxable Value: $262,100
  • Tax Rate: 1.00% (varies by district)
  • Annual Tax: $2,621
  • Monthly Escrow: $218

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$37,900 (requires application)
  • Net Taxable Value: $562,100
  • Tax Rate: 1.00% (varies by district)
  • Annual Tax: $5,621
  • Monthly Escrow: $468

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$37,900 (requires application)
  • Net Taxable Value: $962,100
  • Tax Rate: 1.00% (varies by district)
  • Annual Tax: $9,621
  • Monthly Escrow: $802

Note: Tax credits shown require annual application and are not automatically applied. Actual tax rates vary by special district location within Webster County. Examples use estimated combined rates - contact Webster County PVA for exact rates applicable to specific properties.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Webster County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. The lender collects monthly escrow payments along with principal and interest, depositing these funds into a separate account to pay property taxes when due. Monthly escrow amounts are calculated by dividing the annual tax bill by 12, often with an additional cushion to account for potential tax increases.

Property tax payments through escrow are typically made by the lender in late May, just before the May 15th due date. Lenders receive tax bills directly from Webster County and are responsible for timely payment to avoid penalties. Property owners should verify that their lender has current mailing information and monitor that payments are made on time, as the property owner remains ultimately responsible for tax obligations even when using escrow services.

At closing and annually thereafter, lenders must provide an escrow analysis statement showing projected tax amounts, actual payments made, and any required adjustments to monthly escrow payments. If property taxes increase due to reassessment or rate changes, lenders will adjust monthly escrow payments accordingly. Property owners can request to pay taxes directly if they meet lender requirements, typically including demonstration of timely payment history and adequate financial reserves.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Webster County property taxes due for the current fiscal year? A: Property taxes for Levy Year 2025 are due by May 15, 2026. Payments received after this date are subject to penalties and interest charges.

Q: What homestead tax credits are available and how do I apply? A: Kentucky offers a Homestead Exemption that removes up to $37,900 from assessed value for owner-occupied primary residences. This credit requires annual application through the Webster County PVA office. Additional credits may be available for disabled veterans, elderly residents, or disabled persons. Contact the PVA at (270) 639-9274 for applications and eligibility requirements.

Q: How does the Homestead Exemption work? A: The Homestead Exemption is a tax credit that reduces your property's taxable assessed value by up to $37,900, not the market value. This credit must be applied for annually and only applies to your primary residence. It does not cap assessment increases but provides a flat reduction in taxable value.

Q: How often are properties reassessed in Webster County? A: Kentucky requires annual assessment updates. The Webster County PVA reviews property values yearly, with physical inspections conducted on rotating schedules. Property owners receive assessment notices in the spring and have appeal rights through the county board of assessment appeals.

Q: What are the penalties for late property tax payments? A: Property taxes not paid by May 15th incur a 10% penalty immediately, with additional interest charges accruing monthly. Properties with delinquent taxes may be subject to tax sale proceedings, typically held in August of the following year.

Q: Can I pay Webster County property taxes online? A: Contact the Webster County Sheriff's office at (270) 639-5006 for current online payment options and accepted payment methods. Some counties offer online payment through third-party vendors, which may include convenience fees.

Q: How do special district taxes affect my bill? A: Webster County contains multiple special taxing districts including school districts, fire districts, library districts, and others. Your total tax rate depends on which districts serve your property location. The same assessed value can have different tax amounts based on district boundaries.

Q: What should I do if I disagree with my property assessment? A: Property owners can appeal assessments to the Webster County Board of Assessment Appeals. Appeals must typically be filed by May 31st following the assessment notice. Contact the Webster County PVA office for specific appeal procedures and deadlines.

Q: Are there tax credits for seniors or disabled persons? A: Kentucky offers additional tax credits for qualifying seniors (65+) and disabled persons beyond the standard homestead exemption. These credits require separate applications and income/eligibility verification. Contact the Webster County PVA office for specific programs and application requirements.

Q: What happens if my mortgage company doesn't pay my taxes on time? A: While the mortgage company is responsible for timely payment from escrow accounts, the property owner remains ultimately liable for property taxes. Monitor your tax payments and contact your lender immediately if taxes appear unpaid. You may need to pay directly and seek reimbursement from your lender to avoid penalties.

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