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Updated 2025 Tax Year

Trigg County
Property Tax Guide

Everything you need to know about property taxes in Trigg County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
55.0 cents per $100 of assessed value (varies by district with additional fire/library assessments)
Exemptions
4+ Available
Section 1

How Property Tax Works

Property taxes in Trigg County, Kentucky, are the primary funding source for essential local services including public schools, county government operations, fire protection, and infrastructure maintenance. The county operates under Kentucky's property tax system, where real estate is assessed at 100% of fair cash value and taxed annually based on ownership as of January 1st.

Trigg County's 2025 property tax rate is 55.0 cents per $100 of assessed value, with the local portion comprising 54.3 cents and the state portion adding 0.7 cents. However, your actual tax rate may vary depending on your property's location within special taxing districts, such as fire districts or library districts, which can add additional assessments. Property owners should verify their specific tax rate based on their exact location within the county.

The effective tax rate in Trigg County is approximately 0.55% of assessed value, making it relatively affordable compared to many other states. Property taxes are due annually, with early payment discounts available for those who pay by November 1st, and final payment due by the end of November.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
State Tax$0.007Kentucky state property tax
County General$0.185County government operations
County Road$0.075Road maintenance and construction
County Health$0.030Public health services
School District$0.253Trigg County School District
Total Base Rate$0.550Standard rate for most properties
Fire DistrictVariesAdditional assessment if in fire district
Library DistrictVariesAdditional assessment if in library district
Other Special DistrictsVariesWater districts, development districts

Rates shown are for FY 2025 tax year. Special taxing districts create rate variations throughout the county. Contact the Trigg County PVA office at (270) 522-6661 to determine your exact tax rate based on your property's specific location and applicable districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Trigg County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Trigg County are additional property tax bills issued during the tax year when there are changes to property ownership, improvements, or assessments that weren't captured in the original annual assessment. Common triggers include new construction completion, major renovations, ownership transfers that remove exemptions, or assessment appeals that result in higher values.

When supplemental taxes are issued, they're calculated on a pro-rated basis from the date the change became effective through the end of the current tax year. For example, if you complete a home addition worth $50,000 in assessed value on July 1st, you would owe supplemental taxes on that $50,000 for half the tax year (6 months).

Example: A $50,000 addition completed July 1st in an area with the base 0.55% tax rate would generate a supplemental bill of approximately $137.50 ($50,000 × 0.0055 × 6/12 months). Supplemental tax bills are typically mailed within 30-60 days of the triggering event and have their own due dates separate from regular annual taxes.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000 (100% of market value)
  • Homestead Credit Applied: -$38,500 (if qualified and applied)
  • Net Taxable Value: $261,500
  • Annual Tax: $1,438.25 ($261,500 × 0.0055)
  • Monthly Escrow: $119.85

Property Value: $600,000

  • Assessed Value: $600,000 (100% of market value)
  • Homestead Credit Applied: -$38,500 (if qualified and applied)
  • Net Taxable Value: $561,500
  • Annual Tax: $3,088.25 ($561,500 × 0.0055)
  • Monthly Escrow: $257.35

Property Value: $1,000,000

  • Assessed Value: $1,000,000 (100% of market value)
  • Homestead Credit Applied: -$38,500 (if qualified and applied)
  • Net Taxable Value: $961,500
  • Annual Tax: $5,288.25 ($961,500 × 0.0055)
  • Monthly Escrow: $440.69

Calculations use the base 0.55% tax rate and assume qualification for Kentucky's homestead exemption. Tax credits require annual application and are not automatic. Actual rates may vary by special taxing district location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Trigg County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects 1/12 of your estimated annual property tax bill each month along with your mortgage payment, then pays your taxes directly to Trigg County when due. Lenders typically maintain a 2-month cushion in your escrow account as required by federal regulations.

Each year, usually around the anniversary of your loan, your lender will conduct an escrow analysis comparing actual tax payments to collected amounts. If your property taxes increased due to assessment changes or new special districts, your monthly escrow payment will be adjusted accordingly. You'll receive written notice of any changes at least 60 days before the new payment amount takes effect.

It's important to verify that your lender pays your taxes on time, as you remain ultimately responsible even with an escrow account. You can check payment status online through the Trigg County Sheriff's office website or by calling (270) 522-6355. If you pay taxes directly without escrow, remember that early payment by November 1st earns a 2% discount, with final due date of November 30th to avoid penalties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Trigg County for FY 2025? A: Property taxes are due by November 1st to receive a 2% early payment discount. The final due date is November 30th. Personal property taxes are due May 15th, 2025.

Q: What tax credits are available and do they require application? A: Kentucky offers a homestead exemption (up to $38,500 assessed value reduction) for owner-occupied primary residences, but you must apply annually with the PVA office. Senior citizens (65+) and disabled veterans may qualify for additional credits, all requiring separate applications and documentation.

Q: How does the homestead credit work? A: The homestead exemption reduces your assessed value by up to $38,500, not your market value. It also caps assessment increases at 4% annually once applied. You must apply each year by December 31st with the Trigg County PVA office - it's not automatic.

Q: How often are properties reassessed? A: Kentucky conducts county-wide reassessments every four years, with annual updates for new construction and improvements. Trigg County's last reassessment was completed in 2022, with the next scheduled for 2026.

Q: What are the penalties for late payment? A: Property taxes not paid by November 30th incur a 10% penalty immediately, plus 1.5% interest per month thereafter. After January 1st, additional collection fees may apply.

Q: Can I pay property taxes online? A: Yes, Trigg County offers online payment through their official website. Credit card payments may incur processing fees. Contact the Sheriff's office at (270) 522-6355 for payment options and instructions.

Q: How do special taxing districts affect my bill? A: Special districts like fire departments or libraries can add 5-15 cents per $100 of assessed value to your tax rate. Your exact rate depends on your property's location within these district boundaries.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Trigg County Board of Assessment Appeals by May 15th following the assessment year. Contact the PVA office at (270) 522-6661 for appeal forms and procedures.

Q: What happens if I don't pay property taxes? A: Unpaid property taxes become a lien on your property. After two years of delinquency, the county may begin foreclosure proceedings to collect unpaid taxes, interest, and penalties.

Q: Are there additional exemptions for seniors or veterans? A: Yes, but they require separate applications. Veterans with service-connected disabilities may qualify for additional exemptions, and seniors may be eligible for tax deferrals. Contact the PVA office for specific eligibility requirements and application deadlines.

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