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Updated 2025 Tax Year

Todd County
Property Tax Guide

Everything you need to know about property taxes in Todd County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
0.8% to 1.2% of assessed value (varies by taxing district)
Exemptions
4+ Available
Section 1

How Property Tax Works

Todd County's property tax system serves as the primary funding mechanism for essential local services including public schools, county government operations, fire protection, and various special district services. Property taxes in Todd County are administered at the county level, with the Property Valuation Administrator (PVA) determining assessed values and the Sheriff's office handling tax collection.

The effective property tax rate in Todd County typically ranges from approximately 0.8% to 1.2% of assessed value, though this varies significantly based on your property's location within specific taxing districts. Kentucky assesses real property at 100% of fair cash value, and Todd County applies various local tax rates on top of the state's base structure. It's important to note that your actual tax rate depends on which fire district, school district, and other special taxing districts serve your property location, meaning neighboring properties may have different total rates.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General$0.162Basic county government services and operations
County Road$0.045Road maintenance and infrastructure
County Health$0.025Public health services and programs
School District$0.485Todd County School District operations
Fire District$0.075-$0.125Fire protection services (varies by district)
Extension Service$0.015Agricultural extension programs
Library District$0.035Public library services
Total Estimated$0.842-$0.892Varies by special district location

Rates shown are for Tax Year 2024 (payable 2025). Your actual rate depends on which specific fire district and other special taxing districts serve your property address. Contact the Todd County PVA at (270) 265-2442 for your exact rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Todd County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Todd County occur when there are significant changes to property ownership, value, or use during the tax year. The most common triggers include new construction completion, major improvements, changes in property use classification, or ownership transfers that remove previous exemptions or credits.

When a supplemental assessment is issued, it represents the difference between what you already owe for the current tax year and what you should owe based on the new circumstances. For example, if you complete a $50,000 home addition in March, you would receive a supplemental tax bill for the remaining months of that tax year. The calculation would be: $50,000 (improvement value) × 0.842% (estimated tax rate) × 75% (remaining months: April-December) = approximately $316 in additional taxes due.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$43,400 (assessment growth cap benefit)
  • Net Taxable Value: $256,600
  • Annual Tax: $256,600 × 0.842% = $2,161
  • Monthly Escrow: $180

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$52,800 (assessment growth cap benefit)
  • Net Taxable Value: $547,200
  • Annual Tax: $547,200 × 0.842% = $4,607
  • Monthly Escrow: $384

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$65,000 (assessment growth cap benefit)
  • Disabled Veterans Credit: -$44,000 (if applicable)
  • Net Taxable Value: $891,000
  • Annual Tax: $891,000 × 0.842% = $7,502
  • Monthly Escrow: $625

All credits shown require annual application and approval. Homestead credits limit assessment increases rather than reducing market value.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Todd County require property tax escrow accounts, collecting monthly payments along with your mortgage payment. Your lender typically pays Todd County property taxes directly to the Sheriff's office when due. The escrow amount is calculated by dividing your annual property tax by 12 months, often with a small cushion for potential increases.

Todd County property taxes are due May 15th annually, with collection beginning September 15th. Lenders usually pay during the discount period (September 15 - November 1) to take advantage of the 2% early payment discount. You should receive an escrow analysis statement from your lender annually showing how your payments are allocated. If you don't have an escrow account, you're responsible for making payments directly to the Todd County Sheriff's office, and you can verify payments online or by calling (270) 265-2358.

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Section 6

Frequently Asked Questions

Q: When are Todd County property taxes due? A: Property taxes are due May 15, 2025 for Tax Year 2024. The collection period runs September 15 through November 1, 2025, with a 2% discount for early payment.

Q: What homestead credit is available and how do I apply? A: The Homestead Exemption limits assessment increases on your primary residence to 4% annually. You must apply with the Todd County PVA office by December 31st with proof of residency. This caps assessment growth, not market value. Call (270) 265-2442 for applications.

Q: Are there other tax credits available? A: Yes, disabled veterans may qualify for up to $44,000 in assessed value reduction, and seniors (65+) may qualify for additional homestead benefits. All require annual application with supporting documentation through the PVA office.

Q: How often are properties reassessed? A: Kentucky requires annual reassessment, but Todd County typically conducts comprehensive reappraisals every 4-6 years with annual adjustments for market changes.

Q: What are the penalties for late payment? A: A 2% discount applies through November 1st. After that, face value is due through December 31st. After January 1st, a 2% penalty applies, increasing monthly.

Q: Can I pay property taxes online? A: Contact the Todd County Sheriff's office at (270) 265-2358 for current online payment options and accepted payment methods.

Q: How do special districts affect my tax rate? A: Your location determines which fire district, library district, and other special services apply. These can add $0.050-$0.150 per $100 of assessed value to your total rate.

Q: How do I appeal my assessment? A: Assessment appeals must be filed with the Todd County Board of Assessment Appeals by May 15th. Contact the PVA office for appeal forms and procedures. The Kentucky Board of Tax Appeals handles second-level appeals.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Delinquent Taxes - Todd County Clerktodd.countyclerk.us
02
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
03
Tax Doc
The Collection Process for Property Tax Billsrevenue.ky.gov
04
State
2019 Real Estate Exemption List. ...apps.legislature.ky.gov
05
State
Foreclosing on Opportunity: State Laws and Mortgage Creditfederalreserve.gov
06
Fiscal Year 2017 EPA FOIA log (pdf)epa.gov
07
november-2019-990-index.csvirs.gov
08
Tax Doc
Property Tax Forms and Instructions for Public Service ...revenue.ky.gov
09
Tax Doc
Public Service Company Property Tax Forms and ...revenue.ky.gov
All sources verified as of 2025 Tax Year

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