Q: When are property taxes due in Shelby County for the current tax year?
A: Property taxes are due November 1st with a 2% discount available from September 15th through November 1st. After November 1st, taxes are payable at face value without discount.
Q: What tax credits are available and do I need to apply?
A: Homestead and Disability tax credits are available but require formal application with the PVA office before any exemption is granted. These are not automatic and must be filed annually or as specified by the PVA.
Q: How does the Homestead credit work?
A: The Homestead credit limits annual assessment increases on your primary residence, typically capping growth rather than reducing market value. You must apply with the PVA office and meet eligibility requirements including using the property as your primary residence.
Q: How often are properties reassessed in Shelby County?
A: Kentucky requires property reassessment every four years, but the PVA may update assessments more frequently due to sales, improvements, or market changes.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest. After the face value period expires, additional penalties apply and the property may eventually be subject to tax lien proceedings.
Q: Can I pay my property taxes online?
A: Contact the Shelby County PVA office at (502) 633-4406 to inquire about online payment options and accepted payment methods.
Q: How do special district taxes work?
A: Special districts like fire protection or library districts levy additional taxes that appear on your property tax bill. These rates vary by location and the specific districts serving your property.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Shelby County Board of Assessment Appeals within specific deadlines, typically in early summer. Contact the PVA office for current appeal procedures and deadlines.
Q: What's the difference between real property and personal property tax rates?
A: Real property (land and buildings) is taxed at 9.10 cents per $100 for FY 2025-2026, while personal property (business equipment, vehicles) is taxed at 10.50 cents per $100.
Q: Do senior citizens get property tax relief?
A: Kentucky offers various programs for seniors including potential tax credits and deferrals. Contact the Shelby County PVA office to learn about age-based programs requiring application.
