HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Scott County
Property Tax Guide

Everything you need to know about property taxes in Scott County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
1% base state rate + local levies (varies by taxing district within Scott County)
Exemptions
4+ Available
Section 1

How Property Tax Works

Scott County, Kentucky operates under a property tax system that funds essential local services including schools, roads, emergency services, and county operations. The county follows Kentucky's state property tax framework with a base state rate of approximately 1% of assessed value, though actual rates vary significantly by location within the county due to special taxing districts and local levies.

Property taxes in Scott County are assessed annually based on the fair market value of real estate as of January 1st. The total tax rate combines state, county, school district, and any applicable special district assessments. Homeowners should note that their exact tax rate depends on their specific location within Scott County, as different areas may be subject to additional special district taxes for services like fire protection, water districts, or municipal services. The Kentucky Department of Revenue's Office of Property Valuation conducts periodic reassessments to ensure assessed values reflect current market conditions.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed value)Description
State Property Tax$0.45Commonwealth of Kentucky base rate
County General FundVaries by districtScott County operations and services
School DistrictVaries by districtLocal school funding
Special DistrictsVariableFire protection, water, municipal services
Estimated Total Range$0.80 - $1.20Combined rate depending on location

Note: These rates apply to the 2025 tax year. Actual rates vary by specific taxing district within Scott County. Contact the Scott County Property Valuation Administrator at (502) 863-7820 for your exact rate based on property location. Motor vehicle property tax rates may differ from real property rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Scott County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Scott County are additional assessments that occur when property changes ownership, undergoes new construction, or receives improvements that increase its assessed value during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year.

For example, if you purchase a home in Scott County in July that was previously assessed at $200,000 but now has a market value of $350,000, you would receive a supplemental tax bill for the $150,000 increase in assessed value, calculated for the remaining 6 months of the tax year. The supplemental tax would be approximately $900-$1,800 (depending on your tax district) in addition to the regular annual property tax bill.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000
  • Less Homestead Credit (if applicable): -$38,200 (assessment increase limitation)
  • Net Taxable Value: $261,800
  • Annual Tax (at 1.0% rate): $2,618
  • Monthly Escrow: $218

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less Senior Citizen Credit (if applicable): -$42,200
  • Net Taxable Value: $557,800
  • Annual Tax (at 1.0% rate): $5,578
  • Monthly Escrow: $465

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Less Applied Credits: Varies by eligibility
  • Net Taxable Value: $1,000,000 (no qualifying credits)
  • Annual Tax (at 1.1% rate): $11,000
  • Monthly Escrow: $917

Note: Tax credits require annual application and are not automatic. Contact Scott County PVA for current credit amounts and eligibility.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Scott County require property tax escrow accounts, where monthly payments are collected along with your mortgage payment and held until tax bills are due. Your lender will pay property taxes directly to Scott County on your behalf by the October 15th deadline for real property taxes.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. Since Scott County tax bills are issued in the fall with payment due October 15th, your escrow account must maintain sufficient reserves. If property values increase significantly or tax rates change, you may see adjustments to your monthly escrow payments. Always verify with the Scott County Sheriff's Office that your taxes have been paid, even when using escrow, as you remain ultimately responsible for timely payment.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Scott County property taxes due for 2025? A: Real property taxes are due October 15, 2025. Personal property taxes (including motor vehicles) are due May 15, 2025.

Q: What tax credits are available in Scott County? A: Kentucky offers homestead credits for qualifying property owners 65+ and disabled veterans. These credits require annual application through the Scott County Property Valuation Administrator office and are NOT automatic.

Q: How does the homestead credit work? A: The homestead credit limits annual assessment increases rather than reducing market value. It must be applied for annually and is not automatically applied to your tax bill.

Q: When are properties reassessed in Scott County? A: The Kentucky Department of Revenue conducts periodic countywide reassessments. Property owners can appeal assessments through the Scott County Board of Assessment Appeals.

Q: What are the penalties for late payment? A: Kentucky law imposes penalties and interest on delinquent property taxes. Contact the Scott County Sheriff's Office at (502) 863-7875 for current penalty rates.

Q: Can I pay property taxes online? A: Contact the Scott County Sheriff's Office at (502) 863-7875 to inquire about online payment options for current property taxes.

Q: How do special district taxes work? A: Your property may be subject to additional taxes for fire protection, water districts, or municipal services depending on location. These appear as separate line items on your tax bill.

Q: Who do I contact about my property tax assessment? A: Contact the Scott County Property Valuation Administrator office at 101 East Main Street, Georgetown, KY for assessment questions and credit applications.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
02
County
Scott County: Property Tax Calculation - Treasurertreasurer.scottcounty72.us
03
REGIONAL ECONOMIC DEVELOPMENT UPDATEgeorgetownky.gov
04
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
05
Tax Doc
The Collection Process for Property Tax Billsrevenue.ky.gov
06
County
Georgetown Scott County Revenue Commission - FAQgscrevenueky.gov
07
Tax Doc
Property Tax Exemptions - Department of Revenuerevenue.ky.gov
08
November-13-1scottky.gov
09
State
Foreclosing on Opportunity: State Laws and Mortgage Creditfederalreserve.gov
10
County
County Contacts | Scott County Kentuckyscottky.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate