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Updated 2025 Tax Year

Pulaski County
Property Tax Guide

Everything you need to know about property taxes in Pulaski County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Base 45¢ per $100 assessed value + local levies (varies by district)
Exemptions
5+ Available
Section 1

How Property Tax Works

Pulaski County, Kentucky operates under a property tax system that funds essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. Property taxes are assessed annually based on the property's fair market value as of January 1st, with the Kentucky Department of Revenue overseeing assessment practices and the local Property Valuation Administrator (PVA) conducting individual property assessments.

The effective property tax rate in Pulaski County varies significantly based on your specific location within the county due to multiple overlapping taxing districts. While Kentucky's base state property tax rate is 45 cents per $100 of assessed value, local rates include additional levies for county government, school districts, city services (if applicable), and special districts such as fire protection, library, and health departments. Property owners should expect total effective rates that reflect their specific combination of taxing jurisdictions.

Property taxes in Pulaski County are due annually by May 15th, and the county offers various tax credits and exemptions that can reduce your tax burden, though most require a formal application process and are not automatically applied to your assessment.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed value)Description
State Property Tax$0.45Base Kentucky state levy
County GeneralVariablePulaski County operations and services
School DistrictVariableLocal school funding (varies by district)
City TaxVariableMunicipal services (if within city limits)
Special DistrictsVariableFire protection, library, health, etc.

Note: The 2025 tax year rates are not yet finalized. Rates vary significantly by location within Pulaski County depending on which special taxing districts apply to your property. Contact the Pulaski County Clerk or Property Valuation Administrator for specific rates applicable to your address. These rates apply to the 2025-2026 levy year with taxes due May 15, 2025.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pulaski County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pulaski County are additional property tax assessments that occur when there are mid-year changes to a property's assessed value. The most common triggers include new construction completion, major improvements or renovations, ownership transfers that prompt reassessment, or corrections to previous assessments.

When supplemental taxes are issued, they are calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the portion of the tax year remaining. For example, if you complete a $100,000 home addition in August and your local tax rate is $1.20 per $100 of assessed value, you would owe supplemental taxes of approximately $800 (($100,000 ÷ 100) × $1.20 × 8/12 months remaining).

Supplemental tax bills are typically issued within 60-90 days of the triggering event and have separate due dates from your regular annual property tax bill. These taxes are in addition to your regular annual property tax and help ensure that mid-year property improvements contribute their fair share to local government funding.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$49,100 (if qualified and applied)
  • Net Taxable Value: $250,900
  • Estimated Annual Tax: $3,011 (at ~$1.20 per $100)*
  • Monthly Escrow: $251

Property Value: $600,000

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$49,100 (if qualified and applied)
  • Net Taxable Value: $550,900
  • Estimated Annual Tax: $6,611 (at ~$1.20 per $100)*
  • Monthly Escrow: $551

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$49,100 (if qualified and applied)
  • Net Taxable Value: $950,900
  • Estimated Annual Tax: $11,411 (at ~$1.20 per $100)*
  • Monthly Escrow: $951

*Tax rates are estimates and vary by specific location within Pulaski County. Homestead credit requires annual application and is not automatic. Contact the Pulaski County PVA office to determine your exact tax rate and available credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pulaski County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders require escrow regardless of down payment amount. Your lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of your annual property tax bill plus a small cushion to account for potential increases.

Lenders typically pay your property taxes directly to Pulaski County before the May 15th due date using funds from your escrow account. Your lender will provide an annual escrow analysis statement showing the previous year's activity and any adjustments needed for the coming year. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly.

Property owners are responsible for ensuring their lender has current tax information and pays taxes timely, as you remain ultimately liable for any unpaid taxes. If you pay taxes directly rather than through escrow, you'll receive tax bills directly from Pulaski County and must ensure payment by the May 15th deadline to avoid penalties and interest charges.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are Pulaski County property taxes due for 2025? A: Property taxes for the 2025 tax year are due by May 15, 2025. This is an annual due date that applies county-wide.

Q: What tax credits are available and do I need to apply? A: The primary tax credit is the Homestead Exemption worth $49,100 for the 2025-2026 assessment years. This credit requires an annual application and is NOT automatic. Additional credits may be available for seniors, veterans, or disabled property owners, all requiring separate applications.

Q: How does the Homestead credit work? A: The Homestead credit reduces your assessed value by $49,100, not your market value. It helps limit assessment increases and requires you to occupy the property as your primary residence. You must apply annually with the PVA office, and it's not automatically renewed.

Q: How often are properties reassessed in Pulaski County? A: Kentucky law requires properties to be assessed annually at 100% of fair market value as of January 1st. The PVA may physically inspect properties on a rotating basis but reviews all assessments yearly for market changes.

Q: What if I disagree with my property assessment? A: You can appeal your assessment to the Pulaski County Board of Assessment Appeals. Appeals must typically be filed by May 31st following the assessment. Contact the PVA office for specific appeal procedures and deadlines.

Q: What are the penalties for late property tax payment? A: Late payments incur penalties and interest charges. Contact the Pulaski County Clerk's office for current penalty rates and payment options if you've missed the May 15th deadline.

Q: Can I pay property taxes online? A: Contact the Pulaski County Clerk's office to inquire about online payment options, as availability varies by county. Many Kentucky counties now offer online payment systems for convenience.

Q: Why do property tax rates vary within Pulaski County? A: Tax rates depend on which special taxing districts serve your property, such as school districts, fire protection districts, library districts, and municipal boundaries. Properties in different areas may have different combinations of these services, resulting in varying total tax rates.

Q: Do I need to file for the Homestead credit every year? A: While the homestead exemption may carry over in some cases, it's recommended to verify your status annually with the PVA office. Changes in property ownership, occupancy, or eligibility requirements may affect your qualification, so maintaining regular contact ensures you don't lose this valuable credit.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
COMMONWEALTH OF KENTUCKY PROPERTY TAX RATESrevenue.ky.gov
02
Tax Doc
Property Tax Rates - Department of Revenue - Kentucky.govrevenue.ky.gov
03
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
04
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
05
Tax Doc
2023 delinquent tax bill sales registrationpulaski.kycountyclerk.us
06
Tax Doc
The Collection Process for Property Tax Billsrevenue.ky.gov
07
APPLICATION FOR EXEMPTION UNDER THE ...revenue.ky.gov
08
Homestead Exemption - Department of Revenue - Kentucky.govrevenue.ky.gov
09
Tax Doc
Property Tax Exemptions - Department of Revenuerevenue.ky.gov
10
Tax Doc
Property Tax Forms and Instructions for Public Service ...revenue.ky.gov
All sources verified as of 2025 Tax Year

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