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Updated 2025 Tax Year

Pike County
Property Tax Guide

Everything you need to know about property taxes in Pike County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.15% to 0.30% of assessed value (varies by taxing district)
Exemptions
4+ Available
Section 1

How Property Tax Works

Pike County, Kentucky operates under a property tax system that funds essential local services including schools, county government operations, fire protection, and infrastructure maintenance. Property taxes in Pike County are based on assessed values determined by the Property Valuation Administrator (PVA) and are collected annually to support these vital community services.

The effective property tax rate in Pike County varies by location within the county due to different special taxing districts, but typically ranges from approximately 0.15% to 0.30% of assessed value depending on your specific area. Your actual tax rate depends on which special districts serve your property, such as school districts, fire districts, library districts, and other local service areas. The county uses a assessment-based system where properties are typically assessed at 100% of fair cash value, though various tax credits may be available to qualifying property owners who submit the required applications.

Pike County is located in eastern Kentucky and encompasses several municipalities and unincorporated areas, each potentially subject to different combinations of taxing districts that can affect your total property tax obligation.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
County Real Property$0.15Base county tax for real estate (FY 2025-2026)
County Tangible Property$0.15Tax on tangible personal property (FY 2025-2026)
School DistrictVariesAdditional rate varies by school district location
Fire DistrictVariesRate depends on fire protection district
Library DistrictVariesIf property located within library district boundaries
Other Special DistrictsVariesMay include ambulance, recreation, or other local districts

Note: The total effective rate for your property depends on which special taxing districts serve your location. Properties in different areas of Pike County may have significantly different total tax rates due to varying combinations of special districts. Contact the Pike County PVA office to determine the exact districts and rates applicable to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pike County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pike County are additional property tax bills issued when there are changes in property ownership, new construction completion, or other assessable improvements made to existing properties during the tax year. These supplemental assessments ensure that property taxes are properly allocated based on current ownership and property conditions.

Supplemental taxes are calculated by taking the difference between the new assessed value and the previous assessed value, then applying the applicable tax rate for the remaining months in the tax year. For example, if you complete a $50,000 home addition in September and your total tax rate is $0.40 per $100 of assessed value, your supplemental tax would be approximately $200 ($50,000 ÷ 100 × $0.40) prorated for the remaining months of the tax year. The supplemental tax bill is typically issued separately from your annual tax bill and has its own due date, usually 30 days from the date of issuance.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied for): -$49,100
  • Net Taxable Value: $250,900
  • Annual Tax ($0.15 per $100): $376.35
  • Monthly Escrow: $31.36

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied for): -$49,100
  • Net Taxable Value: $550,900
  • Annual Tax ($0.15 per $100): $826.35
  • Monthly Escrow: $68.86

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applied for): -$49,100
  • Net Taxable Value: $950,900
  • Annual Tax ($0.15 per $100): $1,426.35
  • Monthly Escrow: $118.86

Note: These calculations use the base county rate only. Actual taxes will be higher due to additional special district rates. All tax credits require separate applications and approval - they are not automatically applied. Rates shown are for FY 2025-2026.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pike County require borrowers to maintain an escrow account for property taxes, collecting monthly payments along with principal and interest to ensure taxes are paid on time. Your lender calculates the monthly escrow amount by estimating your annual property tax bill and dividing by 12, often adding a cushion to account for potential increases.

Property tax bills in Pike County are typically due annually, and lenders usually receive and pay these bills directly from your escrow account. If your actual tax bill differs significantly from the escrowed amount, your lender will perform an annual escrow analysis and adjust your monthly payment accordingly. You may receive a refund if too much was collected, or you may need to make up a shortage through increased monthly payments or a lump sum.

It's important to review your annual escrow statement and verify that your lender has received any tax credits you've applied for, as these credits should reduce your tax bill and potentially your required escrow payments. If you believe your escrow calculation is incorrect, contact your lender with documentation of your actual tax obligations, including any approved credits or special assessments.

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Section 6

Frequently Asked Questions

Q: When are Pike County property taxes due for the current fiscal year? A: Personal property taxes are due by May 15, 2025. Real estate tax due dates may vary, so contact the Pike County Sheriff's office or check your tax bill for specific due dates for the 2025-2026 tax year.

Q: What is the Homestead Tax Credit and how do I apply? A: The Homestead Credit provides up to $49,100 in assessed value reduction for qualifying owner-occupied homes for the 2025-2026 assessment years. This credit requires a separate application to the Pike County PVA office and is not automatically applied. You must own and occupy the home as your primary residence.

Q: Are there other tax credits available in Pike County? A: Kentucky offers various tax credits including disability exemptions, veteran exemptions, and senior citizen credits. Each requires a separate application with documentation. Contact the Pike County Property Valuation Administrator's office for specific eligibility requirements and application forms.

Q: How often are properties reassessed in Pike County? A: Kentucky law requires annual assessment updates, though full reappraisals typically occur every few years. The Pike County PVA reviews property values regularly and may adjust assessments based on market conditions, improvements, or other factors affecting property value.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal their assessment to the Pike County Board of Assessment Appeals. Appeals must typically be filed within specific timeframes after receiving your assessment notice. Contact the Pike County PVA office for current appeal deadlines and procedures.

Q: What happens if I pay my property taxes late? A: Late property tax payments in Pike County incur penalties and interest charges. The exact penalty structure varies by tax type and jurisdiction. Contact the Pike County Sheriff's office for specific penalty rates and payment options if your taxes are overdue.

Q: Can I pay my Pike County property taxes online? A: Payment options vary by tax type and collecting agency. Contact the Pike County Sheriff's office for current online payment availability and accepted payment methods for real estate taxes, and check with the appropriate offices for personal property tax payment options.

Q: Why did my tax bill increase if my assessment stayed the same? A: Tax increases can occur even with stable assessments due to changes in tax rates set by various taxing districts (county, school district, fire district, etc.). Special districts may increase rates to fund services, or new districts may be added to your area.

Q: How do special taxing districts affect my Pike County property taxes? A: Your total property tax bill includes rates from all applicable special districts serving your property location, such as school districts, fire districts, and library districts. Properties in different areas of Pike County may have different combinations of districts, resulting in varying total tax rates even within the same county.

Q: What documentation do I need to apply for tax credits? A: Documentation requirements vary by credit type but commonly include proof of ownership, occupancy verification, income statements, age verification, disability documentation, or veteran status proof. Contact the Pike County PVA office for specific requirements for each available credit program.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
CITY OF PIKEVILLE, KENTUCKYpikevilleky.gov
02
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
03
Tax Doc
COMMONWEALTH OF KENTUCKY PROPERTY TAX RATESrevenue.ky.gov
04
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
05
Tax Doc
The Collection Process for Property Tax Billsrevenue.ky.gov
06
County
PIKE COUNTY NET PROFIT LICENSE TAX RETURNS ...pikecountyky.gov
07
Homestead Exemption - Department of Revenue - Kentucky.govrevenue.ky.gov
08
APPLICATION FOR EXEMPTION UNDER THE ...revenue.ky.gov
09
Tax Doc
Property Tax Exemptions - Department of Revenuerevenue.ky.gov
10
approvedpikevilleky.gov
All sources verified as of 2025 Tax Year

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