Q: When are property taxes due in McCreary County?
A: Property taxes for the 2025 tax year are due by May 15, 2025. This date applies to the current fiscal year, and property owners should verify future year deadlines with the McCreary County Sheriff's office.
Q: What tax credits are available, and do I need to apply for them?
A: The primary tax benefit is the homestead exemption worth $49,100 for the 2025-2026 assessment years. This exemption requires a separate application to the McCreary County Property Valuation Administrator and is NOT automatically applied. Contact the PVA office for application forms and deadlines.
Q: How does the homestead exemption work?
A: The homestead exemption reduces your property's assessed value by $49,100 if you qualify and apply. This is not a credit that reduces your tax bill dollar-for-dollar, but rather an exemption that reduces the value on which taxes are calculated. You must apply for this exemption - it is not automatic.
Q: How often are properties reassessed in McCreary County?
A: Kentucky conducts property reassessments on a regular cycle. Property owners receive assessment notices and have the right to appeal their assessed value through the county board of assessment appeals if they believe the assessment is incorrect.
Q: What are the penalties for late property tax payments?
A: Late property tax payments in Kentucky typically incur penalties and interest charges. Contact the McCreary County Sheriff's office for specific penalty rates and payment options for delinquent accounts.
Q: Can I pay my property taxes online?
A: Many Kentucky counties offer online property tax payment systems. Check with the McCreary County Sheriff's office or visit the county's official website to determine available online payment options.
Q: Why do property tax rates vary within McCreary County?
A: Tax rates vary because different areas of the county are served by different special taxing districts, such as school districts, fire protection districts, library districts, and other local service areas. Each district can levy additional taxes to fund their services.
Q: Who do I contact for questions about my property tax bill?
A: For assessment questions, contact the McCreary County Property Valuation Administrator. For payment questions or tax collection issues, contact the McCreary County Sheriff's office. Both offices are typically located at the McCreary County Courthouse.
Q: Are there property tax benefits for seniors or disabled persons?
A: Kentucky may offer additional property tax relief programs for qualifying seniors or disabled property owners. Contact the McCreary County Property Valuation Administrator to inquire about available programs and application requirements, as these benefits typically require separate applications and income qualifications.
Q: What triggers a supplemental tax assessment?
A: Supplemental taxes are typically triggered by change of ownership, new construction, completion of improvements, or other factors that change a property's assessed value during the tax year. The Kentucky Department of Revenue monitors these changes and issues supplemental assessments as needed.
