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Updated 2025 Tax Year

Marion County
Property Tax Guide

Everything you need to know about property taxes in Marion County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by district - base county rate plus school district, fire district, and municipal additions typically range 0.8% to 1.2%
1st Due
Dec 31
2nd Due
Jun 30
Exemptions
4+ Available
Section 1

How Property Tax Works

Marion County, Kentucky operates under the state's property tax system, where property taxes serve as a crucial funding source for local government services, public schools, libraries, and infrastructure maintenance. The county follows Kentucky's assessment practices, with properties assessed at fair cash value and taxed accordingly. Property owners in Marion County can expect effective tax rates that vary depending on their specific location within the county due to different special taxing districts.

The actual tax rate you pay in Marion County depends on which special taxing districts serve your property, such as school districts, fire protection districts, library districts, and other municipal services. These districts can create significant variations in total tax rates between different areas of the county. For the 2025 tax year, the Kentucky state real property tax rate is set at 10.6 cents per $100 of assessed value, with local rates determined by individual taxing authorities within Marion County.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed value)Description
State Real Property Tax$0.106Kentucky state-mandated rate for FY 2025
Marion County GeneralVaries by districtCounty government operations and services
School DistrictVaries by districtLocal school district funding
Library DistrictVaries by districtPublic library services (if applicable)
Fire Protection DistrictVaries by districtFire and emergency services (if applicable)
Municipal ServicesVaries by districtCity services (if within city limits)

Note: Total effective rates vary significantly by location within Marion County due to overlapping special taxing districts. Contact the Marion County Property Valuation Administrator (PVA) office for specific rates applicable to your property's taxing districts. These rates apply to the FY 2025-2026 levy year.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Marion County, property taxes are due in two installments:

First Installment
Dec 31
Delinquent after Dec 10
Second Installment
Jun 30
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Marion County are additional property tax assessments that occur when there are changes to property ownership, value, or use during the tax year. Common triggers include new construction completion, property transfers that remove exemptions, or corrections to previous assessments. When supplemental taxes are levied, they are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year the change was in effect.

For example, if you complete a $50,000 home addition in June and your property's assessed value increases accordingly, you would receive a supplemental tax bill covering July through the end of the tax year. The supplemental amount would be calculated using the increased assessed value multiplied by your district's tax rate, then prorated for the remaining months of the tax year.

Example Calculation

$300,000 Property Value:

  • Assessed Value: $300,000
  • Homestead Credit Applied: (varies, requires application)
  • Net Taxable Value: ~$290,000 (example with credit)
  • Annual Tax (estimated at 0.85% effective rate): $2,465
  • Monthly Escrow: $205

$600,000 Property Value:

  • Assessed Value: $600,000
  • Available Credits Applied: (requires application)
  • Net Taxable Value: ~$590,000 (example with credits)
  • Annual Tax (estimated at 0.85% effective rate): $5,015
  • Monthly Escrow: $418

$1,000,000 Property Value:

  • Assessed Value: $1,000,000
  • Available Credits Applied: (requires application)
  • Net Taxable Value: ~$995,000 (example with credits)
  • Annual Tax (estimated at 0.85% effective rate): $8,458
  • Monthly Escrow: $705

Note: These examples use estimated effective rates. Actual rates vary by taxing district location. Most tax credits require separate applications and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Marion County require property tax escrow accounts for borrowers with less than 20% down payment or upon request. Your lender collects monthly escrow payments along with your mortgage payment, typically calculating 1/12 of your annual property tax bill plus a cushion amount. The lender pays your property taxes directly to Marion County when they become due, usually around the November deadline.

Property owners should verify that their lender has current tax information and is making payments on time. You can check payment status through the Marion County Sheriff's office or online portal. If your property taxes increase due to reassessment or rate changes, your lender will adjust your monthly escrow payment accordingly, typically providing 60 days' notice of any changes.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Marion County property taxes due for FY 2025-2026? A: Property taxes are due November 15th, with a 2% discount available if paid by November 1st. Extended payment hours are typically offered in early May for the following year's taxes.

Q: What tax credits are available and how do I apply? A: Marion County offers various tax credits that require separate applications, including homestead credits for primary residences and credits for disabled veterans. Contact the Marion County PVA office for specific application forms and deadlines, as these are not automatically applied.

Q: How does the homestead credit work? A: The homestead credit caps the annual increase in your property's assessed value growth rather than reducing the market value itself. You must file an application with the PVA office to qualify, and it only applies to your primary residence.

Q: How often are properties reassessed in Marion County? A: Kentucky requires annual assessment updates, though full reappraisals occur periodically. The Marion County PVA office reviews property values yearly and may adjust assessments based on market conditions and property changes.

Q: What are the penalties for late property tax payments? A: Late payments typically incur penalties and interest charges. Contact the Marion County Sheriff's office for specific penalty rates and payment options if you've missed the deadline.

Q: Can I pay my property taxes online? A: Check with the Marion County Sheriff's office for available online payment options and accepted payment methods for property tax bills.

Q: How do special district taxes affect my bill? A: Your total tax rate depends on which special taxing districts serve your property (school, fire, library, etc.). Properties in different areas of Marion County may have significantly different total tax rates due to varying district combinations.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Marion County Board of Assessment Appeals within specific deadlines after receiving your assessment notice. Contact the PVA office for appeal procedures and required documentation.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
2025 State Real Property Tax Rate Drops to 10.6 centsrevenue.ky.gov
02
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
03
Tax Doc
COMMONWEALTH OF KENTUCKY PROPERTY TAX RATESrevenue.ky.gov
04
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
05
Tax Doc
The Collection Process for Property Tax Billsrevenue.ky.gov
06
Tax Doc
Pay Your Property Taxes or View Current Tax Billindy.gov
07
record(20-1-2026).docxapps.legislature.ky.gov
08
State
2019 Real Estate Exemption List. ...apps.legislature.ky.gov
09
Tax Doc
Property Tax - Department of Revenue - Kentucky.govrevenue.ky.gov
10
2019 Proposed Budgetdata.indy.gov
All sources verified as of 2025 Tax Year

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