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Updated 2025 Tax Year

Hickman County
Property Tax Guide

Everything you need to know about property taxes in Hickman County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by taxing district (county levy + school district + special districts)
1st Due
May 15
Exemptions
4+ Available
Section 1

How Property Tax Works

Hickman County, Kentucky operates under the state's property tax system to fund essential local services including schools, county government operations, emergency services, and infrastructure maintenance. Property taxes in Hickman County are assessed annually based on the property's assessed value as of January 1st, with tax bills typically becoming due by May 15th each year.

The effective property tax rate in Hickman County varies by location within the county due to different combinations of taxing districts, including the county levy, school district assessments, and any applicable special district taxes. Property owners should note that their actual tax rate depends on which specific taxing districts serve their property location. The Kentucky Department of Revenue's Office of Property Valuation oversees the assessment process, while the county clerk's office handles tax collection and payment processing.

Section 2

What Makes Up Your Tax Bill

Note: Official tax rates for FY 2025-2026 have not yet been released. Rates typically become available closer to the fiscal year start date.

ComponentEstimated RateDescription
County GeneralTBDBasic county services and operations
School DistrictTBDLocal school funding
State Property TaxTBDState-mandated levy
Total Base Rate~1.0%Approximate combined rate

Additional assessments may apply based on property location:

  • Fire district taxes (varies by district)
  • Library district assessments
  • Other special service districts

Important: Actual rates vary significantly by location within Hickman County depending on which taxing districts serve each property. Contact the Hickman County Clerk's office or Kentucky Department of Revenue for current official rates applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hickman County, property taxes are due in two installments:

First Installment
May 15
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax bills are issued when errors are discovered in the original assessment or tax calculation after the regular bills have been mailed. Common triggers include assessment corrections, missed improvements, or calculation errors identified during the tax year.

When the county clerk's office discovers such errors, supplemental bills are prepared and mailed to affected taxpayers. These supplemental taxes become due immediately upon issuance and are subject to the same collection procedures as regular property taxes, including potential lien placement if they become delinquent.

Example: If a property improvement was missed during the January 1st assessment but discovered later in the year, a supplemental bill would be issued for the additional tax owed on the increased assessed value, prorated for the remaining months in the tax year.

Example Calculation

Based on estimated 1.0% effective rate - actual rates will vary by taxing district

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): Variable
  • Net Taxable Value: ~$300,000
  • Annual Tax (1.0%): ~$3,000
  • Monthly Escrow: ~$250

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable): Variable
  • Net Taxable Value: ~$600,000
  • Annual Tax (1.0%): ~$6,000
  • Monthly Escrow: ~$500

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applicable): Variable
  • Net Taxable Value: ~$1,000,000
  • Annual Tax (1.0%): ~$10,000
  • Monthly Escrow: ~$833

Note: Tax credits require application and are not automatic. Contact the county assessor for available programs and application requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hickman County require borrowers to maintain an escrow account for property tax payments. The lender collects monthly escrow payments with your mortgage payment and pays the annual property tax bill directly to the county clerk's office when due in May.

Since Hickman County tax bills are transferred to the county clerk's office by April 15th and become due May 15th, lenders typically receive and pay these bills during the May collection period. Property owners should verify that their lender has received and paid their tax bill by checking with the Hickman County Clerk's office after the May 15th due date.

If you don't have an escrow account, you're responsible for paying property taxes directly to the county clerk's office by the May 15th deadline to avoid penalties and potential lien placement.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Hickman County for FY 2025? A: Property taxes are due by May 15, 2025. Tax bills are transferred to the county clerk's office by April 15, 2025.

Q: What tax credits are available and do I need to apply? A: Kentucky offers various tax credits including homestead credits for qualifying homeowners. Most credits require application and are NOT automatic. Contact the Hickman County assessor's office for available programs and application deadlines.

Q: How does the homestead credit work? A: The homestead credit typically limits annual assessment increases rather than reducing market value. You must file an application to receive this benefit - it's not automatically applied. Contact the county assessor for specific terms and application requirements.

Q: When are properties assessed? A: Properties are assessed annually as of January 1st. Assessment notices are typically mailed in the spring, and appeals must be filed within specified deadlines.

Q: What are the penalties for late payment? A: Late payments are subject to penalties and interest. Additionally, liens become effective when tax bills become delinquent, which can affect property ownership and financing.

Q: Can I pay my property taxes online? A: Contact the Hickman County Clerk's office directly to inquire about available online payment options and accepted payment methods.

Q: How do special district taxes work? A: Your total tax rate includes charges from all taxing districts serving your property location, such as fire districts or library districts. Rates vary by property location within the county.

Q: What triggers a supplemental tax bill? A: Supplemental bills are issued when errors are discovered in the original assessment or tax calculation, such as missed improvements or calculation mistakes found after regular bills are mailed.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
02
Tax Doc
COMMONWEALTH OF KENTUCKY PROPERTY TAX RATESrevenue.ky.gov
03
Tax Doc
Property Tax Rates - Department of Revenue - Kentucky.govrevenue.ky.gov
04
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
05
Tax Doc
Delinquent Property Tax - Department of Revenuerevenue.ky.gov
06
Tax Doc
2024 personal property tax forms and instructions for ...revenue.ky.gov
07
State
2019 Real Estate Exemption List. ...apps.legislature.ky.gov
08
Tax Doc
Property Tax - Department of Revenue - Kentucky.govrevenue.ky.gov
09
Fiscal Year 2017 EPA FOIA log (pdf)epa.gov
10
Auditor of Public Accounts Allison Ballauditor.ky.gov
All sources verified as of 2025 Tax Year

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