HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Henry County
Property Tax Guide

Everything you need to know about property taxes in Henry County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
6.00¢ per $100 assessed value (base county rate), varies by special taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Henry County, Kentucky operates under the state's property tax system to fund essential local services including schools, emergency services, road maintenance, and county operations. Property taxes are assessed on the fair market value of real estate and represent a significant revenue source for local government operations and the school district.

The property tax rate in Henry County varies by location within the county due to special taxing districts, but the base county rate is 6.00 cents per $100 of assessed value for the 2025 levy year. Your actual tax rate may differ depending on which special districts serve your property, such as fire districts or ambulance services. Property is assessed at 100% of fair market value, with reassessments conducted periodically by the Kentucky Department of Revenue's Property Valuation Administrator (PVA).

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General Fund6.00¢Basic county services and operations
County Ambulance District6.00¢Emergency medical services
School DistrictVariesLocal school operations (rate varies by district)
State Property TaxVariesState-level property tax

Rates shown are for levy year 2025 and apply to both real estate and tangible personal property. Total effective rates vary by location within Henry County depending on which combination of taxing districts serve your property. Contact the Henry County PVA office for your specific total tax rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Henry County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Henry County are additional property tax bills issued when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These supplemental bills cover the tax difference between the old and new assessments for the portion of the tax year after the change occurred.

Common triggers include purchasing a home, completing new construction, adding significant improvements like additions or pools, or when the PVA discovers previously unreported improvements. The supplemental tax is calculated by determining the difference in annual tax between the old and new assessments, then prorating that amount based on the number of months remaining in the tax year. For example, if a $50,000 home improvement completed in March results in $300 additional annual tax, the supplemental bill would be approximately $250 (covering 10 months from March through December).

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Tax Rate: 6.00¢ per $100 (base county rate)
  • Annual Tax: $1,800
  • Monthly Escrow: $150

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Tax Rate: 6.00¢ per $100 (base county rate)
  • Annual Tax: $3,600
  • Monthly Escrow: $300

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Tax Rate: 6.00¢ per $100 (base county rate)
  • Annual Tax: $6,000
  • Monthly Escrow: $500

These calculations use only the base county rate. Your actual tax bill will be higher when school district and other special district taxes are included. Tax credits such as the homestead exemption (for qualifying seniors) would reduce these amounts but require separate application.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Henry County require borrowers to establish an escrow account to ensure property taxes are paid on time. Your lender collects monthly escrow payments as part of your mortgage payment, typically 1/12th of your annual property tax bill plus a cushion amount. The lender pays your property taxes directly to Henry County when they become due.

Property taxes in Henry County are due by November 1st without discount, making this the key payment date for escrow accounts. Lenders typically pay taxes in late October or early November to ensure on-time payment. Your lender will provide an annual escrow analysis showing how your payments are calculated and any adjustments needed based on actual tax bills. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly, usually with advance notice from your lender.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Henry County property taxes due for the current tax year? A: Property taxes are due by November 1st without discount. Personal property taxes are due by May 15th.

Q: What tax credits are available and how do I apply? A: The primary tax credit is the homestead exemption for property owners 65 and older, which requires application using Revenue Form 62A023. This exemption is not automatic and must be applied for through the county assessor's office with supporting documentation.

Q: How does the homestead exemption work? A: Kentucky's homestead exemption for seniors doesn't reduce market value but rather limits assessment increases, helping control property tax growth for qualifying homeowners. You must apply annually and meet age and residency requirements.

Q: How often is my property reassessed? A: Kentucky conducts property reassessments periodically through the Property Valuation Administrator's office. You'll receive notice if your assessment changes and have appeal rights if you disagree.

Q: What happens if I pay my taxes late? A: Late payments are subject to penalties and interest. Contact the Henry County Clerk's office for specific penalty rates and payment options.

Q: Can I pay my property taxes online? A: Contact the Henry County Clerk's office at (502) 845-8751 for current online payment options and accepted payment methods.

Q: Do special districts affect my tax rate? A: Yes, properties in ambulance districts or other special service areas pay additional taxes beyond the base county rate. Your location determines which districts apply to your property.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Henry County Board of Assessment Appeals within specific deadlines after receiving your assessment notice. Contact the PVA office for appeal forms and procedures.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
HENRY COUNTY FISCAL COURThenrycounty.ky.gov
02
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
03
Real Property Information - Treasurertreasurer.henrycounty33.us
04
County
Delinquent Taxes - Henry County Clerk's Officehenrycountyclerk.ky.gov
05
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
06
Tax Doc
Tax sale will be held on Wednesday, July 23rd , 2025 in ...henrycountyclerk.ky.gov
07
Tax Doc
Property Tax Exemptions - Department of Revenuerevenue.ky.gov
08
APPLICATION FOR EXEMPTION UNDER THE ...revenue.ky.gov
09
Homestead Exemption - Department of Revenue - Kentucky.govrevenue.ky.gov
10
Tax Doc
Property Tax Forms and Instructions for Public Service ...revenue.ky.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate