Q: When are Hancock County property taxes due for 2025?
A: Real estate taxes are due with a 2% discount by November 1, 2025, and at face value through December 31, 2025. Delinquent penalties begin January 1, 2026.
Q: What tax credits are available and how do I apply?
A: The primary tax credit is the Homestead Credit for property owners 65+ or totally disabled, providing up to $38,500 reduction in assessed value. You must apply annually with the Hancock County PVA office before the listing deadline (typically March 1st).
Q: How does the Homestead Credit work?
A: The Homestead Credit caps annual assessment increases and reduces taxable assessed value by up to $38,500. It does NOT reduce market value but limits your tax liability growth. You must file an application with the PVA each year to maintain eligibility.
Q: When does the county assess my property value?
A: All properties are assessed annually as of January 1st. The PVA conducts inspections and reviews throughout the year, with property owners able to review assessments during the public inspection period in May.
Q: How do I appeal my property assessment?
A: Schedule a conference with the PVA during the 13-day inspection period beginning the first Monday in May. If unresolved, you can appeal to the County Board of Assessment Appeals within one day after the inspection period ends.
Q: What are the penalties for late payment?
A: A 2% discount applies if paid by November 1st. Face value is due by December 31st. After January 1st, delinquent penalties and interest accrue monthly until paid.
Q: Can I pay property taxes online?
A: Contact the Hancock County Sheriff's office at (270) 927-6914 for current online payment options and accepted payment methods.
Q: Why did my tax bill increase when my assessment stayed the same?
A: Tax rates can change annually based on budget needs of various taxing districts (county, school, fire, etc.). Even with the same assessment, rate increases will raise your tax bill.
Q: Do I owe taxes on personal property?
A: Yes, personal property taxes on vehicles, boats, and business equipment are due May 15th annually. Contact the PVA for personal property tax questions.
Q: How do special districts affect my tax rate?
A: Your location determines which special districts (fire, library, etc.) serve your property. Each district adds its rate to your total tax bill, which is why rates vary throughout the county.
