Q: When are property taxes due in Gallatin County?
A: Property taxes are due annually on May 15th. For 2025, taxes were due May 15, 2025. Late payments incur penalties and interest charges.
Q: What tax credits are available and how do I apply?
A: Kentucky offers several tax credits including homestead credits for qualifying homeowners. Most credits require annual application through the county PVA office. Contact the Gallatin County PVA for specific credit applications and deadlines, as they are NOT automatically applied.
Q: How does the homestead credit work?
A: The homestead credit in Kentucky typically limits annual assessment increases rather than reducing market value. This credit requires filing an application with the PVA and must be renewed periodically. It does not automatically reduce your home's assessed value.
Q: How often are properties reassessed?
A: Kentucky requires property reassessment every four years, with annual reviews for properties that have sold or been improved. The PVA conducts these assessments based on market conditions and property characteristics as of January 1st each year.
Q: What happens if I pay late?
A: Late payments incur penalties and interest charges that accrue monthly. Properties with significantly delinquent taxes may eventually face tax lien proceedings or tax sale processes administered by the county.
Q: Can I pay property taxes online?
A: Contact the Gallatin County Sheriff's Office directly to inquire about online payment options, as availability varies by county in Kentucky. Many counties are transitioning to online payment systems.
Q: Why did my tax bill change if my tax rate stayed the same?
A: Tax bills can change due to reassessment of your property's value, completion of new construction, changes in special district boundaries, or loss of previously applied tax credits that require reapplication.
Q: How do special districts affect my tax rate?
A: Your property may be served by multiple special taxing districts (fire, library, etc.) that each add to your total tax rate. The specific combination depends on your property's location within Gallatin County, which is why rates vary throughout the county.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the county Board of Assessment Appeals within specific deadlines after receiving your assessment notice. Contact the Gallatin County PVA for appeal forms and procedures.
Q: What exemptions require applications?
A: Most property tax benefits in Kentucky are actually tax credits (which reduce your tax bill) rather than exemptions (which reduce assessed value). Veterans, seniors, disabled persons, and homeowners may qualify for various credits, but virtually all require formal application and approval - none are automatic.
