Q: When are property taxes due in Cumberland County?
A: Property taxes for the 2025 tax year are due January 15, 2026. Late payments incur penalties and interest charges.
Q: What homestead tax credits are available and how do I apply?
A: Kentucky offers a homestead exemption that caps annual assessment increases for qualifying owner-occupied residences. This credit requires annual application using Revenue Form 62A023. Additional credits are available for seniors (65+) and disabled veterans, but all require separate applications filed with the county clerk.
Q: How does the homestead credit work?
A: The homestead credit limits how much your property's assessed value can increase each year for tax purposes, not reduce the market value. It does NOT automatically reduce your property value - you must apply annually before the deadline, and it only caps assessment growth going forward.
Q: How often are properties reassessed in Cumberland County?
A: The Kentucky Department of Revenue's Office of Property Valuation conducts periodic reassessments to ensure properties are assessed at fair market value. Reassessment schedules vary, but typically occur every 3-6 years countywide.
Q: How do I appeal my property assessment?
A: Property assessment appeals must be filed with the Kentucky Board of Tax Appeals within one year of the assessment date. Contact the Cumberland County Clerk for appeal forms and procedures.
Q: What are the penalties for late property tax payments?
A: Late payments incur penalty and interest charges as established by Kentucky law. Contact the Cumberland County Clerk for current penalty rates and payment options.
Q: Can I pay property taxes online?
A: Contact the Cumberland County Clerk at the courthouse to inquire about online payment options and accepted payment methods for property taxes.
Q: Why do tax rates vary within Cumberland County?
A: Different areas of the county fall within different combinations of special taxing districts (school districts, fire districts, library districts, etc.). Each district adds its own levy to create varying total tax rates throughout the county.
Q: Are there tax credits for seniors or veterans?
A: Yes, Kentucky provides additional tax credits for qualifying seniors (65+) and disabled veterans. These require separate applications with documentation filed annually. Contact the Cumberland County Clerk for application forms and eligibility requirements.
Q: What happens if I don't receive my tax bill?
A: Property owners remain responsible for paying taxes even if they don't receive a bill. Contact the Cumberland County Clerk immediately to obtain your bill and avoid late penalties.
