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Updated 2025 Tax Year

Crittenden County
Property Tax Guide

Everything you need to know about property taxes in Crittenden County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.174 per $100 assessed value (real estate), varies by taxing district
Exemptions
5+ Available
Section 1

How Property Tax Works

Crittenden County, Kentucky operates under a property tax system that funds essential local services including schools, county government operations, emergency services, and infrastructure maintenance. Property taxes in Crittenden County are administered by the Property Valuation Administrator (PVA) and collected by the Sheriff's office, following Kentucky's state-mandated assessment procedures.

The effective property tax rate in Crittenden County varies by location within the county due to different combinations of taxing districts. For the 2025 tax year, the base real estate tax rate is 0.174 per $100 of assessed value, while tangible personal property is taxed at 0.467 per $100 of assessed value. Your actual tax rate may be higher depending on which special taxing districts serve your property, such as fire districts, library districts, or other local service areas. Property assessments in Kentucky are based on fair cash value as of January 1st of each tax year.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Real Estate Base Rate$0.174FY 2025 county-wide rate for real property
Tangible Personal Property$0.467FY 2025 rate for business equipment, vehicles, etc.
School DistrictVariesAdditional levy for local school funding
Fire DistrictsVariesFire protection services (if applicable)
Library DistrictVariesPublic library services (if applicable)
Other Special DistrictsVariesWater, sewer, or other local service districts

Note: These rates apply to the 2025 levy year. Your total effective rate depends on which combination of taxing districts serve your specific property location within Crittenden County. Contact the Crittenden County PVA office for your property's exact total rate, as special district boundaries create different tax rates throughout the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crittenden County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Crittenden County are additional property tax bills issued when there are mid-year changes to property ownership, value, or use that affect the tax assessment. Common triggers include new construction completion, property improvements, changes in property classification (such as removal from agricultural use), or corrections to assessment errors discovered after the original tax bills were issued.

Supplemental taxes are calculated by applying the current year's tax rate to the difference between the new assessed value and the original assessed value, prorated for the portion of the tax year remaining. For example, if a $50,000 home addition is completed and assessed in January, but the improvement wasn't included in the original assessment, a supplemental bill would be issued for the additional tax owed on that $50,000 increase for the remainder of the tax year. The supplemental tax becomes due within the same timeframe as regular property taxes and is subject to the same penalty structure if paid late.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (100% of fair cash value): $300,000
  • Homestead Credit Applied: -$43,400 (if qualified and applied for)
  • Net Taxable Value: $256,600
  • Annual Tax (0.174%): $446.48
  • Monthly Escrow: $37.21

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (100% of fair cash value): $600,000
  • Homestead Credit Applied: -$43,400 (if qualified and applied for)
  • Net Taxable Value: $556,600
  • Annual Tax (0.174%): $968.48
  • Monthly Escrow: $80.71

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (100% of fair cash value): $1,000,000
  • Homestead Credit Applied: -$43,400 (if qualified and applied for)
  • Net Taxable Value: $956,600
  • Annual Tax (0.174%): $1,664.48
  • Monthly Escrow: $138.71

Note: These examples use only the base county rate and assume qualification for homestead credit, which requires a separate application. Actual taxes will be higher due to school district and any applicable special district taxes. All tax credits require application and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crittenden County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of your estimated annual property tax bill. The lender then pays your property taxes directly to the Crittenden County Sheriff's office when they become due on May 15th each year.

Lenders review escrow accounts annually and may adjust your monthly payment based on changes in your property tax bill or escrow account balance. If your taxes increase due to reassessment or special district changes, expect your monthly escrow payment to increase accordingly. Property owners are responsible for ensuring their lender has current tax information, and you should verify that payments are made on time to avoid penalties. If you pay taxes directly without escrow, remember that the full annual amount is due by May 15th with no partial payment options available.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Crittenden County? A: Property taxes for the 2025 tax year are due by May 15, 2025. This is a firm deadline with no grace period.

Q: What homestead tax credit is available and how do I apply? A: Kentucky offers a homestead credit that can reduce your assessed value by up to $43,400 for owner-occupied primary residences. You must apply with the Crittenden County PVA office - this credit is not automatic and requires annual verification of eligibility.

Q: Are there tax credits for seniors or disabled persons? A: Yes, Kentucky provides additional tax credits for qualifying seniors (65+) and disabled persons beyond the standard homestead credit. These require separate applications with income and age/disability documentation. Contact the PVA office for current eligibility requirements and application deadlines.

Q: How often are properties reassessed in Crittenden County? A: Kentucky law requires properties to be assessed annually at 100% of fair cash value as of January 1st. The PVA reviews market data and may adjust assessments yearly based on sales and market conditions.

Q: Can I appeal my property assessment? A: Yes, you can appeal to the Crittenden County Board of Assessment Appeals if you believe your assessment is incorrect. Appeals must typically be filed by May 15th following the assessment notice.

Q: What happens if I pay my taxes late? A: Property taxes not paid by the May 15th deadline are subject to penalties and interest charges. The county may eventually initiate tax lien proceedings for delinquent taxes.

Q: Can I pay my property taxes online? A: Contact the Crittenden County Sheriff's office directly for current online payment options and accepted methods, as these services may vary.

Q: How do special district taxes affect my bill? A: Your location within Crittenden County determines which special districts (fire, library, etc.) serve your property. Each district adds its own tax rate to the base county rate, so identical homes in different areas may have different total tax bills.

Q: Do I need to file annually for tax credits? A: Most tax credits, including homestead credits, require initial application and periodic renewal or verification. Contact the PVA office to confirm filing requirements for any credits you receive.

Q: What if I disagree with a supplemental tax bill? A: Supplemental tax bills can be appealed through the same process as regular assessments. Contact the PVA office within the appeal deadline to dispute the additional assessment that triggered the supplemental bill.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
City Government - Welcomecityofcrittendenky.gov
02
Tax Doc
Motor Vehicle Property Tax Rates 2025revenue.ky.gov
03
Tax Doc
COMMONWEALTH OF KENTUCKY PROPERTY TAX RATESrevenue.ky.gov
04
Tax Doc
2025 PERSONAL PROPERTY TAX FORMS AND ...revenue.ky.gov
05
Tax Doc
2024 personal property tax forms and instructions for ...revenue.ky.gov
06
Tax Doc
Property Tax Forms and Instructions for Public Service ...revenue.ky.gov
07
State
2019 Real Estate Exemption List. ...apps.legislature.ky.gov
08
Tax Doc
Property Tax - Department of Revenue - Kentucky.govrevenue.ky.gov
09
Tax Doc
Assessed Valuations for Local General Property Taxationwww2.census.gov
10
Tax Doc
PROPERTY TAX RETURNSpsc.ky.gov
All sources verified as of 2025 Tax Year

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