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Updated 2025 Tax Year

Bullitt County
Property Tax Guide

Everything you need to know about property taxes in Bullitt County, KY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.8% to 1.2% of assessed value (varies by taxing district combination)
Exemptions
4+ Available
Section 1

How Property Tax Works

Bullitt County property taxes fund essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. The property tax system is administered by the Bullitt County Property Valuation Administrator (PVA) for assessments and the County Clerk for tax collection. Property owners receive tax bills annually based on the assessed value of their property as of January 1st each year.

Tax rates in Bullitt County vary by location within the county due to different combinations of taxing districts, including the county general fund, school districts, fire districts, library districts, and other special service areas. The total effective tax rate typically ranges from approximately 0.8% to 1.2% of assessed value, depending on which taxing districts serve your specific property location. Property is generally assessed at 100% of fair cash value, with reassessments conducted periodically to maintain current market values.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
State Real Property$0.106Kentucky state property tax (FY 2025)
County GeneralVariesBullitt County operations and services
School DistrictVariesLocal school district funding
Fire DistrictVariesFire protection services (if applicable)
Library DistrictVariesPublic library services (if applicable)
Other Special DistrictsVariesAdditional local services as applicable

Total Combined Rate: Varies by location (typically $0.80 to $1.20 per $100 of assessed value)

Note: These rates apply to the FY 2025-2026 levy year. Your actual tax rate depends on the specific combination of taxing districts that serve your property address. Contact the Bullitt County Clerk's office at (502) 543-7104 for your exact district assignments and current rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bullitt County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax assessments issued during the tax year when there are changes to property ownership, value, or use that weren't captured in the original annual assessment. Common triggers include new construction completion, property improvements, ownership transfers that remove previous exemptions, or corrections to the original assessment.

Supplemental taxes are calculated by applying the current tax rate to the change in assessed value, prorated for the portion of the tax year remaining when the change became effective. For example, if you complete a $100,000 addition to your home in September, you would receive a supplemental tax bill for approximately 67% of the annual tax on that $100,000 increase (8 months remaining in the typical July-June tax year). The supplemental tax is due within 30 days of the bill date and is separate from your regular annual property tax payment.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$49,100 (requires application)
  • Net Taxable Value: $250,900
  • Tax Rate: $1.00 per $100 (example rate)
  • Annual Tax: $2,509
  • Monthly Escrow: ~$209

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$49,100 (requires application)
  • Net Taxable Value: $550,900
  • Tax Rate: $1.00 per $100 (example rate)
  • Annual Tax: $5,509
  • Monthly Escrow: ~$459

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$49,100 (requires application)
  • Net Taxable Value: $950,900
  • Tax Rate: $1.00 per $100 (example rate)
  • Annual Tax: $9,509
  • Monthly Escrow: ~$792

Note: Homestead credit requires annual application filing and is NOT automatic. Actual tax rates vary by specific taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Bullitt County require property tax escrow accounts to ensure timely tax payments. Your lender collects monthly escrow payments equal to 1/12 of your estimated annual property tax bill, plus insurance premiums. These funds are held in a separate escrow account and used to pay your taxes when due on May 15th each year.

Lenders typically conduct annual escrow analyses to adjust your monthly payment based on actual tax bills and account balance. If taxes increase significantly, you may face an escrow shortage requiring either a lump sum payment or increased monthly payments. Property owners can verify their tax payments were made correctly by checking with the Bullitt County Clerk's office or viewing payment records online. If you pay taxes directly without escrow, remember that the full amount is due by May 15th with no partial payment options available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Bullitt County? A: Property taxes for FY 2025-2026 are due by May 15, 2026. The full amount must be paid by this date - there are no partial payment plans available.

Q: What homestead tax credits are available and how do I apply? A: The homestead exemption provides up to $49,100 reduction in assessed value for qualifying owner-occupied primary residences. You must file Form 62A023 with supporting documentation. This is NOT automatic and requires annual application filing with the PVA office.

Q: Does the homestead credit reduce my home's market value? A: No, the homestead credit reduces your assessed value for tax purposes only, not your property's market value. It also helps limit assessment increases on your primary residence but does not cap them at a specific percentage annually.

Q: How often is property reassessed in Bullitt County? A: Kentucky law requires properties to be assessed at 100% of fair cash value. The PVA conducts periodic reassessments to maintain current market values, but there is no set statewide schedule.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal assessments to the Bullitt County Board of Assessment Appeals, typically by May 15th following the assessment notice. Contact the PVA office for specific appeal procedures and deadlines.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Contact the Bullitt County Clerk's office at (502) 543-7104 for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Check with the Bullitt County Clerk's office for available online payment options and any associated convenience fees.

Q: Why did my tax bill increase when I didn't make improvements? A: Tax bills can increase due to rising property values, increased tax rates approved by local taxing districts, or removal of previously applied credits that require reapplication.

Q: How do special district taxes affect my bill? A: Your total tax rate includes all applicable taxing districts serving your property location, such as fire districts, library districts, or other special service areas. These vary significantly by address within Bullitt County.

Q: What happens if I don't receive a tax bill? A: Property owners are responsible for paying taxes even if no bill is received. Contact the County Clerk immediately if you don't receive your bill by March to avoid late penalties.

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