Q: When are property taxes due in Ballard County?
A: Property taxes for the 2025 tax year are due by May 15, 2025. This annual deadline applies regardless of whether you pay directly or through a mortgage escrow account.
Q: What homestead tax credits are available and how do I apply?
A: Kentucky offers a homestead exemption that limits annual assessment increases for owner-occupied residences. This credit requires annual application with the Ballard County PVA office. Application deadlines vary but typically occur in the fall preceding the tax year.
Q: How does the homestead exemption work?
A: The homestead exemption does not reduce your property's assessed value but instead limits how much your assessment can increase each year (typically 4% maximum). You must apply annually and the property must be your primary residence as of January 1st.
Q: Are there disability or senior citizen tax credits available?
A: Kentucky offers various disability exemptions and senior citizen benefits. These require specific applications and documentation of eligibility. Contact the Ballard County PVA office for current programs, application requirements, and deadlines.
Q: How often are properties reassessed?
A: Kentucky law requires annual assessment updates. The Ballard County PVA reviews property values each year, with comprehensive reappraisals conducted periodically. Assessment notices are typically mailed in spring.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Ballard County Board of Assessment Appeals within specific timeframes after receiving your assessment notice. Contact the PVA office for appeal forms, deadlines, and procedures.
Q: What are the penalties for late payment?
A: Property taxes not paid by the May 15th deadline accrue interest and penalties. Contact the Ballard County Sheriff's office for current penalty rates and payment options for delinquent accounts.
Q: Can I pay property taxes online?
A: Contact the Ballard County Sheriff's office to inquire about online payment options, accepted payment methods, and any associated processing fees for electronic payments.
Q: Why do tax rates vary within Ballard County?
A: Different areas of Ballard County are served by various combinations of school districts, municipalities, fire districts, and special service districts. Each entity sets its own tax rate, creating different total effective rates depending on your property's location.
Q: Do I need to reapply for tax credits every year?
A: Yes, most tax credits and exemptions require annual reapplication. The homestead exemption and most other credits are not automatically renewed and must be filed each year by the specified deadlines.
